Please Post It with the Format Same like Post #2 so that we are Able to recommend you a credit card based on your needs and qualifications...

This post has been edited by fly126: Nov 28 2013, 11:08 PM

Today last day using my OCBC... will ice it as it is now 1% cash back.... wise CC seems like the next best option... but need to keep track all the transaction

uob one card with 5% rebate on petrol at all petrol stations.

But you need to mention the spending cap for petrol category on UOB ONE Classic/Platinum.

because he just provide a simplified question, so i just provide a simplified answer. LOL!

1. Annual Income: RM25k to 30k

2. Free Lifetime Annual Fee: not sure

3. Card required for: Bill Payment, Online transaction, Cash Back/Rebate

4. Existing credit cards if any: Nil.

5. Looking at CC from: any

6. Others: movie, purchase installment

thanks for the advice.

UOB ONE Classic...
Pls Refer to Post #124 for Your Credit Card Recommendation...

ok, thanks for the recommendation.

guys,

how do you think about this promo ?

Worth it ?

Link : http://www.groupon.my/deals/klang-valley-s...-bank-717806376

1. Annual Income: RM36K to RM60K
2. Free Lifetime Annual Fee: A Must or waive-able

3. Card required for: Petrol, Utility bills online (Astro, TM, TNB etc), Cash Back/Rebate Only, e-payment/purchase, some shopping/dining/movie

4. Existing credit cards if any: OCBC titanium (to be replaced), standard chartered (to be cancelled), citibank clear

5. Looking at CC from: any that best suitable

6. Others:none

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must or waive able

3. Card required for: Petrol, Education, Shopping/dining/movie , Utility bills online, Easy payment

4. Existing credit cards if any: MBF Gold, Standard Chartered WorldMiles

5. Looking at CC from: Islamic card

6. Others: Want to replace existing card to Islamic card

This post has been edited by tetamuundangan: Nov 29 2013, 05:39 PM

I) HSBC Amanah Platinum Credit Card-i (Annual Fee Waiver Subject 12x Swipes a Year)
With Standard Features -*Unlimited 0.5 % Cash-Back on Local Spend & 1% Off on Overseas Spend
+
5% Cash-Back for Total Monthly Spend of $2000 & Below, 8% Cash Back for Total Monthly Spend of $2001 & Above...
(Cash Back on Petrol, Groceries & Dining Spend Made during Weekends Only) Valid till 31/12/2013
OR
II) Maybank Islamic Ikhwan American Express® Gold Card-i
*Lifetime Annual fee waiver with no conditions attached.
*Earn 5x TreatPoints on all petrol spend.
*Express Autopay.
*Earn 2x TreatPoints on all other spend.
*American Express SELECTS Privilege.
*Free Maybankard Touch n’ Go Zing Card- Get this automatic reload card that is linked to your Ikhwan Card-i.
OR
III) Maybank Islamic PETRONAS Ikhwan Visa Gold/Platinum Card-i
- Earn 8x TreatsPoints with your PETRONAS Ikhwan Visa at PETRONAS Stations and grocery shopping during your weekend.
- Earn 5x Treat-Points at PETRONAS Stations on weekdays.
- No Annual Fee with no conditions attached.
- Collect Treats-Points and use them to redeem PETRONAS Gift-Card.
- Enjoy Mesra points at all Petronas Station with any purchase of fuel and/ or Kedai Mesra items.
- Etiqa Mutiara Takaful Plus Plan provides you with both protection and investment at only RM10 per month.
- Free Maybankard Touch n’ Go Zing Card.

This post has been edited by fly126: Nov 30 2013, 01:34 AM

Your CC's Recommendation:
I) Maybank 2Cards- A Must
It's FREE for Life with NO Annual Fee Came with a Treat Point (System) with 3 Years Expiration Period
*The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in 1 sign up, 1 service tax, & 1 statement.
*You can Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
*5x Treats-Points for every Ringgit spent on Maybankard 2 American Express Card and 1x Treats Point on Maybankard 2 Card in Malaysia or anywhere else in the world.
* 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Card member) per month
*Used the Treats Point to Offset Yearly GST & Used It for Enrich Air Miles Conversion... Although the Treats Point came with 3 Years Validation Period

II) UOB One Card or HLB Wise or HLB Mach
Pls Refer to My posts #122-24 Details of These Card, Just Few Posts Above Yours....

This post has been edited by fly126: Nov 29 2013, 06:52 PM

1. Annual Income: S$36K to S$50K

2. Free Lifetime Annual Fee: waive able

3. Card required for: Oversea expense like hotel, restaurant etc

4. Existing credit cards if any: No

5. Looking at CC from: Any

6. Others: Good conversion rate. Looking for rewards like airmiles, krisflyer etc. No AMEX

THANKS

This post has been edited by athrun300: Nov 29 2013, 07:57 PM

no more since today

1. Annual Income: RM30k

2. Free Lifetime Annual Fee: if got

3. Card required for: Bill Payment, Online transaction, petrol

4. Existing credit cards if any: RHB Travel Money , UOB One( just cancel due to annual fees cant waived ) restrusture Outstanding payment.

5. Looking at CC from: MBB,Citi,CIMB or u recommend but no HLB

6. Others:

for my income i only can hold 2 cards. so means i have to settle my UOB outstanding first for CCRISS to clear this account or i can start apply for second card now?

how do you cancel your uob one card when you have yet to clear the outstanding?
after settling your issue with uob, you may check out mbb2cards gold for 5% rebate (+5x tp) on all weekends expenses (at places that accept amex).

This post has been edited by victorywp: Nov 30 2013, 03:55 PM

Hi All, any recommended card to cover DIG, Maxis, Astro, Electricity bill?

1. Annual Income: >180k

2. Free Lifetime Annual Fee: No

3. Card required for: Alot oversea transactions as will be based in Indonesia.

4. Existing credit cards if any: Maybank 2 Card, Maybank Visa Petronas Platinum
Cancelling OCBC Titanum, BSN Mastercard Platinum, HLB Visa Platinum, Citibank Mastercard Platinum

5. Looking at CC from: Open to suggestion

6. Must be able to track statement & pay credit card bills online

. Annual Income: - should be sufficient for most cards

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, groceries and others

4. Existing credit cards if any: Citibank silver (retain for sentimental reason), Citibank Giant (to cancel), OCBC titanium (considering to cancel since no more 5% rebate), Maybank2card (to retain as long as attractive enougn)

5. Looking at CC from: Other cards that allows me to get more benefit in terms of rebate or points which I normally use to purchase groceries.

6. Others: Currently petrol using Maybank amex on weekend and OCBC titanium weekdays, now since OCBC reducing rebate to 1%, looking for something else. Groceries -Amex in weekend and OCBC titinium weekdays...