QUOTE(xiaoxiaoshen @ Jul 11 2025, 02:14 PM)
QUOTE(Barricade @ Jul 11 2025, 02:17 PM)
QUOTE(xiaoxiaoshen @ Jul 11 2025, 02:23 PM)
RHB Smart Account discussion topic here https://forum.lowyat.net/topic/5386694Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC
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Jul 11 2025, 02:43 PM
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#481
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QUOTE(xiaoxiaoshen @ Jul 11 2025, 02:14 PM) QUOTE(Barricade @ Jul 11 2025, 02:17 PM) QUOTE(xiaoxiaoshen @ Jul 11 2025, 02:23 PM) RHB Smart Account discussion topic here https://forum.lowyat.net/topic/5386694 |
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Jul 13 2025, 03:12 PM
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#482
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65,313 posts Joined: Jan 2003 |
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Jul 14 2025, 09:23 AM
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#483
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terminated both RHB Shell/Shell-i cards keeping WMC card, quite good and giving me 60-90+ monthly CB. beLIEve liked this post
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Jul 21 2025, 09:03 AM
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#484
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QUOTE(Optizorb @ Jul 21 2025, 04:16 AM) i never pay attention to it before, but i just found out sometimes Spotify can get cashback under utility and sometimes doesn't get cashback under utility.. SPOTIFY Pxxxxxxxxx STOCKHOLM SE using MCC 5815: Digital Goods Media - Books, Movies, Digital Artwork/Images, Musicanyone knows what's up? and this made me check my statements all the way back from Oct 2024 >> July 2025.. Found for spotify cb under utility, the last 10 months: 5 get, 5 no get. Oct 24 = no get Nov 24 = get Dec 24 = get Jan 25 = get Feb 25 = no get Mar 25 = no get Apr 25 = no get May 25 = get Jun 25 = get July 25 = no get what i noticed on the months i get cb for spotify, in statement stated = Spotify Stockholm SE RM24.90 ![]() what i noticed on the months i didnt get cb for spotify, in statement stated = Spotify P3865FF8A8 Stockholm SE RM24.90 ![]() EDIT: to add, it is auto-billing and auto-debited on the 8th every month.. SPOTIFY STOCKHOLM SE mixture, using MCC 5815 or MCC 4899: Cable, Satellite and Other Pay Television/Radio/Streaming Services also, you didnt mention which RHB card was used? This post has been edited by cybpsych: Jul 21 2025, 09:04 AM |
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Jul 21 2025, 12:02 PM
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#485
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QUOTE(Optizorb @ Jul 21 2025, 09:46 AM) rhb cashback CC, the normal one.. rbh cb MCC listso does it mean if fall under "Spotify PXXXXXXX Stockholm SE" then no longer under utility category? I wonder if we can ask rhb why there's discrepancy and whether they will reimburse cashback for those Spotify PXXXX transactions.. https://www.rhbgroup.com/-/media/Assets/Cor...RD_MCC-Code.pdf you can dispute, but the t&c stated: 3.11. The assignment of the MCC for a Partner Merchant is subject to the classification by the Partner Merchant’s Acquiring Bank that is providing the credit card terminal. It is the responsibility of the particular Acquiring Bank to assign the correct MCC. RHB Bank will not be held responsible for any incorrect assignment of the MCC by any Partner Merchant’s Acquiring Bank that may result in non-posting of the Cash Back for the retail transactions with the Partner Merchants unless such incorrect assignment of the MCC and/or such non-posting of the Cash Back is/are due to the act, omission, default, negligence and/or misconduct on the part of RHB Bank and/or any of its employees, representatives and agents.. |
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Jul 22 2025, 02:04 PM
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#486
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QUOTE(hotmission @ Jul 22 2025, 11:46 AM) RHB Shell VISA revision is a total disaster. Now to include oversea spending on a petrol card. Any alternatives? refer recent posts here https://forum.lowyat.net/topic/4161836/latest |
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Jul 24 2025, 09:03 AM
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#487
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QUOTE(nexus2238 @ Jul 24 2025, 08:16 AM) Received RHB Shell official cc statement for statement date 22-July-2025. yes, "many sad"There is no cb. Don't know what RHB is doing ![]() This post has been edited by cybpsych: Jul 24 2025, 09:04 AM |
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Jul 25 2025, 08:47 AM
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#488
