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Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here

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SUSNicklly
post Jan 4 2015, 04:22 AM

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Standard Chartered Gold CashBack Credit Card..can anyone mind to share what so good about this card? Currently I'm holding this card and monthly spending is from 1.5k-2k, the cash rebate is only rm50.. other than that I also do not found any good from this card.. and I'm holding 2 card another one I use to do IPP, hence basically just for the IPP no other limit for me to spend, and due to my previous apply salary is not more than 3k and now want to apply new card for citibank but rejected~_~.. it is using debit card better?

kuai_chai
post Jan 5 2015, 02:31 AM

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QUOTE(Nicklly @ Jan 4 2015, 04:22 AM)
Standard Chartered Gold CashBack Credit Card..can anyone mind to share what so good about this card? Currently I'm holding this card and monthly spending is from 1.5k-2k, the cash rebate is only rm50.. other than that I also do not found any good from this card.. and I'm holding 2 card another one I use to do IPP, hence basically just for the IPP no other limit for me to spend, and due to my previous apply salary is not more than 3k and now want to apply new card for citibank but rejected~_~.. it is using debit card better?
*
imo, if ur monthly spending can be divided into other categories for eg, petrol/dining/groceries, maybe there are other card better for these categories.
for me, this card is only useful for other purchases, such as online payment/parking/etc..

SUSNicklly
post Jan 5 2015, 02:50 AM

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QUOTE(kuai_chai @ Jan 5 2015, 02:31 AM)
imo, if ur monthly spending can be divided into other categories for eg, petrol/dining/groceries, maybe there are other card better for these categories.
for me, this card is only useful for other purchases, such as online payment/parking/etc..
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My spending are totally mix, inclusive dining, travel, shopping, groceries, petrol&auto & etc anything can pay through credit card basically I will use..
Bahnhofstrasse
post Jan 5 2015, 08:34 PM

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anybody know the RM300 Ringgitplus petrol voucher is from which petrol station for Just One Platinum?
kuai_chai
post Jan 6 2015, 11:40 AM

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QUOTE(Nicklly @ Jan 5 2015, 02:50 AM)
My spending are totally mix, inclusive dining, travel, shopping, groceries, petrol&auto & etc anything can pay through credit card basically I will use..
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i think to make full use of ur cashbacks, u should split up the expenses..
no benefit on petrol/insurance payment with this card, so it's better to use them on other cards..
and if u have other cards, and they might offer u better benefits than this card which u might get 2-3% cashback only..
other cards might give u 5-10% on petrol/dining/groceries..
kelvinlzy
post Jan 6 2015, 01:37 PM

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QUOTE(kuai_chai @ Jan 5 2015, 02:31 AM)
imo, if ur monthly spending can be divided into other categories for eg, petrol/dining/groceries, maybe there are other card better for these categories.
for me, this card is only useful for other purchases, such as online payment/parking/etc..
*
Can use credit card to pay for parking? Or you mean reload TnGo using CC and pay with it? brows.gif
kuai_chai
post Jan 6 2015, 05:11 PM

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QUOTE(kelvinlzy @ Jan 6 2015, 01:37 PM)
Can use credit card to pay for parking? Or you mean reload TnGo using CC and pay with it? brows.gif
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season parking la.. haha..
hkboey
post Jan 7 2015, 10:27 PM

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anyone know KLCC Isetan grocery is it categorised as Grocery for HLB Wise?
karcity
post Jan 7 2015, 10:54 PM

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QUOTE(hkboey @ Jan 7 2015, 10:27 PM)
anyone know KLCC Isetan grocery is it categorised as Grocery for HLB Wise?
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Sorry , this is SC thread, not HL thread
hkboey
post Jan 7 2015, 11:08 PM

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QUOTE(karcity @ Jan 7 2015, 10:54 PM)
Sorry , this is SC thread, not HL thread
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Oops... confused with my open windows. notworthy.gif
Bahnhofstrasse
post Jan 8 2015, 08:58 AM

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First post need updating. No more rewards point for gold card, only cashback gold and justone gold card.

and Justone platinum is 10% cashback. no more 15%
aromachong
post Jan 9 2015, 11:30 PM

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how does annual fee waiver for scb works? i might interested on scb cash back cards

can it be waive or must call to hotline number? or there are terms and conditions one must swipe / use how many amount per year
aromachong
post Jan 10 2015, 02:48 PM

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SCB card online transaction history only got one "DATE" shown??

how come no "posting date" and "transaction date" shown???

make me wondering still want to get this gold card or not as i have one card from this bank already!
aromachong
post Jan 10 2015, 09:10 PM

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Note: With effect from 1st February 2015 onwards, cashback will be accumulated and redeemable via www.sc.com/my

links @ https://www.sc.com/my/credit-cards/goldcard...-and-Condit.pdf

seems like they make it complicated for us to get cashback? ha ha..!

This post has been edited by aromachong: Jan 10 2015, 09:11 PM
TSronnie
post Jan 11 2015, 12:01 PM

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QUOTE(aromachong @ Jan 10 2015, 09:10 PM)
Note: With effect from 1st February 2015 onwards, cashback will be accumulated and redeemable via www.sc.com/my

links @ https://www.sc.com/my/credit-cards/goldcard...-and-Condit.pdf

seems like they make it complicated for us to get cashback? ha ha..!
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Citibank style vmad.gif mad.gif
aromachong
post Jan 11 2015, 12:27 PM

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QUOTE(ronnie @ Jan 11 2015, 12:01 PM)
Citibank style  vmad.gif  mad.gif
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i plan to change my billing cycle. will it affect the cashback monthly?
yifie_911
post Jan 11 2015, 05:40 PM

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Utility bills is included for cashback?
sms2u
post Jan 12 2015, 12:09 PM

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QUOTE(kuai_chai @ Jan 6 2015, 05:11 PM)
season parking la.. haha..
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Which season parking accept credit card?
kuai_chai
post Jan 12 2015, 02:15 PM

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QUOTE(sms2u @ Jan 12 2015, 12:09 PM)
Which season parking accept credit card?
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PJ Uptown.
y?
i think a lot of parkings accept credit card, no?

aromachong
post Jan 12 2015, 07:39 PM

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pay astro to scb credit card usually take how many days?

i pay my astro and see the status still show "submitted"

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