I cancelled my wise card this year after holding it for 1 year++. I agree with you that the cashback 10% is good with possibility to save up to rm1200 per year.

BUT, it's not so easy FOR ME to reach the full cashback every month due to a couple of reasons:-
- must have 10x rm50 swipe so always have to keep track of transaction count, split my grocery bills just to meet the 10x swipe. Go shopping almost one hour, then wait in line for anothert 15-20mins at Jusco, then have to split the bill. Sometimes see a lot of black face behind me when i split the bill 2-3 transaction.
- not all groceries got 10% cashback, if you see my transaction, if possible i try to stay away from jusco, giant and etc because really packed on weekend. So I like BIG grocer in publika and hero market in ttdi. No parking problem and got plastic bag on saturday with no extra charge. Go one utama on weekend is asking for suicide to me. lolol....
- Must also take note of your due date because the 10x must happen from the time payment cycle happen and not within calender month. So once payment for month made on due date, that is day 1 of the when they start counting the 10x swipe.
- not all bill payment can be done online pay from credit card - i cant quite remember if TM, syabas, astro and etc can be paid via online banking. With scb, i just go to one website, select all my biller and pay straight. Every month pay bill take me like 5 mins. Can download the estatement and file for safe keeping.
- i have to register to direct debit to credit card at maxis to enable payment via credit card.
So to me, the best card must be the one that is easiest to achieve based on your preference. So i reserve my comment to my preference and not for all ppl here.

+1, thats the reason im cancelling my SCB gold card. to much hassle to earn CB

i've applied gold cash back mastercard, the call center told me that the min expenditure per month (rm500) for the 2% cashback is based on current calendar month, not statement date.
can anyone confirm on this?

second year with WorldMiles, they charge RM15 for monthly card fee which cannot be waived at all   

what is the annual fee for standard chartered justone platinum mastercard?

they will usually waive it, no need to think about it

Not sure about gold cash back MC. But previously i'm using Just One Platinum, their cash back calculation is according to calendar month.

ok.. thank u..
how about the transaction from 1st - end of the month?
based on transaction date or posting date?

Has anybody redeem 3000 ChoicePoints for a GSC movie ticket ?

ok.. thank u..
how about the transaction from 1st - end of the month?
based on transaction date or posting date?

i just converted 3000 rewards point into 1000 Bigshot point. impressive

i just converted 3000 rewards point into 1000 Bigshot point. impressive

I converted 90k points to 30k AA Big!! Best value ever!!