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QUOTE(Xerx @ Jul 24 2025, 10:01 PM) I fully paid back my rhb shell cc usage and only saw this forum that on 30th they will issue the cashback, what happens to my cashback since im deciding to cancel the card? Reimbursement ? as the cb credited on statement date (or 30th for July due to issue), you should've cancelled the card after receiving cb.there may be a slight possibility the cb may still be credited into the card since rhb may takes some time to process & cancel the card. in my case, they even called me back after few days to calling to cancel the Shell cards. ![]() ![]() This post has been edited by cybpsych: Jul 25 2025, 08:48 AM |
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Jul 27 2025, 07:50 AM
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#489
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QUOTE(Xerx @ Jul 26 2025, 04:34 PM) I have not received the cb yet. Im assuming im getting it on 30th july and then I just call rhb to proceed with cancelling? What happens to the cashback in account tho? It'll be -50 since I already paid the full statement. timingif card cancelled (from system) before cb is credited, then no cb lor. there's no "destination" for the cb. hence, the t&c if card not called, the card account will have excess -50 (due to cb). bank couldnt cancel the card and they need to call you for consent to transfer out (to bank or other cards) |
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Jul 27 2025, 07:55 AM
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#490
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Jul 27 2025, 04:47 PM
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#491
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Jul 29 2025, 08:56 AM
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#492
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QUOTE(MGM @ Jul 29 2025, 08:52 AM) yes canbut better ask counter cashier first. epay terminal items may not allow even setel to pay ... aka cash only MGM liked this post
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Jul 29 2025, 04:48 PM
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#493
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QUOTE(jyll92 @ Jul 29 2025, 04:04 PM) guys i have question my usual statement date is 22nd now its changed to 26th. so my new cycle start from 26th? errrr ... you posted the "answer" first, then only the "question"answer = "now its changed to 26th" question = "so my new cycle start from 26th?" so, what do you exactly want to ask? did you requested to change it? or bank changed it? how did you find out the change of statement date? |
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Jul 29 2025, 05:18 PM
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#494
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Jul 29 2025, 05:20 PM
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#495
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Jul 29 2025, 09:26 PM
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#496
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QUOTE(jutamind @ Jul 29 2025, 08:39 PM) Don't know what RHB is smoking to call the revision as enhanced benefis. I hope RHB can listen to customers by removing the minimum spend per category and give cashback % based on total spend just like other cards from competitor banks. just ignore how they spin their negative points into positive tonesmarter users like you and us here will thoroughly read n dissect their t&c even before the ink dries. the more layers the criteria, the system will get more complex to compute the cb correctly. not to forget human CS need to understand and able to articulate back the so-called enhancements. they will get trapped answering our questions and couldn't actually find any plus points over the old terms. eventually they'll get frustrated telling half-truth and impact their overall performance lol it's fine to reduce benefits but in simpler manner rather than layering them even more with criteria just to justify their card's relevance to the market/customers. |
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Jul 30 2025, 04:52 PM
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#497
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Aug 2 2025, 06:09 PM
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#498
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QUOTE(dimgai @ Jul 28 2025, 01:14 PM) QUOTE(Darren @ Aug 2 2025, 04:44 PM) just realise got changes in rhb shell cashback after searching around for upcoming promotion for credit card on aug.... your cb reduced already meh?wonder if there charges if i want to settle whole installment and cancel the card? just swipe installment on display massage chair on 24month installment on june 2025.. didnt expect the cashback to drop so massively as i only max utility payment + petrol (monthly rm80-100 drop to rm30-40)..... |
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Aug 4 2025, 12:31 PM
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#499
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Aug 4 2025, 01:46 PM
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#500
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