Today last day using my OCBC... will ice it as it is now 1% cash back.... wise CC seems like the next best option... but need to keep track all the transaction

1. Annual Income: 60K

2. Free Lifetime Annual Fee: Best if possible

3. Card required for: Dining, Shopping, Petrol

4. Existing credit cards if any: Maybank2Card, OCBC Ti (Looking to replace this)

5. Looking at CC from: Any

HLB wise is also a good choice but you need to fulfill the terms and condition to make 10x RM50 transaction before you can enjoy the 10% rebate.
The HLB wise rebate RM 100 max
citibank shell rebate too little and only lock on to shell station.
UOB one card got quota, once monthly quota hit, then no more rebate

Dear all, looking for supplementary card for parents

1. Annual Income: > RM48K

2. Free Lifetime Annual Fee: Good to have but not necessary

3. Card required for: Groceries, Petrol, occasionally for dining and other miscellaneous usage, parents usually spent less than RM500 monthly

4. Existing credit cards if any: Currently Principal holding MBB2Card, WISE, WATAMI, OCBC titanium and Citi Cash Back

5. Looking at CC from: Any

6. Others
This supplementary card is for parents usage, which one provides best returns with minimum or no annual fee and minimum or not Government tax.

but wise sup card got annual fee RM80 right?

Thanks guys... you are the best

I think this rules does not apply if you are the principal

Thanks for informing, I don't really know this as principle is liable to all supplementary usage of the card and also authority to block, cancel or limit supplementary usage, so my thinking is usage is applicable too...

Maybank2 card is the highly recommended to cover your Fuel, TNB and TM, groceries, but must make payment during weekends.
If your insurance per month is high, can consider AEON watami, but must spend at least RM3000 per quarter.