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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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cybpsych
post Oct 9 2025, 08:53 AM

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QUOTE(Skeuomorphic @ Oct 9 2025, 07:51 AM)
Anyone else not getting the full 12% cap at RM 30 shell spend cashback despite spending over 3k for my statement cycle from 8 sept to 8 oct? I got the full ewallet/online spending cash back (RM 10). I spent RM 308 at shell and only got RM 11.76 cash back
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any txn posted on statement date 8 Oct?

any txn from excluded cb?

any txn from excluded monthly spend?


suggest you share your statement here to dissect (redact personal info) thumbsup.gif

This post has been edited by cybpsych: Oct 9 2025, 08:54 AM
cybpsych
post Oct 22 2025, 02:37 PM

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QUOTE(Barricade @ Oct 22 2025, 01:23 PM)
I give up on this card. Cancelling all of it. Not worth my time and trouble to keep track on the cashback - which is the responsibility of the bank in the first place.
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never regretted cancelling both shell cards back in July cheers.gif
cybpsych
post Oct 23 2025, 07:39 AM

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QUOTE(jutamind @ Oct 22 2025, 10:13 PM)
Any good petrol cashback credit card that's doesn't limit by brand or day of the week that you sign up to for replacing this Shell card?
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maybank visa signature --- downside is need min rm30k per annum spending to get AF waived. else, AF is charged at rm550.

rm30k per annum spending seems trivial at first, but need to monitor closely if you've achieved rm30k before next annual cycle.


for me, i use Setel > Maybank Ikhwan Petronas card for 8% cb during weekend Petronas pump. i'm pumping for 2 cars and still got unutilized cb quota every month due to low mileage (which is effectively good)


alternatively, affin duo+ visa signature 3% contactless cb is also acceptable as backup.

or another new card from bank rakyat for MOE's teachers biggrin.gif

QUOTE(cybpsych @ Oct 13 2025, 03:06 PM)
Bank Kerjasama Rakyat Malaysia Berhad

Main Features:
Exclusive card for teachers under Ministry of Education (MOE)
5% cashback on transactions at petrol station, stationery, bookstores, and hotel

Additional Features:
NO Annual Fee.
FREE Group Family Takaful Coverage and ‘Khairat Kematian’ (RM1,000). Coverages includes guaranteed financing payment of outstanding finances accrued through Credit Card-i usage.
NO Mark-Up Rate for overseas transactions.
Bank Rakyat 0% Installment Plan for retail purchases of RM1,000 & above.

user posted image
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This post has been edited by cybpsych: Oct 23 2025, 07:46 AM
cybpsych
post Oct 23 2025, 10:54 AM

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QUOTE(ideaplus @ Oct 23 2025, 09:53 AM)
I am eyeing the Maybank Visa Signature, and I will just top up RM2500/month into the e-wallet to achieve the minimum spending of RM30K

Or this new Muamalat EON Visa Infinite-i?
5% Cash Back on Contactless Spend (maximum cashback capped at RM50 per month)
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sure, use whatever card convenient to you/your spending behavior thumbup.gif
cybpsych
post Oct 23 2025, 11:37 AM

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QUOTE(nicklim17 @ Oct 23 2025, 11:32 AM)
user posted image

for shell card

statement balance 3678.75 date 22th oct.

for penang pba water paid with app/web not captured for utility ?

95.09+130.85(tnb)+24.18 = 250.12rm

tnb also paid with tnb app

tia
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pbapp = Government Services

cybpsych
post Nov 5 2025, 05:01 PM

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QUOTE(kop2299 @ Nov 5 2025, 03:15 PM)
Hi all, for the World Mastercard, is it the spend of both Principal and Supplementary Cards will be combined to determine the Tier and Cash Back ?
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aggregate as 1 card
cybpsych
post Nov 27 2025, 01:38 PM

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QUOTE(min_infinity @ Nov 27 2025, 11:36 AM)
is ptptn payment or insurance payment not counted as qualifying trxn?

i did lazada top up 700, insurance 200, ptptn 100 but am missing cashback for online category
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probably because ptptn is govt

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