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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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contestchris
post Jun 25 2021, 06:22 PM

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QUOTE(cucikaki @ Jun 25 2021, 05:26 PM)
We wish to inform that we will arrange to credit the RM100 cashback to your account accordingly.

Didnt get my activation cashback back in Feb. Since everyone got theirs already, made a complaint and luckily able to get it.
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How did you complaint? I’m not getting any of my sign up or Shell bonus cash backs and it is nearly 3 months now. Others activating at the same time have got theirs.
contestchris
post Jun 29 2021, 08:27 PM

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QUOTE(fruitie @ Jun 28 2021, 07:03 PM)
1) This is for Shell Visa -i. I already have Shell Visa conventional.
2) Exactly. I’m totally puzzled about this as well.
3) Yes, my first transaction was in April and I already got back the Activation RM 25 cash back. So these are second, third and fourth transaction. I hardly use this card since I got it in April.
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Should be RM10. I've been double checking my cashbacks for April / May / June for all 3 categories (Shell, Bonus, Others), they are all exactly as I would expect.
contestchris
post Jun 29 2021, 08:27 PM

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QUOTE(cybpsych @ Jun 29 2021, 07:09 PM)
updated RHB Shell T&C

no change to cashback, just majority of the content is rewritten

https://www.rhbgroup.com/shellcard/files/RH...TC_FV-CLEAN.pdf
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Anything we ought to be wary about?
contestchris
post Jun 30 2021, 11:03 AM

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For Tier 2 (weekly min spend RM500), is it too late to be first 200 if I do on Friday early morning?
contestchris
post Jul 1 2021, 03:50 PM

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QUOTE(cucikaki @ Jul 1 2021, 02:22 PM)
Thursday 12.01 also no guarantee u get. W8 & W9 i enroll both. No get anything.

I just need 1 more for T2 cashback as it’s capped at 3 times per cardholder
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How about offline? I make transaction >RM500 at 1pm today. Also no chance ke? 200 RHB credit card holders spend >RM500 before me?

And how come 200 credit card holders spend RM500 at midnight on Thursday...not like you can transfer to e-wallet, correct? I'm just curious how come it is so competitive.
contestchris
post Jul 1 2021, 04:20 PM

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QUOTE(ClarenceT @ Jul 1 2021, 04:01 PM)
You can bring a credit card machine home.
If you are in Singapore or Hong Kong, you can go out to spend, no MCO there.
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Then like that "actual" customers will always lose out to people trying to game the system.

If wait at 12mn to make a genuine transaction, it's understandable. But to go to the extent of bringing home a credit card machine, quite frankly, is ridiculous. That goes against the spirit and purpose of the campaign.

This post has been edited by contestchris: Jul 1 2021, 04:21 PM
contestchris
post Jul 1 2021, 10:10 PM

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QUOTE(beLIEve @ Jul 1 2021, 09:14 PM)
With so many campaigns recently, can I know if you guys pay your statement in full or after deducting cashback winnings that came after your statement?

tried to call helpdesk, that also already answered here - nobody answers until system disconnects.
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Always recommended to pay statement amount.
contestchris
post Jul 6 2021, 01:04 PM

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Contacted RHB on 18 June via email and 25 June via secure mail. No response to zero cashback for activation/Shell campaigns.
contestchris
post Jul 24 2021, 09:10 AM

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Guys, RHB is denying me my RM25 signup cash back, RM100 additional signup cash back, and Shell 12% bonus cash back on the basis that I had cancelled RHB credit card in the prior 6 months.

Yes true, it happened, but those were credit card auto applied by the banker handling my housing loan. I didn’t want it and cancelled them as soon as I could. Never activated the cards.

I even have a thread on this forum: https://forum.lowyat.net/topic/5087555

I feel it is unfair I am being denied promotional cash back that I should deserve. The credit cards applied with my housing loan weren’t even signed off by me!

