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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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contestchris
post Apr 19 2023, 11:34 PM

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QUOTE(alandhw @ Apr 19 2023, 11:32 PM)
I received E-Com Spend CB Q1 RM96 on 12 April
No idea on how it calculate the cashback
*
6 x RM16 = RM96.

Means you received cashback for 6 online transactions under Tier 1 category. Should be those online transactions >RM200 done before ~1am.

This post has been edited by contestchris: Apr 19 2023, 11:35 PM
contestchris
post Apr 19 2023, 11:40 PM

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QUOTE(alandhw @ Apr 19 2023, 11:36 PM)
I transact with tng wallet. suppose to be RM20 cashback but i duno why only 16
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Hmm then maybe 4 x RM20 and 1 x RM16.
contestchris
post Apr 22 2023, 10:41 PM

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How long did it take for the SST rebate to be reflected on your account? I contacted them 3 weeks ago and they said will give me a rebate with no conditions (as my account already met their required conditions)...yet nothing till now.
contestchris
post Apr 26 2023, 11:17 PM

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Guys, if we pay RM200 for Utility transaction on Thursday, can we get cashback under both the Government/Utility (RM10) and E-com Tier 1 (RM16)?

On a separate note, anyone got the Everyday Deals cashback for Q1 2023 already?
contestchris
post Apr 28 2023, 02:55 AM

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QUOTE(Darren @ Apr 27 2023, 11:07 PM)
Hi bro,

May i check for RHB SHELL Credit card, the cashback calculater/capping is based on statement date or monthly spending?

jz wan to double check and manage my spending since my statement date is on 22 of every month....

let say i jz make payment for utilities rm2500 on 12april and get max cashback rm50 on my 22 april statement....if i make other payment now, did i entitle for utilities cashback on my next statement(for new utilities payment on 23-30april)?
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It's based on transactions posting on your statement month on a T-1 basis, i.e. 22nd of Month A to 21st of Month B.
contestchris
post Apr 29 2023, 10:22 PM

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Guys I paid Maxis bill via the Maxis app at 12mn on this past Thursday...today I see the transaction is captured as Wednesday, posted on Friday.

How come??? I only requested the OTP after the clock hit 12mn, the SMS also shows 12mn.

OTP:

RM0.00 RHB DON'T SHARE WITH 3rd PARTY! OTP for card end xxxx is xxxxxx - MAXIS BROADBAND SDN BHD MYR 200.00 on 27/04/2023@00:00.

I input OTP code within a few seconds...by 12:00:10 it was done.

So why transaction date captured as 26/04/2023?

This post has been edited by contestchris: Apr 30 2023, 12:27 AM
contestchris
post Apr 30 2023, 12:28 AM

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QUOTE(beLIEve @ Apr 30 2023, 12:04 AM)
Because 27 is Thurs?
*
Sorry my bad (amended my post above), the transaction date captured on the RHB app/website is 26th of April.
contestchris
post Apr 30 2023, 01:18 AM

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QUOTE(beLIEve @ Apr 30 2023, 01:15 AM)
no worries.

It's possible that Maxis is using some EU or US payment gateway resulting in a backdated date. It's also possible that they're using a local gateway whose clock is a bit slow. RHB's campaign T&C says that we should follow RHB's time, so you should be safe. Keep the SMS for disputes.
*
Wait, but RHB's own capture of the transaction is 26th on their app and website.

Maxis app ironically shows the transaction as 27th!

