let's say you choose groceries, petrol and mobile(telco) you can get RM 100/month cashback for wise for uob the cash back has capping but take note of the min RM50 requirement for 10 transactions on wise

This post has been edited by DarReNz: Jun 5 2014, 03:19 PM

UOB One Card - a Pure Cash Card
Earn Cash Rebates ON:
* 5% for Petrol Cash Rebate X [capped RM300 = Max. CB RM15 for Classic / RM500 = Max. CB RM25 for Platinum card per month.]
* 2% Cash Rebate for major mobile service providers (Maxis, Digi & Celcom) X [capped at RM200 = Max. CB RM4 for Classic / RM300 = Max. CB RM6 for Platinum per month]
* 2% for Groceries X [capped at RM1000 = Max. CB RM20 on Classic / RM1,500 = Max. CB RM30 on Platinum per month]
* 5% for Cinema at GSC only
* 2% at Pharmacies
* 0.3% on Others Daily Spend...
* Enchanted with SMART$ Cash Rebate Privileges
+ Usually They Given 2 Years Annual Fee Waiver to NEW Signup
For the Subsequent Years You can Call Customer Service Request AF Waiver from Them as be a Regular User to Them

Cons:
But Beware the current Petrol Rebates now already got limit quota capped at RM900,000/ month on 1st come, 1st serve basis... As sometimes We X get any Petrol Rebate at the Middle of the Month cos Quota dah Habis

This post has been edited by fly126: Jun 16 2014, 05:14 PM

Not Sure pun but U can try to ask Maybank...

As on Your Credit Card Recommendation:
Yes...

I) Maybank 2Cards
II) OCBC Mastercard (Pink/ Blue ) : Unlimited 1% Cash Rebate on Everything Spend + Free for Life No Annual Fee
III) UOB 1 Card: Just Refer to MY Post #707 for Details

thanks for the info , sifu !!!!

how about any card for insurance payment by auto debit

OCBC Great Eastern MasterCard or Titanium Mastercard or just plain Blue/Pink Mastercard (Free for Life)
* Unlimited 1% Rebate on Everything Spend
*12 months’ Auto-IPP for Great Eastern / Overseas Assurance Corporation Insurance with Premium of RM2,200 & above if You're having Great Eastern Insurance http://www.ocbc.com.my/personal-banking/Cards/index.html

This post has been edited by fly126: Jun 5 2014, 12:55 PM

no..i'm using prudential...

btw thanks !!!!!!

U 're Welcome...
Btw, is it You just Applied Maybank 2Cards Got the Card Already...???

This post has been edited by fly126: Jun 5 2014, 01:02 PM

not apply yet... need to apply at their branch , right...
maybe this weekend lo ...

So I Wish U Good Luck on There...

thanks , bro

if your insurance is about 3k and above spent in 3 months you can opt for aeon watami

This post has been edited by DarReNz: Jun 5 2014, 03:22 PM

Yes, It is possible provided you pledge FD with them. 2 weeks ago my nephew applied that way and got approved. And his salary is RM1500 so you stand a good chance if you are willing to pledge.

just wondering, for purely insurance payment... if within 3 months doesnt exceed RM3k (e.g RM600/mth or RM1.8k/qtr), any suggestion what card can give better benefits?

so far that i can think of, only OCBC's Mastercard unlimited 1% cashback is the best universal card without AF or spending criteria.

other spending, e.g. petrol/groceries/mobile/etc already covered by most popular cards.

Thanks for the other suggestions! Will try my luck with MBB.

Oh this is great news! Have already applied online and waiting for their call. Thanks!

if i have a rm600/month or rm1.8k/quarter insurance, i would still go for aeon watami. bcs with the rm1.8k/quarter, i just need another rm1.2k/quarter to be qualified for the 3%. the extra rm1.2k/quarter can easily be attained with dining, car service, car insurance, clinic, pharmacy, furniture, etc.

This post has been edited by victorywp: Jun 5 2014, 10:11 PM

1. Annual Income: 37k

2. Free Lifetime Annual Fee: If possible

3. Card required for: Petrol, Cinema and gym membership

4. Existing credit cards if any: NIL

5. Looking at CC from: Nil

6. Others: to profit from petrol is top priority followed by paying gym and then cinema

UOB 1 Card: Just Refer to MY Post #707 for Details https://forum.lowyat.net/topic/2979093/+700

OR...

HLB Mach Card- Annual Fee Waiver Subject to 12x Swipes a Year
You can Enjoy Cash Back Everyday with Your Spending from the 12 Categories as Below (Get 1 for Free...12 All's from Movies to Dining):
1. Movie -10% All Cinemas
2. Music & Events - 3% Ticket Pro , Air Asia RedTix...
3. Nightlife - 2% All Bars & Nightclubs
4. Dining - 5% All Dinning Outlets
5. Style - 2% Uniqlo, Cotton On, Forever 21, Zara, Topshop...
6. Groceries - 2% All Grocery Stores
7. Departmental - 2% Parkson, Tangs,Metrojaya, Isetan...
8. Health & Fitness - 3% Fitness Concept, Fitness First, Guardian, Watson...
9. Mobile - 3% Maxis, Digi & Celcom
10. Tech - 2% All IT Stores
11. Travel - 1% Air Asia
12. Online - 1% All Online Spend
But...
Need to pay RM5 Subscription Fee every 3 months to enjoy additional categories of Cash Back of the Card Or Cash Rebate of 0.2% will be Rewarded on all other purchases as above mentioned + Also NO Rebate on Petrol...
For Details: http://forum.lowyat.net/topic/2421215

This post has been edited by fly126: Jun 6 2014, 08:25 PM

1. Annual Income: RM 57K

2. Free Lifetime Annual Fee: prefer

3. Card required for: during emergency situation or to be used oversea

4. Existing credit cards if any: None

5. Looking at CC from: any

6. Others:

Maybank 2Cards (Currently the BEST Card)
It's Lifetime Waiver NO Annual Fee on Treats-Point (Basis), with 3 Years Lifespan Period

*The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard / Visa Card, in 1 sign up, 1 statement but with 2 GST (RM100) , now...
*Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
*5x Treats-Points for every Ringgit spent on Maybankard 2 American Express Card and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Card member) per month
+ Used the Treats Point to Offset Yearly GST, Shopping Voucher or Enrich Air Miles Redemption... Although the Treats Point come with 3 Years Expiry Period
https://forum.lowyat.net/topic/3266395

This post has been edited by fly126: Oct 17 2014, 02:59 PM

get maybank 2 cards as above

This post has been edited by DarReNz: Jun 7 2014, 10:15 PM