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 Recommendation for Credit Cards V2, Please post according to Format stated.

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buncho89
post May 27 2014, 10:51 PM

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QUOTE(fly126 @ May 27 2014, 05:14 PM)
I) Maybank 2Cards  thumbup.gif  (Currently the BEST Card U can have Now)
It's FREE for Life NO Annual Fee with a Treat Point (Basis)  on 3 Years Lifespan Period
*The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in 1 sign up, 1 service tax, & 1 statement.
*Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
*5x Treats-Points for every Ringgit spent on Maybankard 2 American Express Card and 1x Treats Point on Maybankard 2 Card.
* 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Card member) per month
+ Used the Treats Point to Offset Yearly GST or Enrich Air Miles Redemption... Although the Treats Point come with 3 Years Expiration Period
https://forum.lowyat.net/topic/3140027

II) CIMB Cash Rebate Platinum MasterCard (Free 4 Life)
*5% Cash Rebate on e-Commerce spend
*10% unlimited Cash Rebate on retail interest charged
*2% Cash Rebate on Groceries and Petrol
*2% Cash Rebate on Mobile & Utility Bill Payments (via Standing Instruction)
*0.2% unlimited Cash Rebate on other retail spend
http://www.cimbbank.com.my/creditcard/atta...mber%202014.pdf
*
Ooo thanks thanks. Ok I'll look into it...
brokenbomb
post May 28 2014, 09:52 AM

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Hi guys, need help.. Again. Haha.

1. Annual Income: >RM36k

2. Free Lifetime Annual Fee:

3. Card required for: AIA Insurance premium, tm net bills, petrol,

4. Existing credit cards if any: Nil

5. Looking at CC from: Maybank2cards?

6. Others: This card is solely for paying utility bills...wanna pay a lump sum so it's easier to urus my budget.
bearbear
post May 28 2014, 10:34 AM

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QUOTE(brokenbomb @ May 28 2014, 09:52 AM)
Hi guys, need help.. Again. Haha.

1. Annual Income: >RM36k

2. Free Lifetime Annual Fee:

3. Card required for: AIA Insurance premium, tm net bills, petrol,

4. Existing credit cards if any: Nil

5. Looking at CC from: Maybank2cards?

6. Others: This card is solely for paying utility bills...wanna pay a lump sum so it's easier to urus my budget.
*
HLB Wise

M2Card

Aeon Watami


ate
post May 29 2014, 01:49 PM

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Hi guys, newbie here looking for a simple credit card.

1. Annual Income: 24k

2. Free Lifetime Annual Fee: Preferable yes

3. Card required for: Petrol, online purchase, food, groceries (shopping at tesco and giant), paying utilities like electricity, water bills, unifi.

4. Existing credit cards if any: Nil

5. Looking at CC from: Nil

6. Others :- nil
fly126
post May 29 2014, 04:47 PM

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QUOTE(ate @ May 29 2014, 01:49 PM)
Hi guys, newbie here looking for a simple credit card.

1. Annual Income: 24k

2. Free Lifetime Annual Fee: Preferable yes

3. Card required for: Petrol, online purchase, food, groceries (shopping at tesco and giant), paying utilities like electricity, water bills, unifi.

4. Existing credit cards if any: Nil

5. Looking at CC from: Nil

6. Others :- nil
*
UOB One (Classic) Card just a Nice & Simple Card for U to Earn $$$... brows.gif
Earn Cash Rebates ON:
* 5% for Petrol
* 5% for Cinema at GSC only
* 2% Cash Rebate for major mobile service providers (Maxis, Digi & Celcom)
* 2% for Groceries
* 2% at Pharmacies
* 0.3% on Others Daily Spend
*Enchanted with SMART$ Cash Rebate Privileges
https://forum.lowyat.net/topic/2943431

This post has been edited by fly126: May 29 2014, 05:05 PM
ate
post May 29 2014, 05:18 PM

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QUOTE(fly126 @ May 29 2014, 04:47 PM)
UOB One (Classic) Card just a Nice & Simple Card for U to Earn $$$... brows.gif
Earn Cash Rebates ON:
* 5% for Petrol
* 5% for Cinema at GSC only
* 2% Cash Rebate for major mobile service providers (Maxis, Digi & Celcom)
* 2% for Groceries
* 2% at Pharmacies
* 0.3% on Others Daily Spend
*Enchanted with SMART$ Cash Rebate Privileges
https://forum.lowyat.net/topic/2943431
*
this is awesome ,thanks.
Alidavidsun
post May 29 2014, 09:38 PM

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Hi guys, need help here on recommendation of a suitable credit card.