So how come it can be like this? And what do you mean by follow RHB time? Can their time show 12:00:10 on 27th, but then capture as 26th on their app/website?
contestchris
post Apr 30 2023, 11:33 AM

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QUOTE(beLIEve @ Apr 30 2023, 04:23 AM)
For RHB and Public Bank, they capture Transaction time sent by the payment processor. Other banks I didn't pay attention. For campaign, they have other servers not visible to us.
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So ultimately what would RHBs internal servers not visible to us are likely to capture it as? 26th or 27th?
contestchris
post May 9 2023, 01:11 PM

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QUOTE(alandhw @ May 9 2023, 12:38 PM)
Have you receive it?
My grocery spent on 26 March has no news
*
Still no
contestchris
post May 17 2023, 01:17 AM

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QUOTE(victorywp @ May 16 2023, 06:45 PM)
if you dont use petrol, surely you dont need shell visa. but shell visa is really worth if you use ewallet and petrol.
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Not true. You can use it to buy TnG reload pin at some Shell stations, that might be of interest to some people.
contestchris
post May 18 2023, 01:10 PM

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QUOTE(LostAndFound @ May 17 2023, 11:31 AM)
Really? The only station I know which sells TnG reload pin to CC users is not a Shell.
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Yes, not all. Less than 10% of Shell stations based on my experience.
contestchris
post May 18 2023, 01:11 PM

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Guys, anyone got Everyday Cashback for Q1 2023 already?

I still not got it until now, not sure if because I did not qualify
contestchris
post May 18 2023, 02:29 PM

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[quote=joice11,May 18 2023, 01:55 PM]
[quote=contestchris,May 18 2023, 01:11 PM]Guys, anyone got Everyday Cashback for Q1 2023 already?

I still not got it until now, not sure if because I did not qualify
*

[/quote

nop, this campaign very competitive, i already give up this quarter, no much hope on it
*

[/quote]

But how can everyday cashback be more competitive than the Ecomm? I did a couple utility and government payments, has to qualify for this since I qualified for Ecomm.

Unless it is only 1 cashback campaign per transaction??
contestchris
post May 23 2023, 11:58 AM

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QUOTE(ronnie @ May 23 2023, 10:48 AM)
For RHB Shell Visa,
Does the Unlimited 0.2% Cashback applies to Auto-Debit for Insurance premiums ?

Can we apply both RHB Shell Visa & RHB Shell Visa-i to double the cashback earned ?
*
Yes to first question
contestchris
post May 23 2023, 06:16 PM

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QUOTE(frank0725 @ May 23 2023, 04:53 PM)
How you guys spend so much on SHELL? since it's only 5 percent means total spending have to be RM1k per month on SHELL petrol to be get max RM50 CB petrol category?
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RM416.67 spend at the highest tier (12% cashback). A couple can easily achieve this amount of petrol spend a month.

On lower tiers, need to spend more.

Shell not just petrol spend, it is ANY spend where you pay by credit card. Including Shell select, TnG card topup, and TnG eWallet reload pins.

This post has been edited by contestchris: May 23 2023, 06:16 PM
contestchris
post May 25 2023, 06:58 PM

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QUOTE(zhixie @ May 25 2023, 06:35 PM)
Shell select, TnG card topup, and TnG eWallet reload pins.
this three is transaction at shell station?
*
Yes
contestchris
post May 25 2023, 11:10 PM

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QUOTE(ronnie @ May 25 2023, 08:52 PM)
Applied the RHB Shell via RinggitPlus but need to self collect from RHB branch. Why ? because they need to capture my biometric data.
*
Rhb is old school, truth. I have to do this despite already having bank account with them
contestchris
post May 31 2023, 11:07 AM

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[quote=joice11,May 18 2023, 01:55 PM]
[quote=contestchris,May 18 2023, 01:11 PM]Guys, anyone got Everyday Cashback for Q1 2023 already?

I still not got it until now, not sure if because I did not qualify
*

[/quote

nop, this campaign very competitive, i already give up this quarter, no much hope on it
*

[/quote]

So can I confirm no one in this thread got cashback for Everyday Deals campaign in Q1 2023? It should've been credited by now already

(Note: Different from Ecomm spend campaign yea)


contestchris
post Jun 11 2023, 01:18 AM

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QUOTE(LemonJane @ Jun 10 2023, 11:43 PM)
800k from 11 banks! All credit cards? Wow you must have a very high credit rating
*
Not so much credit card, but income. That's the largest factor behind high limits. Or pledged FDs.

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