1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: List all your needs.  Petrol, Cash Back

4. Existing credit cards if any: Citibank clear+Gold shell (planing to cancel and looking for another card). Public Gold(bundle with public bank housing loan, dont know if i can cancel it or not.)

5. Looking at CC from: Not sure, need some advice

6. Others: I prefer to get cash back instead of reward points, not a heavy cc user btw, usually will only spend 1k on cc.

Can anyone advice which card is more suitable for me? Thank you.

1. Annual Income: RM180K and above

2. Free Lifetime Annual Fee: Preferred, but not necessary

3. Card required for: Currently using at least RM15,000 a month for inventory purchase. Preference (in order of importance): cash back, petrol, reward points

4. Existing credit cards if any: Maybank 2 cards (Visa and Amex)

5. Looking at CC from: Any

6. Others:

1. Annual Income: RM90k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol , Groceries, Ultility Bills

4. Existing credit cards if any: Maybankard 2 Platinum Card

5. Looking at CC from: None

6. Others: Cashback or Points Rewards

Any recommendation ?

Hi.

Recently I applied 2 gold card maybank at 1 utama. But ended up come out A visa petronas when I received. anyone have experience with this card? for me all cc is same to me. Using future money and pay them later. BTW. This is my 1st time apply. Any good advice will be much appreciated. Mostly use on petrol, dining, buy hardware stuff.

Any recommendation ?

For online rebate, what card is the best besides CIMB cash back rebate?

Get HLB's STUPID card for your petrol, groceries and mobile. But must spend minimum rm985 to rm1000 to get maximum cash back. If you can't archive this, then other cards.

HLB STUPID card ?   
Which HLB credit card are u referring to ?

he meant hlb wise card. but not suitable for you since you have indicated "free lifetime annual fee is a must" but hlb wise af is chargeable.

if your concern is "other retail expenses which do not belong any packages groceries telco movie dining etc.", and not because of merchant not accepting amex, then you don't need another cc. just use your existing mbb2amex as it still gives you 1.25% anyway.

how come 1.25%? I thought cash rebate only applicable to weekend? I means weekdays, all other retail expenses (no category), still get rebate at its maximum punya card 

your weekdays using mbb2amex still can get 5x tp which is equivalent to 1.25% cash value if redeem for cash vouchers. for weekends, you get additonal 5% on top of the 5x tp (1.25% cash value).

understood. in this case, is there any substitution? i prefer cash back instead of cash value/vouchers. smtg like HLB essential?

HLB STUPID card ?   
Which HLB credit card are u referring to ?

Maybank2Cards, free for life.
No hidden charge, don't spend then don't need to pay.

Thread for Maybankard2Cards: https://forum.lowyat.net/topic/3544353/

Fruitie, Thank you for your reply. but it seems this card do not giving me any benefit, which i refer to petrol / cinema.

I am keen to apply a citibank card. but it seems I am not sure what is the requiremnent.