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 Fixed Deposit Rates in Malaysia V5

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nubJeff
post Mar 19 2014, 12:16 AM

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Hi guys, anyone looking for SME FD placement? Or CASA with interest rates? Can always look for me, I'm working in UOB bank hehe.
nubJeff
post Mar 19 2014, 12:35 AM

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QUOTE(BoomChaCha @ Mar 19 2014, 12:27 AM)
We want to place RM 700K FD or more, if the tenure is 1 year, can we get special FD rate?
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Hi bro, I pmed you anyways. Actually, we having a FD rush campaign for 6 months 3.38% and 12 months 3.48%. Besides FD, we also offering current account with ODS. biggrin.gif , let me know if you need more information hehe.
nubJeff
post Mar 19 2014, 01:28 AM

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QUOTE(BoomChaCha @ Mar 19 2014, 12:59 AM)
Thank you for your PM. Bro.
You PM me 3.48% for 1 year.
Affin can beat UOB easily by 3.6% for 1 year FD tenure.

If nothing special or confidential, I prefer you to post your FD offer
here so this can make it transparent to everybody..

Please check out the main page for FD rate comparisons:
https://forum.lowyat.net/topic/2953389

Can you post your business card here?
If this is not convenience to you, then never mind..Thanks again.. notworthy.gif
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Hi bro, sorry to inform that the best rates I can offer, maybe in future you need other services I might can provide to you as well. Besides, if you have FX requirement for paying or receiving foreign currency I can help you to convert it to MYR with special rates hehe..

Anyways, here my name card, anything can just let me know ya.
» Click to show Spoiler - click again to hide... «
nubJeff
post Mar 19 2014, 09:19 PM

Work for $, NOT for loyalty.
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QUOTE(BoomChaCha @ Mar 19 2014, 01:50 AM)
Aiya.. very sincere, aggressive and hard working young man..salute you..  notworthy.gif
Hope you can visit here very often..
*
Haha..no choice, have to work hard only can light up my career in future.

QUOTE(bbgoat @ Mar 19 2014, 09:09 AM)
It surprises me to see the name card.  rclxms.gif notworthy.gif Most of us are hiding behind some sort of veil, user name etc.  smile.gif
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Lol, for me I won't shy to share out my name card. As long as there is a 1% chances for me to get any business or build relationship with customer no harm for me to try. tongue.gif

QUOTE(aeiou228 @ Mar 19 2014, 11:17 AM)
Bro, may I ask one question. Why some banks gives slightly lower deposit rate than published board rate for large amount deposit ( few millions RM) ?
My personal understanding to this is that the fund availability commitment to 1 large deposit account is greater than many small deposit accounts, thus the cost of maintaining this commitment is higher ?
Please correct me if I'm wrong and kindly share your professional view on this.
*
From my side's, is actually OPR in quarter 2 might be increasing so in order to defend our profits we have to reduce down the interest rates. However, it's depends on curtain banks also. For example, UOB reducing down the interest rates for this year 2014 and more focus on building CASA. Hehe.. thumbup.gif
nubJeff
post Mar 26 2014, 08:50 PM

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Hi BoomChaCha, I had asked about your FD placement from UOB. I can do the best for you 12 mths for 3.57%, haha..how much the affin bank offering right now?
nubJeff
post Mar 27 2014, 09:48 PM

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Haha, maybe MAY UOB will come out new FD campaign again..
nubJeff
post Mar 28 2014, 04:39 PM

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OCBC offering 3.65% effective rates? Erm..
nubJeff
post Mar 29 2014, 02:16 PM

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QUOTE(BoomChaCha @ Mar 29 2014, 03:15 AM)
I heard from Proton and Nissan salesmen few days ago, car loan interest
rates have gone up effective 18 March as instructed by Bank Negara.

Do you think FD rates will go up soon too?

According to Top Flo, OCBC will strike back with 3.65% Islamic FD next month;
meanwhile Affin has been steadying with their board rate 3.6% (see below picture)
for long time..

Will UOB react to OCBC to capture back the FD market share?  sweat.gif
We count on you to bring us good news, and please do not forget about our million Ringgit
group FD deposit deal..Bro..  biggrin.gif

[attachmentid=3908524]
*
Hi bro, definitely UOB will increase our FD rates but as I know from now not "so soon". Lol, most probably at MAY or June. However, car loan interest rates increased I'm not sure since UOB doesn't not provide car loan for customers. Well, I will keep you all for latest news for FD in UOB. thumbup.gif
nubJeff
post Mar 30 2014, 11:09 AM

Work for $, NOT for loyalty.
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QUOTE(bbgoat @ Mar 29 2014, 02:51 PM)
Ai, have FD maturing in UOB in April month. Have to move elsewhere already.  sad.gif

Last year was getting 3.7%.  biggrin.gif
*
Lol, you referring to personal or company FD? Haha, two different interest rates. Plus, for company side's is effective rates mostly for FD placement.
nubJeff
post Mar 30 2014, 10:28 PM

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QUOTE(bbgoat @ Mar 30 2014, 12:35 PM)
Lol, he he !  tongue.gif

Sure is personal lah, where got company ??  hmm.gif  brows.gif Here we talk about personal only so far did not hear anyone talking about company. Also it seems company rate normally lower than personal rate.  biggrin.gif
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Lol, personal is not effective rates ma..if company it is lo..UOB personal rates now how? Lol.. hmm.gif
nubJeff
post Mar 30 2014, 11:00 PM

Work for $, NOT for loyalty.
*******
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From: Singapore, Negeri Sembilan, Masai, KL.
QUOTE(bbgoat @ Mar 30 2014, 10:34 PM)
You like to LOL ??  rclxub.gif

Pening ! tongue.gif
*
Why so serious? Haha, I am joker ma..well, when is ur FD mature date? I thought now FD personal also got promotion ma. brows.gif
nubJeff
post Mar 31 2014, 09:23 PM

Work for $, NOT for loyalty.
*******
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From: Singapore, Negeri Sembilan, Masai, KL.
QUOTE(BoomChaCha @ Mar 31 2014, 12:46 AM)
Don't worry..bbgoat is a big joker, you are a small joker only, you cannot fight with him la.. biggrin.gif

Do you prefer us to place FD directly with you? Or it does not matter?  hmm.gif
*
Lol, if you got funds and satisfy my rates then come lo..Haha, I always let customer make the decision tongue.gif.

brows.gif
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