Fixed Deposit Rates in Malaysia V5
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 Mar 30 2014, 09:18 AM
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#1
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Junior Member
66 posts Joined: Mar 2014 
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QUOTE(royalz @ Mar 29 2014, 10:09 PM) guys whats the advantage of getting dividend credited monthly vs getting it when the FD mature? if the interest rates are same for both cases, then you will have better cash flow for dividend credited monthly... |
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Mar 30 2014, 06:31 PM
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#2
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Junior Member
66 posts Joined: Mar 2014
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QUOTE(royalz @ Mar 30 2014, 03:27 PM) boss you did not answer my question. what I want to know is whether the interest rate paid monthly can be compounded ? I also know goes into SA.. im asking if i choose not to credited monthly into SA..how does it work..newbie here .thanks If the interest is credited into your SA, then it is compounded in your SA. What I understand is usually the interest rate for monthly credited FD is lower than the conventional one. However if the interest rate is the same (for BR), then eventually you are getting slightly more with the monthly interest compounds in SA. |
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Mar 31 2014, 12:07 AM
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#3
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Junior Member
66 posts Joined: Mar 2014
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QUOTE(tbheng @ Mar 30 2014, 10:39 PM) I think what he meant was this... Thanks for the clarification RED: he compare interest paid monthly vs at maturity, not Islamic vs Conventional. GREEN: again between interest paid monthly and at maturity, interest paid monthly will gain more as it get additional interest in SA.   This post has been edited by cj7lee: Mar 31 2014, 12:08 AM |
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Mar 31 2014, 12:12 AM
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#4
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Junior Member
66 posts Joined: Mar 2014
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QUOTE(HJebat @ Mar 30 2014, 10:53 PM) Maybe cj7lee's choice of words got me Haha, my problem as I did not make it clear  Or maybe it's the other way round...I lack power in vocabulary   |
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