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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC
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cybpsych
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Mar 18 2025, 12:47 PM
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QUOTE(alesi616 @ Mar 18 2025, 12:22 PM) hi all, For RHB SHELL VISA, Is JOMPAY entitle for 5% online cashback or just counted as filler amount only? Thanks. for cashback eligibility, read the t&c document
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cybpsych
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Apr 25 2025, 05:47 PM
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QUOTE(thecurious @ Apr 25 2025, 05:06 PM) Hi, hope to get some help on this. Couldnt find info on this so wanted to ask here. The cashback spending tier for RHB shell starts from RM 800 to RM 1,499.99 What happens if total spending is below RM 800? Is it all 0.2% cashback?
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cybpsych
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Apr 29 2025, 03:04 PM
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QUOTE(ideaplus @ Apr 29 2025, 01:55 PM) Does anyone made payment to iherb? The payment is considered as online or overseas? both are not mutually exclusive le online or not online, overseas or not overseas a merchant txn can be both online (mode of transaction) and overseas (merchant not acquired in MY)
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cybpsych
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May 9 2025, 01:52 PM
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QUOTE(ahsiong86 @ May 9 2025, 01:38 PM) Want to ask top up TnG pin via RHB apps entitled for RHB shell card cash back ? NO for cb YES for filler spend
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cybpsych
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May 13 2025, 05:18 PM
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QUOTE(Skeuomorphic @ May 13 2025, 05:02 PM) i just received my shell visa cc but they also included another blue card cashback visa with shared limit. i checked that the card has annual fee of RM 70 but first year is free, can also be waived if i spend RM10,000 each year on the subsequent years. my question is if i activate that blue card, can i get waiver for the subsequent years if i only use the shell visa as it shares the same limit? treat each card as standalone
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cybpsych
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May 25 2025, 04:47 PM
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QUOTE(xrossf1re @ May 24 2025, 10:08 AM) I just received my shell visa-I shell visa and shell visa-I have different statement date right? They won’t consolidate into one statement? but you can call them to change the statement date. at least easier to manage both cards on the same date
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cybpsych
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Jun 23 2025, 11:53 AM
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QUOTE(kenloh7 @ Jun 23 2025, 10:42 AM) Shell App doesn't get 12% via Shell Visa card, even though statement wrote the Shell station name. already known. rhb shell card's T&C specifically mention "shell" name must be present
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cybpsych
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Jun 23 2025, 01:49 PM
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QUOTE(Lonelybird @ Jun 23 2025, 01:42 PM)  Today i noticed i kena charged annual fee for shell card. I called CS to waive it coz i have more than 24 transactions within a year. Why still charged me? CS say will write report to waive it on my next statement and ask me to pay it first to avoid interest charge. Is this normal? how long u've been holding this card? how you track "1 year"?
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cybpsych
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Jun 23 2025, 03:31 PM
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QUOTE(leo_kiatez @ Jun 23 2025, 03:05 PM) Is the RHB cc cashback quota based on Statement Cycle or Monthly Cycle? statement cycle
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cybpsych
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Jun 23 2025, 04:10 PM
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QUOTE(Lonelybird @ Jun 23 2025, 03:40 PM) I got this card on June 2024. I checked my last 12 months statement. June 2024 to June 2025. I hav more than 24 transactions. my 1st anniversary year, also kena. manual waived. subsequent years, auto-waived AF. maybe their system logic got some error in counting year1 spending. anyways, let them do the adjustment. it should be clear cut.
