Can't understand what you have posted on the coloured statements...

Red: Means that the IR for Syariah-compliant FD is lower than the conventional FD?

Green: BR offers similar interest rate (supposed to be profit rate) between FD & SA?

I read banyak kali, macam ada problem...

Lol, personal is not effective rates ma..if company it is lo..UOB personal rates now how? Lol..

You like to LOL ??

Pening !

You just let people know that you're our most suitable candidate to be the rep to the bank
So talented wor...


Let's see if they dare or not. Jangan-jangan revise down from 3.90% straight to 3.65%

I think what he meant was this...
RED: he compare interest paid monthly vs at maturity, not Islamic vs Conventional.
GREEN: again between interest paid monthly and at maturity, interest paid monthly will gain more as it get additional interest in SA.

This post has been edited by tbheng: Mar 30 2014, 10:43 PM

Maybe cj7lee's choice of words got me

Or maybe it's the other way round...I lack power in vocabulary

Why so serious? Haha, I am joker ma..well, when is ur FD mature date? I thought now FD personal also got promotion ma.

Thanks for the clarification

This post has been edited by cj7lee: Mar 31 2014, 12:08 AM

Haha, my problem as I did not make it clear

Don't worry..bbgoat is a big joker, you are a small joker only, you cannot fight with him la..

Do you prefer us to place FD directly with you? Or it does not matter?

I am exhausted.. ..Can donate 1 dozen of Brand's chicken essence (Premium Grade) ah?

I am very curious to know whether the rate is up or down..?

This post has been edited by BoomChaCha: Mar 31 2014, 01:06 AM

Ha ha ha, I got pening from your earlier post. Cannot understand your message. I have not been to UOB since June 2013. What is the promotion now in UOB ? FD due mid April. Lol (learned from u)

Thank you, thank you ......................

This post has been edited by bbgoat: Mar 31 2014, 07:57 AM

Ooo, exhausted yea...no problem. Don't need my donation at all.

Just establish the qi within your body...for sure more powderful powerful than premium grade chicken essence


For 60-month tenure, I'm 100% sure will park $$$ in MBSB. BR's rate has reached a level that is not competitive to me.

But for other tenure, BR still sits at the summit la. Let's see if the rumour about the rate revision does hold water. Then baru take action.

I have a few FD"s maturing in mid April. However i won't be joining you guys in your quest as i will be slowly moving my funds into KWSP. As most of my FD's in BR is at the rates of around 4.20%, the revised down rates do not appear appealing to me. Moving part of my funds into KWSP and parts into bluechips stocks will be my strategy for 2014.

... tks for the link -- nice reading ...

I know that we should not compare FD vs EPF & not to mention the fact that every individual has different risk profile & priorities that change over time; but just for asking sake la: why want to move your cash from FD to EPF?

PS: Which bluechip stock caught your attention?

what risk profile? EPF is low risk, at the most lower dividend paid out. All my housing mortgages paid out with the last loan clearance letter received today. I am debt free today but driving a 22 years Proton.

No sailang on stocks here.

Same situation for me, but called the EPF CS a few times but was given diff advice. I am currently employed and contributing EPF. Am I allowed to put in rm60k into my EPF account? If yes under which scheme?

Not sure yet but will be going to KWSP tomorow to find out. I have other option if it does not work out.

Can anyone please Start @ open Version 6
I'm stepping down as TS for V5 & closing soon this thread

This post has been edited by davinz18: Mar 31 2014, 04:53 PM