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 Recommendation for Credit Cards V2, Please post according to Format stated.

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DT8
post Dec 10 2013, 03:14 PM

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Maybank2 Gold vs UOB One basic, which is better?


PS: Already have UOB One basic and OCBC Ti on hand, but Maybank called me to offer me the gold card. Thinking to terminate either one here.

This post has been edited by DT8: Dec 10 2013, 03:17 PM
DT8
post Dec 10 2013, 10:09 PM

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QUOTE(DT8 @ Dec 10 2013, 03:14 PM)
Maybank2 Gold vs UOB One basic, which is better?
PS: Already have UOB One basic and OCBC Ti on hand, but Maybank called me to offer me the gold card. Thinking to terminate either one here.
*
Anyone??? I intend to keep 2 cards only, OCBC Titanium vs Maybankard 2 Gold vs UOB One classic? icon_question.gif
DT8
post Jun 5 2015, 09:56 PM

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If anyone went to Mid valley last weekend in conjunction with the Minions-HSBC event, the sales was keep promoting how good is HSBC cards with 8% cash rebate in any day. Is it true?

So HSBC > MBB2 Cards now?
DT8
post Jun 5 2015, 10:07 PM

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Lol.

1. Earnings : RM40k p.a.

2. Free Lifetime Annual Fee: Yes

3. Card required for: Anything

4. Existing credit cards if any: MBB2 Amex, OCBC Ti Master (just realised the rebate has dropped to 0.1% which is pathetic) and UOB One classic.

Any suggestion for new cards? As I intend to cut OCBC soon.
DT8
post Jun 14 2015, 10:15 PM

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Any recommendations for cc to replace ocbc titanium? Smtg like all other retail expenses 1% etc.

No annual fee is a must.

Alr hv mbb2 amex and uob one hence this is a back up card for other retail expenses which do not belong any packages groceries telco movie dining etc.

smtg like HLB essential without annual fee.

This post has been edited by DT8: Jun 14 2015, 10:29 PM
DT8
post Jun 16 2015, 03:24 PM

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QUOTE(victorywp @ Jun 14 2015, 11:07 PM)
if your concern is "other retail expenses which do not belong any packages groceries telco movie dining etc.", and not because of merchant not accepting amex, then you don't need another cc. just use your existing mbb2amex as it still gives you 1.25% anyway.
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how come 1.25%? I thought cash rebate only applicable to weekend? I means weekdays, all other retail expenses (no category), still get rebate at its maximum punya card icon_idea.gif
DT8
post Jun 16 2015, 04:08 PM

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QUOTE(victorywp @ Jun 16 2015, 03:49 PM)
your weekdays using mbb2amex still can get 5x tp which is equivalent to 1.25% cash value if redeem for cash vouchers. for weekends, you get additonal 5% on top of the 5x tp (1.25% cash value).
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understood. in this case, is there any substitution? i prefer cash back instead of cash value/vouchers. smtg like HLB essential?
DT8
post Jul 9 2015, 07:35 PM

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Should i replace UOB One with CIMB Cash Back Gold? In view of there is AF applies for UOB One 3rd year and onwards.

This post has been edited by DT8: Jul 9 2015, 07:39 PM

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