1. my credit limit : RM 40k

2. Free Lifetime Annual Fee: optional

3. Card required for: List all your needs. Petrol, bills, grocery, shopping, online billing payments

4. Existing credit cards if any: mbb2 amex, ocbc cc

5. Looking at CC from: open at the moment

6. Others: whats the best cards must get in 2015 given that mbb 2 cards have somewhat lost its shine. airport lounges. my total monthly weekday spending is less than RM1k.

This post has been edited by andyfriends: May 17 2015, 01:00 PM

But that's not a premium card.

1. Annual Income: RM100K to RM150K .

2. Free Lifetime Annual Fee: No .

3. Card required for: List all your needs. Cash Back/Rebate for dinner and insurance and/or Free LCCT Lounge Access

4. Existing credit cards if any: MBB 2 cards, ocbc titanium .

5. Looking at CC from: none

6. Others: i dont mind applying for 2 cards for the captioned benefits

i check there is no first year fee waiver...