1. Annual Income: RM30k

2. Free Lifetime Annual Fee: if got

3. Card required for: Bill Payment, Online transaction, petrol

4. Existing credit cards if any: RHB Travel Money , UOB One( just cancel due to annual fees cant waived ) restrusture Outstanding payment.

5. Looking at CC from: MBB,Citi,CIMB or u recommend but no HLB

6. Others:

for my income i only can hold 2 cards. so means i have to settle my UOB outstanding first for CCRISS to clear this account or i can start apply for second card now?

i just call up CS and cancel it. The Card immediately not valid anymore thn i call up to another department to restructure my outstanding . But this installment interest is based on my retail interest which is 18%. They actually just close my CC account but the account still will be in CCRISS till i settle the outstanding. i already have 2 in my ccriss....i think is better mayb after a year only apply for CC? so my CCRISS record all 00000

1. Annual Income: 30-35k

2. Free Lifetime Annual Fee: Better if have

3. Card required for: Petrol, Retail spending, Utilities , online transaction ( paypal / agoda)

4. Existing credit cards if any: RHB Travel money (thinking of cancel it)

5. Looking at CC from: MBB , HSBC , Citi or any recommendation?

6. Others: local bank in my mind is MBB now and also planning for oversea bank card ...

i having two credit cards now , can i apply for another one if my gross salary is 3k and above but not my basic , epf deduction not 330 and above . I am interested in getting the maybank two cards .

This post has been edited by 13aby: Sep 8 2014, 10:56 AM

nop

ok thx , already submit for maybank cards .. hope everything go smooth .

Use ur FD account if u have any to get ur credit card . or get supplementary from parents or siblings . Just some advise hehe

Hi all ,

my income is 30-35k/annum . if i have one CC but max limit and paying every month can i still have chance to get second card approval?

For Apple store purchase no need , if they got all ur numbers correct include the rear 3 digits and ur credit is sufficient it will automatically make payment without ur notice for some banks .. some like MBB will sms you but is too late already .

Which card best for petrol use? My income below 36k above 24k / annum

1. Annual Income: RM33k - RM40k / annum (average i get is 35-36k )

2. Free Lifetime Annual Fee: If possible

3. Card required for: petrol , bills , installment plan , insurance ,all kind of things which can use card

4. Existing credit cards if any: RHB travel money - maxed out (clearing it soon and put as backup)

5. Looking at CC from :

6. Others: