do you mean i should apply for Singapore credit card instead?

I often travelling, and I intend to get a card that is giving me best benefits. Recently I applied the MBB MU Visa Infinite however the application failed. I have existing cards such as MBB2 Amex, HLB Wise, Aeon Watami and OCBC Titanium.

Any idea on how to get the MBB MU Visa Infinite easily? Or is there any other cards comparable with the MBB VI ?

thanks for the information guys.

I checked with a maybank sales guy today and he said if you deposit rm30k (edit: into F.D.) they will issue maybank visa infinite to you no questions asked. I wonder how true this is... seems a bit low? lol

1. Annual Income:RM36K ~40k

2. Free Lifetime Annual Fee: A Must

3. Card required for: List all your needs. petrol - rm300 per month, groceries rm600~800(baby milk and home use item),  phone - rm200(digi and celcom), AIA insurance for me and 2 babies , others like dinning or purchasing online

4. Existing credit cards if any: Maybank petronas gold card , maybank dual gold card(canceled)

5. Looking at CC from: any local card with good benefit, better support lots of merchants with installment,

6. Others: Please be specific.my salary is paid to M2U, so more convince so now i stil using maybank card

currently my mbb petronas gold visa is good for petrol, 8x tp on weekends and 5x on weekday. other transaction rm1 per point.

last time mbb 2 kad only rm1 per 1 tp, since i have my petronas gold 1st so i cancel my dual card.

hlbb wise card need annual fee of 160 for gold, which cant waive it.

normally i go groceries shop for milk powder twice per month , 1 transaction about rm300 more o less. but if i use hlb wise card, need to use 10 time, then i have to go shop more frequent  than usual.

But hlb wise have min requirement of 50 per transaction
What if my TNB bill does not even reach rm50?

1. Annual Income: RM25k

2. Free Lifetime Annual Fee: is ok as long it is worth

3. Card required for: Petrol, Cash Back/Rebate , telco & utilities bill

4. Existing credit cards if any: no

5. Looking at CC from: UOB One card or Shell Citybank Gold Card

6. Others: can pay with cimbclicks online savings account .

Any recommend card to use for pay insurance premium for over rm6k?

OCBC 1% rebate = rm60
aeon watami 3% but cap to rm150 = rm150

Any others option?

bro, one question, the promotion date state on uob websites going to end 30 april, so after tat will not get 5 percent rebate ad?  

1. Annual Income: RM31k ( GROSS Salary ), monhly spending around 1.5k, but weekdays is less than RM200/month besides food.

2. Free Lifetime Annual Fee: Must or very easy condition via swipes

3. Card required for: weekday use, increase credit limit

4. Existing credit cards if any: MMB2

5. Looking at CC from: No idea at the moment...

6. Others: wont be use frequently unless emergency. Just want to increase credit limit.

hong leong essential or ocbc titanium.
same 1% unlimited, but hlb is visa while ocbc is mastercard. 

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: no

3. Card required for: Petrol, insurance, Cash Back/Rebate Only, Free LCCT Lounge Access ,

4. Existing credit cards if any: Nil.

5. Looking at CC from: RHB visa infinite/ocbc titanium/maybank 2 card

6. Others: need to pay my utilites and also for left travel needs

Thanks!

1. Annual Income: RM24k

2. Free Lifetime Annual Fee: dont mind

3. Card required for: Petrol , groceries , shopping once a while. Mostly just to keep it for emergencies.

4. Existing credit cards if any: None. First time user.

5. Looking at CC from: No idea, was thinking CIMB or MBB since I have accounts there.

6. Others: I was thinking about the MBB2 cards, but my annual salary isnt quite there yet. Just need it for emergencies really.

1. Annual Income: RM39k

2. Free Lifetime Annual Fee: Don't mind

3. Card required for: Petrol , groceries , shopping, utilities bill.

4. Existing credit cards if any: HSBC Platinum

5. Looking at CC from: Any, which is good for petrol and more benefits

6. Others: Mostly used for fixed expenses like petrol, bill

I'm torn.

Because the UOB One Card does provide more cashback. I think this has an annual fee of RM68 or FREE for 60 transactions per year (average 5 per month).

Whereas the Maybank one provides only 5% for weekend transactions, which is capped at RM50 per month, meaning the max cashback spending I'd make is RM1000 a month (for CC-able transactions).

Of course to fully utilise the Maybank option, id have to make it a habit of spending on weekends.
So yea, I'm a little undecided between these 2. 

Any reason why?

wanna ask about if currently got 2 c.card from 2 different issuer already, if apply 3rd card from another izzit will direct reject from bank for income < than 36k?

please advice me on this scenario.

I want to buy a things worth 3K. I don't have a credit card, so apply for the credit card maybank kard for example to buy that 3K things with 0% instalment plans. I settle for the instalment about 6 months, then terminated the credit card. Is that any penalty charge for terminated the card?

is it good ways to buy that 3K thing or not? don't tell me to save money first, then buy, because that 3k things is urgent to be bought.

advise on me please. Thanks.

Thanks for replying. I heard the max limit for credit cards usage is triple over gross salary/month. If my salary is 2.5k per months (meaning the max limit is 2.5 x 3 = 7.5k), is it okay for me to use the credit card with that purposes?