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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC
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contestchris
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 Dec 31 2022, 12:37 AM
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QUOTE(fish_pg @ Dec 30 2022, 11:15 PM) I never received any gift from ringgitplus even successfully apply for credit card eg standard chartered smart or public bank quantum so now I will try to avoid them more like a scam for me. Did you meet the T&C? If yes, did you fight for it? Threaten them legal action for failing to fulfil campaign? I would do that man. FYI I have joined ringgitplus 2 times in the past, both time get the guaranteed reward. Currently waiting for my 3rd reward. People I know have also all gotten, sometimes need to chase. Not sure if malicious or not, sometimes I feel they will not send reward...that's why need to chase. Maybe if customer don't chase them they get to makan, but I have no proof if this is true. This post has been edited by contestchris: Dec 31 2022, 12:38 AM |
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contestchris
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Jan 7 2023, 07:06 PM
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QUOTE(CP88 @ Jan 7 2023, 03:33 PM) Hi, Anyone applied RHB credit card and suddenly a credit shield being attached to it? I did clear checked the box of not enrolling in the plan but still got it. Thanks. If true, speak to RHB CS. Write an email report to their customer resolution center. If really memang you say no and they pandai2 sign you up and don't want to correct it, report to BNM. This is an extremely dishonest practice. |
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contestchris
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Jan 7 2023, 08:28 PM
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QUOTE(CP88 @ Jan 7 2023, 07:42 PM) Yea. I was shocked when receive the email from Tokio Marine on this credit shield plus thing. For the customer service resolution center is this the one? customer.service@rhbgroup.com Got this from here. https://www.rhbgroup.com/others/contact-us/index.htmlThanks Yes usually I will also CC customer.advocacy@rhbgroup.com |
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contestchris
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Jan 14 2023, 02:19 PM
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Anyone knows if government spend contributes to minimum spending of RM2,500?
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contestchris
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Jan 15 2023, 11:47 AM
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Can you buy TnG reload pin from Shell with CC? If yes, does it qualify for 12% CB?
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contestchris
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Jan 20 2023, 05:53 PM
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Just saw that I have 2,500 loyalty points. Not sure how I got it, but it was credited in Nov 2022.
How useful are these points?
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contestchris
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Feb 14 2023, 10:36 AM
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I got RM16 only for Dec Ecomm, I only tried once though. How come not RM20?
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contestchris
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Feb 14 2023, 10:44 AM
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QUOTE(MGM @ Feb 14 2023, 10:43 AM) Under tier1-online 8%/max$16. Thanks, I should've done more then. Just did once, wasn't sure I was fast or not so didn't bother again. |
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contestchris
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Feb 20 2023, 01:23 AM
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QUOTE(ChiaW3n @ Feb 19 2023, 10:43 PM) I am not sure if buying tng pin in shell station can claim petrol bonus, can anyone verify? Yes of course, but most don't allow to buy with cc |
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contestchris
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Feb 25 2023, 03:49 AM
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QUOTE(LostAndFound @ Feb 24 2023, 11:02 PM) Anyone using the Smart Account-i current account and had a transaction called RHB Retail Deposits Reflex-Autocredit? What's that for? They incorrectly credited the interest for Jan 2023. The old rate in total was 2.85%, new rate is 3.35% in total. They credited the 0.50% that was missing. |
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contestchris
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Mar 7 2023, 11:01 AM
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QUOTE(schoe @ Mar 6 2023, 06:30 PM) i applied end of jan, when RM300 tng campaign. saw the RHB website got this RM200 cashback for new application. duno if apply via ringgitplus, still eligible for this or not? the staff from rhb told me must spend RM50 to get the RM25 cashback. but didnt mention the RM175 cashback. so i assume RM25 cashback apply to anyone no matter u apply via ringgitplus or rhb people i got the card already. will try har whether can get RM175 or not. Usually my experience with other banks, you will only get 1 sign up reward. The rm25 sst rebate usually doesn't matter. I got it last time with HSBC despite sign up with Ringgitplus. |
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contestchris
