I have a few questions here.

1) On the Saturday I received my 2 cards, I spent on a dinner costing RM50++ and linking it to Paypal which costs 1 USD. I was alerted by Maybank SMS for both transaction but on Sunday I spent up to RM215 in one transaction and another RM75 but did not receive any SMS notification, is that normal?

2) I was told that my cc billing cycle is on 6th every month, does it mean that I can already pay the bill on 6th itself and before 26th to avoid any interest charges?

3) Is it possible to pay my AMEX card bill with CIMB Clicks? I have searched around and found that Clicks transaction page only allows you to enter 16-digit credit card numbers and AMEX only comes with 15?

1) For online transaction, you'll be alerted. For offline transaction, you'll not be alerted unless the amount exceeds the default number which I believe to be RM 500.

2) Pay by statement due date to avoid interests. Buffer for processing time if you use IBG, GIRO and cheques.

i managed to book Agoda using Amex and eligible for the Maybank 7% discount

yes, this is for sure. should try it in the weekends and see whether you get the 5%.

will try it next time, this was a last minute booking for friday haha

LOL! same like me! i always do last minute booking so haven't get to try whether can get the weekends 5%.

I received the hardcopy statement FOC even I tick the paperless statement on the application form

This post has been edited by svefz: Jan 21 2014, 12:45 PM

last weekend bought something from GNC Gurney Penang via mbb2amex, they double charged me.. same transaction date but different posting date..

Call up CS and they need 5-7 working days to investigate

I experienced this on another card paying for a movie ticket. I called TGV CS and they reverse the charge after I provided proof of purchase. I think its faster if you go to GNC side and ask them to reverse the charge rather then wait for the bank to investigate. Assuming it is GNC fault of course....

This post has been edited by WhitE LighteR: Jan 21 2014, 01:38 PM

I remember I have reported this issued to card center before, and they (bank) need to check with that machine (shop), probably will need to take some time to investigate, in the same time there will be charge you admin fee right? Do you charge by bank??

how much is it already? I cannot recall the amount.

times like this it's best to get the transaction SMS alert so you will know that you are double charged and can rectify on the spot

someone should try to see if the visawed still works tomorrow

just wondering i have a card with rm15k limit, but i want to buy a rm40k item to swipe card, cause its not safe to carry that much cash to the shop. just wondering if maybank allows to "open" my card for that amount, so I can swipe the rm40k and then later bank deposit to mbb credit card ??

you may try to call and ask for temporary increment of your credit limit.

This post has been edited by victorywp: Jan 21 2014, 04:23 PM

Last time, this request needs to fill a form.

Now they allow to do it via CS?

there is few option you could use here:

1. Use cheque instead of credit card
2. Ask for temporary credit increase via call to customer service
3. Deposit the money directly into credit card so you have credit 40k

Hi guys, just got my AMEX and Mastercard.

I've got a question regarding my AMEX card.

1) Regarding


How does this work ? Does it depend on our monthly statement or by month? If say someone's billing statement is from 15th to 15th of each month, how does it work?

temporary/emergency credit increase can be done via CS..
the CS did ask the company name/shop before allowed..
so i guess the temporary increase onli specific to that company/shop only..

by month...
NOT monthly statement

Okay.

So say I get my statement on every 15th. So that does NOT affect the Monthly Cash Rebate ?

Example,

Statement from Jan 15th to Feb 15th. Cash Back for the whole of Jan (RM50) will be accounted for on the 1st or 2nd of February?