1. Annual Income: RM70k-RM90K

2. Free Lifetime Annual Fee: Preferably yes

3. Card required for: Fuel, online shopping, preferably with nice rewards or discounts/rebates

4. Existing credit cards if any: UOB One Card (sub card from my dad), RHB standard card (forced to take when apply loan)

5. Looking at CC from: Nil

6. Others: Looking for a card with nice rewards or rebates. Having access to airport lounges is a plus.

Thanks guys!
Wongchoy
post May 30 2014, 12:27 AM

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QUOTE(Alidavidsun @ May 29 2014, 09:38 PM)
Hi guys, need help here on recommendation of a suitable credit card.

1. Annual Income: RM70k-RM90K

2. Free Lifetime Annual Fee: Preferably yes

3. Card required for: Fuel, online shopping, preferably with nice rewards or discounts/rebates 

4. Existing credit cards if any: UOB One Card (sub card from my dad), RHB standard card (forced to take when apply loan)

5. Looking at CC from: Nil

6. Others: Looking for a card with nice rewards or rebates. Having access to airport lounges is a plus.

Thanks guys!
*
Please refer to post #685 for your recommendation which is CIMB Cash Rebate Platinum Mastercard. You may also apply for Maybank 2 Cards if you use your card on weekend on American Express .
fly126
post May 30 2014, 12:53 AM

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QUOTE(Alidavidsun @ May 29 2014, 09:38 PM)
Hi guys, need help here on recommendation of a suitable credit card.

1. Annual Income: RM70k-RM90K

2. Free Lifetime Annual Fee: Preferably yes

3. Card required for: Fuel, online shopping, preferably with nice rewards or discounts/rebates 

4. Existing credit cards if any: UOB One Card (sub card from my dad), RHB standard card (forced to take when apply loan)

5. Looking at CC from: Nil

6. Others: Looking for a card with nice rewards or rebates. Having access to airport lounges is a plus.

Thanks guys!
*
QUOTE(Wongchoy @ May 30 2014, 12:27 AM)
Please refer to post #685 for your recommendation which is CIMB Cash Rebate Platinum Mastercard. You may also apply for Maybank 2 Cards if you use your card on weekend on American Express .
*
Yup... Maybank2 Cards Currently the BEST CC thumbup.gif

Since U Already have RHB CC Why Not U just Request Upgrade Your Current RHB Credit Card to RHB Platinum to Enjoy More Benefits:
*15% cash-back on weekends on Dining for life or 30% cash-back during your birthday month at selected dining outlets.
*2X reward points(Non-expiring, evergreen reward points) - Overseas Travel spending, airline tickets, travel packages, car rental and duty free purchases.
*4x complimentary access into all Plaza Premium Lounges in Malaysia thumbup.gif
*Annual fee waiver - If You are Regular User, just Call CS request AF Waiver from RHB
*Travel insurance coverage of up to RM1 million + Purchase Protection Plan up to RM30,000 p.a
*Zero liability on unauthorized transactions of lost and stolen card
http://www.rhb.com.my/cards/credit-card/cc...tinum_main.html

This post has been edited by fly126: May 30 2014, 02:16 AM
apitzhnu
post May 30 2014, 01:00 AM

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QUOTE(fly126 @ May 29 2014, 04:47 PM)
UOB One (Classic) Card just a Nice & Simple Card for U to Earn $$$... brows.gif
Earn Cash Rebates ON:
* 5% for Petrol
* 5% for Cinema at GSC only
* 2% Cash Rebate for major mobile service providers (Maxis, Digi & Celcom)
* 2% for Groceries
* 2% at Pharmacies
* 0.3% on Others Daily Spend
*Enchanted with SMART$ Cash Rebate Privileges
https://forum.lowyat.net/topic/2943431
*
Hi Im planning to apply this card as well. The website is confusing. Is there any limit per month for the rebate?
fly126
post May 30 2014, 01:26 AM

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QUOTE(apitzhnu @ May 30 2014, 01:00 AM)
Hi Im planning to apply this card as well. The website is confusing. Is there any limit per month for the rebate?
*
Yup... They do have Different Capping on UOB One Classic & Platinum nod.gif

* 5% for Petrol Cash Rebate X [capped RM300 = Max. CB RM15 for Classic / RM500 = Max. CB RM25 for Platinum card per month.]

