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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC
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cybpsych
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Oct 13 2024, 05:01 PM
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QUOTE(ideaplus @ Oct 13 2024, 04:54 PM) Hi guys, I searched RHB Shell's product disclosure, but I found nothing that answered my question. Does RHB Shell's supplementary cardholder share the same cashback as its primary cardholder? https://www.rhbgroup.com/-/media/Files/pers...-Card_Terms.pdf
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cybpsych
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Nov 21 2024, 10:02 AM
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QUOTE(Duckies @ Nov 21 2024, 09:57 AM) Wat the hell I go branch apply for supplementary card then suddenly it comes with life insurance from Tokio Marine?? I don't think I was told the supplementary card comes with that...even my principal card doesn't have that. How to cancel the policy? am sure you DIDNT fully read the application formsssssssssssssss ... iinm, the insurance addon is in other pages .... just call bank and cancel?
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cybpsych
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Nov 21 2024, 10:21 AM
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QUOTE(Duckies @ Nov 21 2024, 10:09 AM) Normally where got read all the forms one. Just apply supplementary only and since principal didn't have this insurance so didn't expect this. normally, there are few pages that NEED your signature/consent before bank take ACTION (to subscribe/to charge) it is your own responsibility to READ all the pages, understand it carefully, asks questions, etc before signing it. feel free to argue with the bank.
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cybpsych
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Nov 21 2024, 10:52 AM
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QUOTE(Duckies @ Nov 21 2024, 10:46 AM) Sigh...I guess nothing can be done now. I just called the bank and cancelled the insurance policy. if filling forms, normally (if possible), i would just cross-out the whole section too. this is to prevent staff from fake signing that section if you leave the section unmarked/uncrossed. it's a b&w proof that we did not agree and consented to it.
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cybpsych
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Nov 26 2024, 10:40 AM
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QUOTE(Duckies @ Nov 26 2024, 09:22 AM) How to waive the annual fee for RHB Shell Visa and RHB Signature card ya? Free for first year only? 
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cybpsych
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Nov 26 2024, 12:22 PM
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QUOTE(joshjoke @ Nov 26 2024, 12:09 PM) First transaction posting date is 24/10 - Shopee RM 32.37. No Transaction posted on 22/11 , last posting date transaction is 21/11 - Grab RM 7. We need to refer posting date for CB calculation? Thank you ClarenceT.
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cybpsych
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Nov 26 2024, 01:55 PM
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QUOTE(sjz @ Nov 26 2024, 01:50 PM) based on posting date right? yes .... posting if not posted, system cannot "count" because unposted txn != final txn This post has been edited by cybpsych: Nov 26 2024, 01:56 PM
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cybpsych
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Nov 26 2024, 03:20 PM
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QUOTE(sjz @ Nov 26 2024, 03:11 PM) thanks. as some station take up to few days to post the trx. yeah, usually i stop spending T-2 or T-3 days from statement date
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cybpsych
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Dec 19 2024, 07:15 PM
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another card, another fraud attempt
// RM0.00 RHBCards: MYR 4.07 charged to your card nbr xxxx at XSOLLA *IXKM CODE on 19/12/2024 was unsuccessful. Call the nbr shown behind the card for enquiry. //
updated 20241226: collected replacement card at RHB branch.
This post has been edited by cybpsych: Dec 26 2024, 03:50 PM
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cybpsych
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Dec 19 2024, 09:23 PM
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QUOTE(beLIEve @ Dec 19 2024, 07:26 PM) RHB got card blocking feature. But once you block, i think cannot even use for offline until you unblock it. I tried before, block and unblock, card still usable, don't need to be replaced. nvm lo take this opportunity to get a new PAN
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cybpsych
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Jan 6 2025, 05:21 PM
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QUOTE(Micky78 @ Jan 6 2025, 05:17 PM) how to request cancel CC? call CS
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cybpsych
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Jan 10 2025, 09:03 AM
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QUOTE(sjz @ Jan 10 2025, 08:49 AM) so RHB treat buying of tng pin from their website /app as a filler spend for shell card ya? yes
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cybpsych
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Jan 13 2025, 12:08 PM
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QUOTE(DeadBullet @ Jan 13 2025, 12:04 PM) Just checked my shell visa card application already reflected as approved from rhb website today. But I already receive the credit card approved email since 8/1. Usually when can I collect the card from the branch that I have selected during application? usually within 1 week to get it courier to the branch first wait for branch to call you
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cybpsych
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Jan 31 2025, 05:41 PM
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rhb generous today
tried to cancel rhb shell-islamic card, today call back offering:
1) 2 years AF waiver until 2027 2) SST auto-rebate after i unlock my card in portal. i locked it after called CS to terminate the card on 27 Jan.
told CS this card has no usage, unlikely to get SST rebate, she said the auto-rebate will be credited regardless.
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cybpsych
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Jan 31 2025, 10:58 PM
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QUOTE(effectz @ Jan 31 2025, 10:53 PM) What's your fuel brand now? BHP? still shell to maximize the rhb-shell card (i got both, conventional and islamic)
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cybpsych
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Feb 4 2025, 02:04 PM
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QUOTE(ronnie @ Feb 4 2025, 12:37 PM) Does RHB Shell Card gets rebate for Online transactions for Govt agency ? read the T&Cs?
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cybpsych
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Feb 18 2025, 10:14 AM
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QUOTE(cclim2011 @ Feb 18 2025, 09:47 AM) oh really? so i would need to spend 1000 to get rm50 fpr online spend for shell card, if my BT already > 2500? thanks. filler is filler la ... to meet the min spending criteria you still need to make eligible spend to earn the Cashback
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cybpsych
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Feb 25 2025, 09:26 AM
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QUOTE(TongCN @ Feb 25 2025, 08:55 AM) Middle has other CC ok to approve except HSBC & RHB , lolz each bank's approval policy is different la ... there is no standardized, single approval processes & policies to follow getting approved by 1 bank doesnt GUARANTEE you with other bank's approval la also someone who get approved by 1 bank doesnt guarantee you can get approved with the same bank also.
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cybpsych
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Mar 6 2025, 10:48 AM
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QUOTE(Duckies @ Mar 6 2025, 10:41 AM) Topup via RHB app there no 1% reload fee? How to maximize RHB Shell on the petrol portion ya? I don't usually pump Shell also...anything worth buying from Shell station? no direct topup from rhb app to tng ewallet la
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cybpsych
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Mar 13 2025, 07:17 AM
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QUOTE(jacey @ Mar 12 2025, 09:17 PM) For the shell card, is it eligible for 12% if I buy snacks from the shell store? yes for any payment inside the station, as long as it has SHELL in the txn description This post has been edited by cybpsych: Mar 13 2025, 07:17 AM
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