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Recommendation for Credit Cards V2, Please post according to Format stated.
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victorywp
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Jun 5 2015, 10:42 PM
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QUOTE(DT8 @ Jun 5 2015, 10:07 PM) Lol. 1. Earnings : RM40k p.a. 2. Free Lifetime Annual Fee: Yes 3. Card required for: Anything 4. Existing credit cards if any: MBB2 Amex, OCBC Ti Master (just realised the rebate has dropped to 0.1% which is pathetic) and UOB One classic. Any suggestion for new cards? As I intend to cut OCBC soon. cimb cr gold.
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nickz91
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Jun 6 2015, 01:24 PM
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New Member
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QUOTE(sj0217 @ Jun 4 2015, 08:55 PM) Please note that car loan cannot pay by credit card, only those retail transaction thanks!
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sj0217
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Jun 6 2015, 02:14 PM
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QUOTE(DT8 @ Jun 5 2015, 09:56 PM) If anyone went to Mid valley last weekend in conjunction with the Minions-HSBC event, the sales was keep promoting how good is HSBC cards with 8% cash rebate in any day. Is it true? So HSBC > MBB2 Cards now? Ya what the staff told you is true for 8% rebate BUT need to spend over rm2001 first only get 8%, some more weekend if no mistaken. For sure they will just told you the point and TnC you need to figure out yourself
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yeohsheng
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Jun 6 2015, 09:25 PM
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Getting Started

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1. Annual Income: RM24K to RM30K
2. Free Lifetime Annual Fee: yes
3. Card required for: Petrol, Cash Back/Rebate Only,
4. Existing credit cards if any: none
6. Others: First time looking for CC, thinking to get it for shell petrol and maybe auto-payment for telephone bill. so far, couldn't think of any other usage for the card. maybe some online purchase?
please suggest me a CC. thanks
This post has been edited by yeohsheng: Jun 6 2015, 09:44 PM
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sj0217
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Jun 6 2015, 09:54 PM
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QUOTE(yeohsheng @ Jun 6 2015, 09:25 PM) 1. Annual Income: RM24K to RM30K 2. Free Lifetime Annual Fee: yes 3. Card required for: Petrol, Cash Back/Rebate Only, 4. Existing credit cards if any: none 6. Others: First time looking for CC, thinking to get it for shell petrol and maybe auto-payment for telephone bill. so far, couldn't think of any other usage for the card. maybe some online purchase? please suggest me a CC. thanks You may consider for MBB 2 Card since your main point for petrol, telephone bill can pay by it too Kindly look for MBB thread for more information
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yeohsheng
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Jun 6 2015, 10:35 PM
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Getting Started

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by mbb2 card, you means the mbb 2 gold? arent this require a 30k annual salary?
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sj0217
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Jun 6 2015, 11:29 PM
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QUOTE(yeohsheng @ Jun 6 2015, 10:35 PM) by mbb2 card, you means the mbb 2 gold? arent this require a 30k annual salary? Yup, referring to MBB2cards with 30k requirement Or else, maybe can look for uob one card with 24k requirement Petrol: -weekday 2% -weekends 5%
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SUSjames66
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Jun 7 2015, 03:45 PM
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Getting Started

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maybank had abolished the RM50 gst, but they already charge us earlier is it?
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fruitie
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Jun 7 2015, 05:37 PM
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Rise and Shine
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QUOTE(james66 @ Jun 7 2015, 03:45 PM) maybank had abolished the RM50 gst, but they already charge us earlier is it? It's not Maybank has abolished it, it's the government. With the implementation of GST effectively 1st April, Government Service Tax for credit cards has been abolished. Only those applied before 1st April and having cards anniversary before 1st April will have this tax charged earlier.
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rae0724
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Jun 7 2015, 07:07 PM
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hello.. I already have maybank 2 cards if I want apply more.. for those shops that cannot use AMEX.. which bank credit card shud I apply? izit Citibank card OK?
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victorywp
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Jun 7 2015, 07:53 PM
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QUOTE(rae0724 @ Jun 7 2015, 07:07 PM) hello.. I already have maybank 2 cards if I want apply more.. for those shops that cannot use AMEX.. which bank credit card shud I apply? izit Citibank card OK? depends on your needs. what categories of expenses? online/petrol/dining/departmental/grocery/utility/etc.?
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SUSjames66
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Jun 7 2015, 08:59 PM
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Getting Started

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Dy have maybank , any other cc recommend for weekday use
no annual fee
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victorywp
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Jun 7 2015, 10:45 PM
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QUOTE(james66 @ Jun 7 2015, 08:59 PM) Dy have maybank , any other cc recommend for weekday use no annual fee cimb cash rebate
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chiahau
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Jun 8 2015, 09:52 AM
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QUOTE(victorywp @ Jun 7 2015, 10:45 PM) Hi boss, any other recommendation for weekday cards for cashback? Already having 2 cards and Ikhwan ( both definitely will get 50 bucks cashback due to family spending and etc ) but kinda need another card for weekdays cash back since I'm traveling out often. Eyeing HLB Mach/Wise or UOB One or Citi's card but no idea which to pick up. Any good recommendations?
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victorywp
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Jun 8 2015, 10:20 AM
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QUOTE(chiahau @ Jun 8 2015, 09:52 AM) Hi boss, any other recommendation for weekday cards for cashback? Already having 2 cards and Ikhwan ( both definitely will get 50 bucks cashback due to family spending and etc ) but kinda need another card for weekdays cash back since I'm traveling out often. Eyeing HLB Mach/Wise or UOB One or Citi's card but no idea which to pick up. Any good recommendations? yes, on top of hlb mach/wise or uob one, you may consider cimb cash rebate too.
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koinibler
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Jun 8 2015, 03:57 PM
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QUOTE(chiahau @ Jun 8 2015, 09:52 AM) Hi boss, any other recommendation for weekday cards for cashback? Already having 2 cards and Ikhwan ( both definitely will get 50 bucks cashback due to family spending and etc ) but kinda need another card for weekdays cash back since I'm traveling out often. Eyeing HLB Mach/Wise or UOB One or Citi's card but no idea which to pick up. Any good recommendations? 3% watami for RM3K-RM5k per quarter. That RM150 per quarter. Since your spending is high too
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rae0724
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Jun 9 2015, 05:11 AM
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QUOTE(victorywp @ Jun 7 2015, 07:53 PM) depends on your needs. what categories of expenses? online/petrol/dining/departmental/grocery/utility/etc.? normally use amex on weekends for petrol and others dy so i guess... mayb online buy things, or weekdays use which can cash rebate? ><
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victorywp
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Jun 9 2015, 06:47 AM
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QUOTE(rae0724 @ Jun 9 2015, 05:11 AM) normally use amex on weekends for petrol and others dy so i guess... mayb online buy things, or weekdays use which can cash rebate? >< then you may go for cimb cr card.
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victorywp
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Jun 9 2015, 06:50 AM
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double post
This post has been edited by victorywp: Jun 9 2015, 06:52 AM
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rae0724
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Jun 9 2015, 02:19 PM
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QUOTE(victorywp @ Jun 9 2015, 06:47 AM) then you may go for cimb cr card. i gt research about it too  tqtq
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