Fixed Deposit Rates in Malaysia V5
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 Mar 29 2014, 01:32 PM
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Junior Member
328 posts Joined: Dec 2007  
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Who Can Help to inteprate this document regarding Maybank Islamic FD?
http://www.maybank2u.com.my/WebBank/FAQ(IFD-i).pdf What is the meaning of Murabahah or cost plus sale? If I deposit Rm10,000, , 1 Month Maturity, What is the outcome of 1) Maybank Islamic FD (3%) 2) Maybank Conventional FD (3%) |
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Mar 29 2014, 02:16 PM
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Senior Member
2,383 posts Joined: Mar 2010 From: Singapore, Negeri Sembilan, Masai, KL. 
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QUOTE(BoomChaCha @ Mar 29 2014, 03:15 AM) I heard from Proton and Nissan salesmen few days ago, car loan interest Hi bro, definitely UOB will increase our FD rates but as I know from now not "so soon". Lol, most probably at MAY or June. However, car loan interest rates increased I'm not sure since UOB doesn't not provide car loan for customers. Well, I will keep you all for latest news for FD in UOB. rates have gone up effective 18 March as instructed by Bank Negara. Do you think FD rates will go up soon too? According to Top Flo, OCBC will strike back with 3.65% Islamic FD next month; meanwhile Affin has been steadying with their board rate 3.6% (see below picture) for long time.. Will UOB react to OCBC to capture back the FD market share?  We count on you to bring us good news, and please do not forget about our million Ringgit group FD deposit deal..Bro..  [attachmentid=3908524]   |
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Mar 29 2014, 02:51 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(nubJeff @ Mar 29 2014, 02:16 PM) Hi bro, definitely UOB will increase our FD rates but as I know from now not "so soon". Lol, most probably at MAY or June. However, car loan interest rates increased I'm not sure since UOB doesn't not provide car loan for customers. Well, I will keep you all for latest news for FD in UOB. Ai, have FD maturing in UOB in April month. Have to move elsewhere already.  Last year was getting 3.7%. |
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Mar 29 2014, 03:02 PM
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(RO Player @ Mar 28 2014, 11:39 AM) remember to push them for gifts.. Don't they have enough to do already  3.65%..slight higher than affin & UOB..  let's see the tenure, and the terms first |
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Mar 29 2014, 03:55 PM
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Senior Member
5,752 posts Joined: Jan 2012
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Mbb still stuck at 3.15
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Mar 29 2014, 05:31 PM
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Junior Member
175 posts Joined: Dec 2011
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 BR FD depositor ... withdrawal can be done exactly on its expiry date or have to wait 1 day after that? Remember reading somewhere on this forum but couldn't find it now. Thanks. |
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Mar 29 2014, 05:56 PM
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Senior Member
4,761 posts Joined: Jun 2007 From: My house
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QUOTE(Dino168 @ Mar 29 2014, 05:31 PM) BR FD depositor ... withdrawal can be done exactly on its expiry date or have to wait 1 day after that? Remember reading somewhere on this forum but couldn't find it now. Thanks. Cheerio. |
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Mar 29 2014, 10:09 PM
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Junior Member
642 posts Joined: Jul 2006
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guys whats the advantage of getting dividend credited monthly vs getting it when the FD mature?
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Mar 30 2014, 09:18 AM
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Junior Member
66 posts Joined: Mar 2014
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QUOTE(royalz @ Mar 29 2014, 10:09 PM) guys whats the advantage of getting dividend credited monthly vs getting it when the FD mature? if the interest rates are same for both cases, then you will have better cash flow for dividend credited monthly... |
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Mar 30 2014, 10:59 AM
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Junior Member
642 posts Joined: Jul 2006
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QUOTE(cj7lee @ Mar 30 2014, 09:18 AM) if the interest rates are same for both cases, then you will have better cash flow for dividend credited monthly... If choose not to get dividend monthly, does the dividend being compounded into my FD amount? no right? |
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Mar 30 2014, 11:09 AM
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Senior Member
2,383 posts Joined: Mar 2010 From: Singapore, Negeri Sembilan, Masai, KL.