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Mar 29 2023, 01:00 AM
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QUOTE(beLIEve @ Mar 29 2023, 12:38 AM) Touch and go has an option that allows you to save your card for future use. Once a card is saved and charged directly without 6 digit SMS, RHB doesn't treat it as Online. It might work with RHB Shell as ewallet, but not RHB Visa Signature. Hmmm, is this specific to RHB? I use saved wallet for RHB Shell Visa on Shopee, Lazada and Grab and definitely receive the online cashback for my transactions. |
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contestchris
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Apr 2 2023, 10:08 PM
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QUOTE(myahsam @ Apr 2 2023, 10:04 PM) Just quick chk is pay wave in shell petrol station able to get cashback for rhb shell? Yes |
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contestchris
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Apr 13 2023, 10:05 AM
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QUOTE(ClarenceT @ Apr 13 2023, 08:28 AM) Alternative card to RHB-Shell Visa. CIMB Islamic Petronas Visa Infinite Petronas 12%, Groceries/Dining 6%. 4x PPL/year Also better than Maybank Mercedes VI. Seems not really worth for most people, RM120 CB for RM4,000 spend = effective CB rate of 3% only. At least RHB Shell Visa, RM100 CB for RM2,500 spend = effective CB rate of 4%. https://www.cimb.com.my/content/dam/cimb/pe...e-i-tnc-eng.pdf |
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contestchris
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Apr 13 2023, 10:11 AM
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QUOTE(jerantut2011 @ Apr 13 2023, 04:59 AM) Good news everyone. The RHB E-Com Spend CB Q1 has been credited. My family and I received RM 1400 RM 1300 Total: RM 2700 Hope you all received cashback too Staying up until midnight most days to reload e-wallets had been challenging but it has paid off  I received RM32, I did not "aim" by waiting until 12mn then pay. So I'm curious which 2 transactions got me the cashback (I believe one of them was payment of DBKL tax, which I was aiming for another campaign). On a separate note, anyone received the cashback for "Everyday Deals Campaign Q1 2023"? I aimed for the RM10 cashback one of the days in Feb 2023 for government/utilities category on a Thursday, paid shortly after 12mn, but so far no cashback. Is it because I may have already earned the cashback under ecomm spend category? One transaction only one cashback is it? This post has been edited by contestchris: Apr 13 2023, 10:20 AM |
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contestchris
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Apr 13 2023, 10:17 AM
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Guys, for the latest Q2 2023 ecomm campaign (with Tier 1 and Tier 2), say I pay for insurance online but miss the Tier 2 boat, can I still get RM16 cashback under Tier 1?
Or Tier 2 transaction CANNOT get Tier 1 cashback? Can anyone confirm from the Q1 2023 ecomm (or previous) campaigns?
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contestchris
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Apr 13 2023, 11:21 AM
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QUOTE(ClarenceT @ Apr 13 2023, 11:14 AM)
Govt/Utilities CB can last till 6am in the past. Q1 CB yet to be released.
Can you get two cashbacks for same transaction for online utility bill payment? i.e. for ecom (RM16) and for everyday cashback (RM10)? |
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contestchris
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Apr 13 2023, 07:02 PM
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Just some sharing with everyone:
I have checked my transaction records for Q1 2023 (1st Jan to 31st March) for ecomm transactions > RM200:
- 1 transaction at 00:03 (to DBKL)
- 1 transaction at 00:15 (to insurance)
- 1 transaction at 01:06 (to Condomaster)
I received total cashback of RM32, meaning 2 x RM16 cashback (for Tier 1 spend).
All other transactions are after 1am.
If insurance is excluded (as most claim it falls under Tier 2 category), that means it was very uncompetitive in Q1 2023 (at 1am++ also can get the cashback).
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contestchris
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Apr 14 2023, 11:28 PM
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QUOTE(jerantut2011 @ Apr 14 2023, 06:11 PM) Hi, If you don't save the credit cards, e-wallets always ask for OTP in my experience. Try to submit your reloads one minute before midnight, then enter your OTP, and wait until a few seconds before midnight then submit your OTP for final confirmation. The time you see on the Touch N Go receipt is the official time of completion. *Remember that if your completion time is 23:59 (58 seconds or 59 seconds), then unfortunately, you will miss the boat. The completion time has to be midnight 00:00 (0 seconds and beyond) to qualify. The speeds vary depending on your phone and networks connection so you may wish to try first. Is it based on completion time of transaction (say 12:00:01) or time of request of OTP (say 23:59:55)? |
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contestchris
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Apr 18 2023, 12:59 PM
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Anybody received the "Everyday Deals" cashback for Q1 2023?
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