Ocbc titanium the most preferred

Thanks for your suggestion. if i apply this CC, they issues two card right, Amex and Visa?What different between this two other than those cashback and tp?

when more ppl cancel their titanium I think they will revise downwards again

1. Annual Income: RM24k

2. Free Lifetime Annual Fee: dont mind

3. Card required for: Petrol , groceries , shopping once a while. Mostly just to keep it for emergencies.

4. Existing credit cards if any: None. First time user.

5. Looking at CC from: No idea, was thinking CIMB or MBB since I have accounts there.

6. Others: I was thinking about the MBB2 cards, but my annual salary isnt quite there yet. Just need it for emergencies really.

1. Annual Income: Roughly RM25k (+-), Likely soon to be RM30k

2. Free Lifetime Annual Fee: Must (either outright or by minimum swipes)

3. Card required for: Rebate/Cash Back, Petrol (Shell preferred, if that matters), not sure about other things, maybe airfare etc.

4. Existing credit cards if any: None - this will be a first CC for me.

5. Looking at CC from: not sure yet, awaiting suggestions (I currently have a savings account with MBB, if that matters)

6. Others: Any rewards. My idea is that I'd always be able to make the monthly repayment (in full) so I won't have to pay for extra charges/penalties/interest but at the same time get some rewards and or benefits.

what about the UOB One Card? Seems like it has much more cashback.

Thanks Kelvin. Their promise isnt exactly misleading - just difficult to 'manage'. Have to be wise to make full use of cards cashback and points.

I guess I'll just stick with my SCB worldmiles and accumulate points there. Simpler to just collect points and blow it all on a trip.

Or maybe i just apply one spare RHB card. Just in case. Hehehe... 

Make sure amway accepts AMEX. .

Yes u r right..i will look for a visa master which have cash back on purchase~

Thank you for your advice, but it is very likely for me to spend under 3k in 3 months 

Maybank 2 Cards is the BEST...
Pls Refer to MY Post #724 just few Post above U for Details
https://forum.lowyat.net/topic/3140027

1. Annual Income:  RM100K to RM150K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Cash Back/Rebate Only, Retail spending, AirMiles, Overseas Transactions, Free LCCT Lounge Access

4. Existing credit cards if any: CIMB Platinum, CIMB Titanium

5. Looking at CC from: Maybankard 2 cards

6. Others:

thanks bro. u are really helpful! saw the mbb2cards.. quite nice. but got 2 cards. haha maybe can bring amex around and leave d mastercards.

however certain place dont accept amex, is that true?

Cons:
But Beware the current Petrol Rebates now already got limit quota capped at RM900,000/ month on 1st come, 1st serve basis... As sometimes We X get any Petrol Rebate at the Middle of the Month cos Quota dah Habis vmad.gif  vmad.gif  vmad.gif

meaning if the quota full at mid of the month, starting from mid of the month to end of the month we will not get any cash rebate on fuel? 

Any recommendation Credit card for me?

1. Minimum income is RM24,000 per annum
2. Annual fee is waived
3. The card is used for : to buy phones at sony centre using 0% monthly installment payment scheme, currently have no plan to use the card for other thing
4. Current salary slip : I only have two month of salary slip because just started working, but I don't mind waiting until next month
5. Other card benefit : I hope I can get other benefit like the petrol rebate, but it is optional

Thanks in advance for those who will help me

Hi guys,

1. Annual Income: above 60k, below also don care

2. Free Lifetime Annual Fee: preferable, optional

3. Card required for: cash back, specially online purchase as weekly spend around 5-10k

4. Existing credit cards if any: yes

5. Looking at CC from: any, priority is bigger amount of cash back in any day and possible for as high rebate as possible in WEEKDAY

BTW bro, thanks for mentioning the CIMB Cash Rebate MasterCard. I had no idea they had a Gold version of that card. Places like RinggitPlus and GenXYZ seem to only mention the Platinum one.