Since you have OCBC TMC, I believe you shuold be able to qualify for Maybankard 2 Cards where the annual income requirement is less.

With the MBB 2 AMEX you can earn 5X TP for your air tickets purchase plus 5% cash back on weekends.

MBB2 AMEX is also accepted by TNB, DiGi and Maxis.
To ALL:

Please use the format in Post#2 when posting

Bro, noted you applying for Citibank Reward and Platinum.  recommend that you instead apply for Citibank Cash Back Platinum where you can earn 5% cash back for Petrol. But the cash back is capped at RM30/month for petrol AND the cash back is only credited based on RM50 basis (i.e. under RM50 nothing will be credited). Now, Citibank first year is FREE, but second and subsequent years you need to go beg for annual fee waiver. I suggest that by the 11th month you stop using the card and see if they waive your annual fee when anniversary comes.

As for buying air tickets, Maybankard 2 Cards AMEX is accepted by Air Asia and MAS where you can earn 5X Treats Points everyday and 5% cash back on weekends. For other airlines, go check their website.

As for overseas transactions, if you spend like really a lot, get those that offer more than 1X reward points or 1% cash back. Once your annual income reaches near to RM150K, go apply the Alliance Bank Visa Infinite. In the meantime, if you do fly overseas alot, check out Citibank PremierMiles AMEX and apply before 31 December and you can earn 60,000 Enrich Miles - enough to get you a return flight to Europe on Business Class when Enrich Miles is having a sale!

I suggest you read my following articles:

My review of the Citibank Cash Back Platinum credit card.

New Credit Cards 2013 - where I did a brief review of the Citibank PremierMiles AMEX.

I still highly recommend the Maybankard 2 Cards, not only for purchasing Air Tickets but earning Enrich Points too. Click the link to read my articles below:

My son Is Going To The USA Again On Business Class. In this article I showed that the Maybankard 2 AMEX is better than many premium credit cards for redeeming Enrich Miles.

Enrich Miles Sales is Fantastic for Maybank credit cards. In this article I showed that one can get up to 19% equivalent cash back with Maybankard 2 AMEX.

And when you annual income goes above RM100K AND you do spend substantial sum on overseas transactions, check out my artilce Alliance Bank Visa Infinite versus Maybank VI versus UOB VI. Maybe next year the annual income may be reduced to less than RM100K for Alliance and UOB Bank Visa Infinites