newly applied right? got your income docs ma... verify or not depends on the 'sop'? lol

Hello everyone, so i got this problem here with my google wallet and cimb card.

Last few months, i always buy games, top up ingame item with my credit card.

The last transaction is 9-11-2014.

Until the next 25-11-2014, when i want to buy, the payment can't be proceed, so i din't care, thought might be server down or what.

Until yesterday, i tried to buy something again, but still, cannot buy anything.

So i try to remove the card, and RE ADD the credit/debit card
My card is a debit card(Youth Saver) btw.

There, come with 2 different outcome.

If i use phone : It shows credit card number invalid.
If i use computer : It says that There was a problem authorizing your card. Contact your bank if this problem continues.

So i thought it might be the card problem, so i tried with another card, which is also a cimb debit card(Air Asia saver).

But then, same, so i tried with my Kwik Cimb card, same.

What can i do about this?
Last few months it work normaly, until late of november it turn out like that.

Need solution thanks

Extra notes : I even tried to create a new google playstore account, same thing, invalid card number for phone, problem authorizing card for computer browser

This post has been edited by puremage111: Jan 8 2015, 03:58 PM

how to pay ex-mbf card now is with AMBG?
Last ti I use CIMB but now looks like it is not working anymore. Do you have instruction on how to make payment?

i know this question has been asked before. how about year 2015, is there any way to pay selangor quit rent (cukai tanah) online using cc?

you can check out Maybank2u - http://www.maybank2u.com.my/WebBank/AMEXPa...List_211013.pdf and http://www.maybank2u.com.my/mbb_info/m2u/p...Key=ACC06.07#13

just want to clear my doubt.

normally if never own a credit card before, to apply you need some document such as efp, bank statement, salary slip and so on for them to verify that i have the annual income total of rm24k so they approved the credit card for me.

ok. now i have own a credit card already. the problem is now my salary is lower than rm24k. do they still need my document to submit so they can do their verification. i heard some people say that if you have an existing credit card, it will easy to apply and approve another credit card???

BNM ruling -

1. Annual income has to be RM24K to be eligible for CC.
2. Max COMBINED Credit Limit for those earning less than RM36K shall not be 3X monthly salary.

So, if you are applying for a CC with a new issuer/bank, technically you are not eligible for a credit card

or another way to look at it is- if your current CC Credit Limit is RM6K, you are not allowed to hold another credit card from another bank unless you reduced the credit limit of you existing card.

Having said the above, some members reported that they managed to pledge Fixed Deposit with one or two banks which will then issue them a credit card where the Credit Limit is same as the amount of FD pledged.

If you want to get another credit card from the same bank, it is possible. E.g. you have Maybank Classic MasterCard, you may be able to get the Maybankard 2 Cards since the Credit Limit will be combined.

is that recent change? max credit limit has always been 2x monthly income per issuer right? never heard of combined limit.

yes u need to re submit but approval is up to them.

i have also submit all my docs and they never call me to verify and straight approve.

You are right, it's 2 times for those earning less than RM36K, my bad.

Last month I had the privilege to have a Guest Columnist by the name of VergonDC who did a review of the AmBank World MasterCard and Visa Infinite. In VergonDC's article he showed us that his AMBank's World MasterCard overseas transactions conversion rate was better than Maybank's Visa Infinite.

It gives me great pleasure to introduce another new Guest Columnist at my blog - Mr-stingy. I just published an article titled How I Saved RM5,024.94 In 2014 Using Credit Cards by Mr-stingy. In this said article, Mr-stingy wrote about how much he “earned” and “saved directly or indirectly” from his credit cards.

will the gst 6% be charged to our credit card monthly statement?

let say we use rm10k per month? +gst 6% charge = end up we need to pay rm 10600? (rm600 for GST) ??

The answer is no

This post has been edited by Human Nature: Jan 12 2015, 11:40 PM

The banks are still waiting on the final decision on how GST will impact credit card holders.

From some readings here and there, it seems like Goods and Services Tax (GST) will probably apply on the Annual Fee, if any, while the existing Government Service Tax (GST) being waived.

There could be GST on other services provided by the bank. So, we'll just have to wait till the day the guidelines are finalized.

the goods we bought via credit card already paid 6%....
if credit card still charged us 6%, means 6%+6% = 12%

example, the items shown on TESCO already inclusive 6% GST...

no idea.. all about speculation but if there is really a 6% i am gonna say GoodBye to my 2 newly approved cards

bro, as i said, item we bought at grocery already included 6% GST
checked this out
http://www.therakyatpost.com/business/2015.../#ixzz3Od0Nd6pZ

guideline already been there for months now

http://gst.customs.gov.my/en/rg/SiteAssets...uary%202014.pdf

My total CL is only RM200 less than my 3X salary

A question to sifus: My personal income from work is 1.9k per month, however I have side incomes (freelance etc) of at least 200~500 per month. Can this be counted into annual income? Or only income from company/registered business counts?