I complained and explained to RHB but they still said I will not be given the cash backs. Should I forward this matter to Bank Negara, or should I just accept the situation?
contestchris
post Jul 24 2021, 09:25 AM

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QUOTE(ClarenceT @ Jul 24 2021, 09:19 AM)
Terminate the card. Don't waste time with RHB Card Centre.
RHB loan still good and flexible in long term, compare to other banks.
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Oh I actually like the card benefits. This is so much better than my previous HSBC card. I’m not aware of any other cards that can consistently give me RM60+ cash back a month.
contestchris
post Jul 29 2021, 02:45 PM

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QUOTE(mamamia @ Jul 29 2021, 02:07 PM)
Need some advice.. if I’ve 1 txn posted on statement date, I understand the cashabck will be calculated on following statement. But, will this txn calculated as the min spending of RM2500?
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Calculation is done for transactions POSTED 1 day before statement date. So no, the transaction will not be computed as part of the min spending as the calculation is done the day before the date of posting.
contestchris
post Aug 26 2021, 02:39 PM

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Maybe I’m missing something, but where do I view CC statement in the new online website? Similarly, how to view on the app?
contestchris
post Aug 31 2021, 06:16 PM

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QUOTE(contestchris @ Aug 26 2021, 02:39 PM)
Maybe I’m missing something, but where do I view CC statement in the new online website? Similarly, how to view on the app?
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^^

Anyone?
contestchris
post Sep 9 2021, 05:24 PM

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Is auto debit function for TNB and TIME qualified for the Utility bonus? Can anyone please verify.
contestchris
post Sep 15 2021, 12:39 PM

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Does TNB and TIME direct debit counted as utility payment?
contestchris
post Sep 24 2021, 08:12 AM

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QUOTE(LostAndFound @ Sep 23 2021, 04:22 PM)
Wth this RHB, 21st century already still got all these funny procedures.

I got my Shell Visa approved, yesterday got SMS to pick it up at the branch. So today I drop by, pick up, no problem. Can call their online IVR and reset the PIN.

Then I come home and try to set up the rhb online account. Can... but when try to login they say I don't have any phone number set up for OTP.

Call customer service she say I need to drop by to branch. And bring my prepaid sim cards pack (dunno can find anot) or bill (for postpaid, mine is prepaid). Physical one. Nvm I told her hotlink prepaid can generate statement. She still say must print it out...

Then I also ask her about RHB Smart account, and she said to apply for that need to download QMS app and make appointment at a branch. And need to bring documentation (EPF statement and bank statement from other bank). And then ask if I'm employed, in which case I must bring my offer letter (from 10 years ago!). All hardcopy of course.

Is this really the way ah, at RHB? Why so lapuk one?
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Yes this is all true and a real headache.

It was even worse for me as I havea supplementary line. I had to prepare a letter from the principal line holder confirming the supplementary line is mine.

Then on the other hand there are Citibank and Standard Chartered. I have ZERO relationships with them yet 100% everything done online and they mail the card to my home.

This post has been edited by contestchris: Sep 24 2021, 08:13 AM
contestchris
post Sep 25 2021, 01:39 AM

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RHB not updating transactions for a week now?
contestchris
post Oct 7 2021, 07:02 PM

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Guys my statement date is 24th of the month.

I see cashback transaction date for petrol, bonus and other (RHB Shell Visa) is 23rd of the month, posting is 24th.

I also realised that retail transactions on the 23rd (with posting on the 24th) do not get cashback.

Will I get cashback in the following month then?

Also, for the spending tiers, will the transactions done on the 23rd count for the current month, or for the following month? For the spending on the 23rd, will it be based on the current month spend tier or following month?

Basically, does it mean cashback tiers AND cashback amounts are based on 23rd to 22nd for a credit card which has 24th of the month as the statement date?

EDIT: I am asking this because the transaction on the 23rd with posting date of 24th appeared in my current month statement. I've calculated the cashback received, and confirmed that the cashback excludes this. So does it mean I will get the cashback for this transaction in the following month, and if so, which spend tier will it be based on (the initial/current month, or the following month)?

This post has been edited by contestchris: Oct 7 2021, 07:09 PM
contestchris
post Oct 7 2021, 07:36 PM

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QUOTE(tan_aniki @ Oct 7 2021, 07:19 PM)
those not calculate for current statement will bring forward to next statement calculation
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I guess then my question is, will it be based on the current statement spending tier, or the next statement spending tier?

Example:

Current statement date = 24th of Month 1
AEON RM400 spend = transaction date 23rd, posting date 24th
Total statement spend (including AEON RM400) = RM3,000 (but Bonus category (grocery, online, ewallet, utility) is RM0 spend other than AEON RM400)

Next statement date = 24th of Month 2
Total statement spend = RM0

What will my cashback be? 5% of RM400 (based on previous statement spending tier) or 0% of RM400 (Based on following statement spending of RM0)?


contestchris
post Oct 19 2021, 03:08 PM

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Any idea what the annual fee of the RHB Shell Visa card is?

Edit: Nvm found it, RM195 p.a., waived with min. 24 transactions per year.

This post has been edited by contestchris: Oct 19 2021, 03:11 PM

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