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QUOTE(bbgoat @ Mar 29 2014, 02:51 PM) Ai, have FD maturing in UOB in April month. Have to move elsewhere already. Lol, you referring to personal or company FD? Haha, two different interest rates. Plus, for company side's is effective rates mostly for FD placement. Last year was getting 3.7%. |
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Mar 30 2014, 12:35 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(nubJeff @ Mar 30 2014, 11:09 AM) Lol, you referring to personal or company FD? Haha, two different interest rates. Plus, for company side's is effective rates mostly for FD placement. Lol, he he !  Sure is personal lah, where got company ??   Here we talk about personal only so far did not hear anyone talking about company. Also it seems company rate normally lower than personal rate. |
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Mar 30 2014, 01:52 PM
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Staff
2,797 posts Joined: Nov 2007 From: On the beach 
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QUOTE(RO Player @ Mar 29 2014, 12:56 AM) Just back from Setia Mall, klang & OUG.. People not from town ma. Excuse them lor.  farking Johorean driver..slow like tortoise, (50 to 66km/hr) and always step on the brakes..  QUOTE(nubJeff @ Mar 29 2014, 02:16 PM) Hi bro, definitely UOB will increase our FD rates but as I know from now not "so soon". Lol, most probably at MAY or June. However, car loan interest rates increased I'm not sure since UOB doesn't not provide car loan for customers. Well, I will keep you all for latest news for FD in UOB. Looking forward to what UOB can offer. |
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Mar 30 2014, 03:27 PM
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Junior Member
642 posts Joined: Jul 2006
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QUOTE(royalz @ Mar 30 2014, 10:59 AM) If choose not to get dividend monthly, does the dividend being compounded into my FD amount? no right? QUOTE(RO Player @ Mar 30 2014, 12:45 PM) Use abit of your brain.. boss you did not answer my question. what I want to know is whether the interest rate paid monthly can be compounded ? I also know goes into SA.. im asking if i choose not to credited monthly into SA..how does it work..newbie here .thanks those monthly credited..normally goes into your SA. For good rates, you can opt for Affin Bank..look no further..This post has been edited by royalz: Mar 30 2014, 03:31 PM |
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Mar 30 2014, 06:31 PM
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Junior Member
66 posts Joined: Mar 2014
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QUOTE(royalz @ Mar 30 2014, 03:27 PM) boss you did not answer my question. what I want to know is whether the interest rate paid monthly can be compounded ? I also know goes into SA.. im asking if i choose not to credited monthly into SA..how does it work..newbie here .thanks If the interest is credited into your SA, then it is compounded in your SA. What I understand is usually the interest rate for monthly credited FD is lower than the conventional one. However if the interest rate is the same (for BR), then eventually you are getting slightly more with the monthly interest compounds in SA. |
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Mar 30 2014, 07:41 PM
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Senior Member
2,490 posts Joined: Sep 2011
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QUOTE(RO Player @ Mar 29 2014, 11:24 AM) answer to your ques.. I am not only an experienced driver, I also can be your bodyguard, personalsecretary and cook (western only). I also can bring you to some places that can make you happy and relax.. QUOTE(RO Player @ Mar 29 2014, 11:29 AM) still way below 4% offered by BR... If BR dares to drop their 1 year FD rate to 3.7%, I think nobody will0.05% increase wont diff much..unless is 0.5% increase place FD in BR... QUOTE(nubJeff @ Mar 29 2014, 02:16 PM) Hi bro, definitely UOB will increase our FD rates but as I know from now not "so soon". Lol, most probably at MAY or June. However, car loan interest rates increased I'm not sure since UOB doesn't not provide car loan for customers. Well, I will keep you all for latest news for FD in UOB. Oh.. I forgot foreign banks do not provide car loan facility..Please keep us update of UOB FD rate.. Thank You so much..  |
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Mar 30 2014, 08:16 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(BoomChaCha @ Mar 30 2014, 07:41 PM) I am not only an experienced driver, I also can be your bodyguard, personal Ha ha ha, CEO cum PR Director becomes PRO ........................ secretary and cook (western only). I also can bring you to some places that can make you happy and relax.. |
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Mar 30 2014, 08:52 PM
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Senior Member
622 posts Joined: Dec 2013
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I heard BR may Revise again their Rate
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Mar 30 2014, 09:39 PM
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Senior Member
2,612 posts Joined: Apr 2012
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QUOTE(royalz @ Mar 30 2014, 03:27 PM) boss you did not answer my question. what I want to know is whether the interest rate paid monthly can be compounded ? I also know goes into SA.. im asking if i choose not to credited monthly into SA..how does it work..newbie here .thanks If chose interest to be paid on maturity there is no additional benefit as no compound interest. |
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Mar 30 2014, 10:25 PM
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Senior Member
2,490 posts Joined: Sep 2011
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QUOTE(Sarah Jessica @ Mar 30 2014, 08:52 PM) I heard BR may Revise again their Rate Revise up or revise down..? |
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