Couple weeks ago, I received a phone call from HLA to invite me to
talk face to face about their long term investment plan.

Yes, she said she was from Damansara Uptown also..

This post has been edited by BoomChaCha: Apr 1 2014, 02:15 PM

oic

Don't la like that....I've seen you before...you're a real estate agent in a property viewing meet up last year. You r indeed lenglui...Guys go buy the investment from her la.

Icic....Just to clarified and nothing to be hide
Actually we can email the brochure to you but to avoid any mis-selling or, we will still make appointment with clients in order face-to-face to explain,

Lol.....Really?? i cant recall but financial is my main line and real estate is only helping my clients to look around and earn some side income ...

if you close deal here, I want my cut ya

Honestly,i cant recall but maybe i can remember if you mentioned ur name
Sure.....Let's out for drink even no deal

Really admire and salute a hard working person like you, especially a girl... ..
and lagi very tahan lasak...really super steady..

This post has been edited by BoomChaCha: Apr 1 2014, 02:54 PM

Thanks, but I have aleady got the necessary info from KWSP this morning.

So looks like will reduced my FD deposits this year.

If you have extra cash that you are not going to use it for many years, I agree to put into KWSP
rather than FD. Besides getting a higher interest rate from EPF, you can skip hassle to chase for musical chair. And also, you can have more time to accompany your family.
Do not forget to put the nomination, but you can change it anytime.

About your 22 years old car, I understand the way you manage your money.

But since you have extra money, I suggest you to buy a more safety car la...
If you don't think of yourself safety, but you need to think of your family mah..
And also, we want to see you many years here ma..

Or maybe you want to say: I drive slowly only, but what if other careless drivers hit you?

Lagi pun, how many 5 years do we have in a life time..?

This post has been edited by BoomChaCha: Apr 1 2014, 03:28 PM

Thanks for your concern and well intention advise. I do own a superbike so its not about mortality.

Oh I have considered depositing in KWSP for sometime but delayed it due to settlement of loan of a few properties and also realigned my other investment.

Its a plus for me if KWSP can acheived above 5% payout. So my FD deposits are practically to finance my children education plus accomodating their wants.

Looking at the rise in car loan rates, without increases in BNM OPR and it looks like FD rates will be revised down.

Do you own a 3/4 stories shop lot in Sunway Mentari?
About 10 years ago, my previous boss wanted to rent the above shoplot,
I got a shock when I saw the young owner drove an old Proton Iswara
while the shoplot value worth more than RM 700K at that time.

Since the car loan rates have gone up, then why the FD rate will go down?

Please can Anyone PLEASE Start New Version.
I'm Stepping down & not starting V6
Give others forumer chance