* 2% Cash Rebate for major mobile service providers (Maxis, Digi & Celcom) X [capped at RM200 = Max. CB RM4 for Classic / RM300 = Max. CB RM6 for Platinum per month]

* 2% for Groceries X [capped at RM1000 = Max. CB RM20 on Classic / RM1,500 = Max. CB RM30 on Platinum per month]

* 2% at Pharmacies [No Capping on Both UOB CC]

This post has been edited by fly126: May 30 2014, 11:07 PM
Flower4
post May 30 2014, 05:48 PM

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Dear all,
I am student of Master In Finance and is currrently conducting my research project. It's about the Factors influencing Consumer Behaviour towards Credit Card adoption and spending habits. I need a small favour from u guys to fill up my questionnaire. I would be very grateful and appreciate your help. notworthy.gif

Thank u very much! Have a nice day!
thumbup.gif

https://docs.google.com/forms/d/1hMOLeRJps0...ktfT54/viewform
Vcys86
post Jun 1 2014, 02:33 PM

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1. Annual Income: -

2. Free Lifetime Annual Fee: Preferably yes

3. Card required for: Fuel

4. Existing credit cards if any: Wise & Maybank Amex & UOB One Card & Citibank Platinum Cash back & OCBC Titanium

5. Looking at CC from: Nil

6. Others: Due to citibank not willing to waive the annual membership fees, plan to cancel it thus would need another petrol card that could give at least 5% cash rebate.

Wongchoy
post Jun 1 2014, 03:40 PM

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QUOTE(Vcys86 @ Jun 1 2014, 02:33 PM)
1. Annual Income: -

2. Free Lifetime Annual Fee: Preferably yes

3. Card required for: Fuel

4. Existing credit cards if any: Wise & Maybank Amex & UOB One Card  & Citibank Platinum Cash back & OCBC Titanium

5. Looking at CC from: Nil

6. Others: Due to citibank not willing to waive the annual membership fees, plan to cancel it thus would need another petrol card that could give at least 5% cash rebate.
*
To be honest, you already have the best card combo for petrol in wise, mbb amex and uob one. If you need another one, you have to apply for Public bank Esso Mobil Visa Gold Card. But your choices of petrol kiosk is limited to Petron only and you have to pump at least RM 800 per month to get 5% CB! Any amount lower will result in lower % .
fense
post Jun 1 2014, 08:28 PM

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if compare between UOB one card platinum and citibank cash back platinium, wich one has a better cash back scheme?
How to waive the annual fee for both card? condition?
thanks.
fly126
post Jun 2 2014, 10:55 PM

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QUOTE(fense @ Jun 1 2014, 08:28 PM)
if compare between UOB one card platinum and citibank cash back platinium, wich one has a better cash back scheme?
How to waive the annual fee for both card? condition?
thanks.
*
https://forum.lowyat.net/topic/2979093/+200 Pls Refer to Post#210 & be Regulary User will get Annual Waiver from the Bank... nod.gif
KB1
post Jun 3 2014, 10:27 AM

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Joined: Aug 2010

1. Annual Income: RM70K

2. Free Lifetime Annual Fee: prefer

3. Card required for: Cash Back Rebate. Mainly for petrol. others like, grocerries, maxis and insurance

4. Existing credit cards if any: MBF and citibank gold card

5. Looking at CC from: any

6. Others:

thanks for the suggestion from all sifus ~~~~~~
DarReNz
post Jun 3 2014, 09:20 PM

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QUOTE(KB1 @ Jun 3 2014, 10:27 AM)
1. Annual Income: RM70K

2. Free Lifetime Annual Fee: prefer

3. Card required for: Cash Back Rebate. Mainly for petrol. others like, grocerries, maxis and insurance

4. Existing credit cards if any: MBF and citibank gold card

5. Looking at CC from: any

6. Others:

thanks for the suggestion from all sifus ~~~~~~
*
mbb 2 amex and hlb wise
accelerateOK
post Jun 5 2014, 02:06 AM

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1. Annual Income: Slightly lesser than RM30k, current salary at 2,400.

2. Free Lifetime Annual Fee: yes

3. Card required for: cash rebates, online purchases, shopping, movies

4. Existing credit cards if any: none

5. Looking at CC from: any

6. Others: Monthly expenses not more than 600

Hi all, I've read through some similar salary range and found most of you recommending the UOB cc and MBB 2 cards. I'm hoping to apply for the MBB card but my annual income isn't there yet, however I have an account at Maybank and have been inserting FD almost every month, would it be possible for the bank to accept me?

Thanks all!
KB1
post Jun 5 2014, 09:30 AM

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QUOTE(DarReNz @ Jun 3 2014, 09:20 PM)
mbb 2 amex and hlb wise
*
thanks ,bro. howabout uob one card ??? smile.gif

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