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cybpsych
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Jun 23 2025, 04:11 PM
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QUOTE(leo_kiatez @ Jun 23 2025, 03:38 PM) Thank you. Everybody's RHB cc statement is the same date, 22th every mth? LOL..i see today everyone post the cb.. probably most are on 22nd last i know, their range of statement dates is limited: 12 15 19 22 24 26
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cybpsych
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Jul 4 2025, 06:03 PM
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QUOTE(Barricade @ Jul 4 2025, 05:24 PM) My statement date is 19th of the month. If I swipe 2000 to e-wallet and 500 on shell on 21st July, will I get max RM100 CB for the last time in August? same like PBB, it's a gamble not sure how they define the "effective date".... segregation by txn or statement/cb cutoff for me, after getting June's cb this month, can safely chopchop the shell cards. less things to worry/manage. also simplified the card spending.
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cybpsych
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Jul 4 2025, 06:10 PM
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ANNOUNCEMENT: Enhanced Benefits for the RHB Shell Visa Credit Card/-i Thanks to williamyl for his post earlier FAQ | Updated Conventional T&C | Updated Islamic T&C | Example Calculation This post has been edited by cybpsych: Jul 4 2025, 06:16 PM
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cybpsych
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Jul 6 2025, 08:06 AM
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QUOTE(joshhd @ Jul 6 2025, 02:03 AM) Hi guys. If using RHB Shell Visa credit card to pay BNPL monthly instalments like Atome, would that still be counted as "Online Spend"? likely can. try yourself for 1 installment payment lor atome is using mcc 5999 Miscellaneous and Specialty Retail Shops
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cybpsych
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Jul 6 2025, 10:08 AM
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QUOTE(MGM @ Jul 6 2025, 09:27 AM) So if use Googlepay linked with Shell visa, n txn description has SHELL in it qualified? What about mcc? try yourself lor since u got this idea to begin with. QUOTE(MGM @ Jul 6 2025, 09:31 AM) U mean Shell app can link with UobOne card n when use at counter earns cb under petrol category? yes, cuz uob one gives petrol cb based on mcc, not by merchant name, right?
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cybpsych
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Jul 7 2025, 02:16 PM
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QUOTE(xiaoxiaoshen @ Jul 7 2025, 02:11 PM) any 1 facing probelm to buy TNG reload pin on apps? it keep errors  try later lor maybe OOS
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cybpsych
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Jul 8 2025, 09:10 AM
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QUOTE(cybpsych @ Jul 4 2025, 06:10 PM) ANNOUNCEMENT: Enhanced Benefits for the RHB Shell Visa Credit Card/-i Thanks to williamyl for his post earlier FAQ | Updated Conventional T&C | Updated Islamic T&C | Example Calculation  QUOTE(ineser @ Jul 8 2025, 09:04 AM) Anyone got the link/announcement for RHB Shell that they will revise the %?
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cybpsych
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Jul 8 2025, 04:39 PM
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QUOTE(Wolgie @ Jul 8 2025, 03:43 PM) see example there, so RHB shell paying tnb also get cashback? monthly is 30(shell)+10(grocery) + 10(Online, ewallet) +10(tnb)= 60. if no overseaspend oohhh. nvm. this seem a trap... utilty need min 250 to get RM10 Minimum spend per category (RM)- RM250 RM500 RM250 RM500 RM500 no idea. i have no plan to continue with the shell cards save my sanity
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cybpsych
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Jul 10 2025, 07:27 AM
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QUOTE(cybpsych @ Jul 8 2025, 04:39 PM) no idea. i have no plan to continue with the shell cards save my sanity  QUOTE(Haloperidol @ Jul 9 2025, 11:37 PM) hi boss, what about if i fill shell 420 before 28th EWallet 2000 then fill another 300 after 28th then topup Ewallet 500 will i get the total of (50 petrol + 50 bonus + 30 new petrol + 10 e-wallet) or i just get 50 petrol + 50 bonus + 10 e-wallet not gonna analyze the cutover logic better restart new from a new statement month lo
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cybpsych
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Jul 11 2025, 11:33 AM
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QUOTE(mamamia @ Jul 11 2025, 11:27 AM) oh no, i forgot about this... so, die die need to spend... maybe get other rhb cards that better suit your spending
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