u have to understand that MBB doesnt have direct points-to-cash conversion. having a 12200 points doesnt mean you can get back RM48.80 in cash/credit.
all have been discussed is about the
equivalent value of the points in relation to the available vouchers for redemption.
lowest so far is 12,500 TP for RM50 shopping vouchers (Aeon, Metrojaya, SOGO, Parkson, Mydin, etc)
e.g. 12,500 TP for RM50 AEON voucher (recently reported
here) <-- whereby RM1 value equivalent to 250 points.
refer this
https://www.maybankard.net.my/catalogue.php?prodid=89 for MBB TreatsPoints shopping voucher redemption.
update:
if no instalment, the best is Aeon Watami.
1) Swipe RM6.1k lump sum. that'll max out RM150 cashback.
2) RM6.1k gives you 6,100 points (RM1 = 1 point). Aeon Card gives you
cash rebate redemption from points, RM25 = 6,250 points. Refer
here.
3) So, swipe another RM150 using Aeon Watami card to gain additional 150 points on top of 6,100 points = 6,250 points = RM25 cash rebate into your credit card statement. Also, you can BT from other cards to Aeon cards, cuz you get points too!
4) Total cashback/rebate = RM150 + RM25 = RM175 for the total swipe of RM6,250 = 2.8%
above just a suggestion
