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 EPF DIVIDEND, EPF

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prophetjul
post Jul 6 2020, 08:58 AM

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QUOTE(Hansel @ Jul 6 2020, 12:10 AM)
I wouldn't be surprised,.. tks bro,...

Prb is,... if they cut too low, the RM will depreciate further,...
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i do not think they are so worried about the RM depreciating. They want to be assured more on exports and domestic consumption.
Hansel
post Jul 6 2020, 11:47 AM

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QUOTE(prophetjul @ Jul 6 2020, 08:58 AM)
i do not think they are so worried about the RM depreciating. They want to be assured more on exports and domestic consumption.
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Yeah,... I know too, 'cos they don't seem to mention too much abt this matter. The thing is.... many of the items we have in this ctry are imported. If our RM depreciates badly, things will become too expensive.

The 'main street' people will suffer,...

I'm not even talking abt travellers and parents who have children overseas,...
SUSbisobona
post Jul 6 2020, 10:40 PM

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QUOTE(prophetjul @ Jul 6 2020, 08:58 AM)
i do not think they are so worried about the RM depreciating. They want to be assured more on exports and domestic consumption.
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Depreciation is good for export.
SUSyklooi
post Jul 6 2020, 11:40 PM

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QUOTE(bisobona @ Jul 6 2020, 10:40 PM)
Depreciation is good for export.
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Will the company that exports the product see a lesser returns when the volume of export remains the same or those thas has price contract argement for a certain fixed period?
Hansel
post Jul 7 2020, 10:53 AM

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QUOTE(bisobona @ Jul 6 2020, 10:40 PM)
Depreciation is good for export.
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QUOTE(yklooi @ Jul 6 2020, 11:40 PM)
Will the company that exports the product see a lesser returns when the volume of export remains the same or those thas has price contract argement for a certain fixed period?
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Talking abt import-&-export pov, I agree when our RM depreciates, more importers will buy from Msia. But,... if the raw materials used to manufacture the products is imported, the net gain and margin will go down if the export prices of the goods are fixed to a contractual arrangement.
SUSbisobona
post Jul 7 2020, 11:08 AM

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QUOTE(Hansel @ Jul 7 2020, 10:53 AM)
Talking abt import-&-export pov, I agree when our RM depreciates, more importers will buy from Msia. But,... if the raw materials used to manufacture the products is imported, the net gain and margin will go down if the export prices of the goods are fixed to a contractual arrangement.
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Yes. That is why a company must use as much local.raw materials possible.
SUSyklooi
post Jul 7 2020, 11:27 AM

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QUOTE(bisobona @ Jul 6 2020, 10:40 PM)
Depreciation is good for export.
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thus this only applicable to some exporters

pssst,...we are way off topic now,...better tone down, else some butthurt will sound "Report post"
GrumpyNooby
post Jul 7 2020, 03:38 PM

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Malaysian funds with over RM1 trillion seek gains overseas

KUALA LUMPUR (July 7): Malaysia’s three key state funds are looking to increasingly invest their more than RM1 trillion of assets overseas.

https://www.theedgemarkets.com/article/mala...-gains-overseas
SUSyklooi
post Jul 7 2020, 04:43 PM

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QUOTE(TOS @ Jul 1 2020, 12:35 PM)
Yes and no.

It's right that government should prop up the economy. So, they rely on GLICs, i.e. EPF to invest domestically and boost the economy. You are back to square one.

Don't be too naive to think that EPF safeguards your retirements. (I used to think that EPF should protect your retirement savings too.) They are ultimately reporting to MoF, not you. See this book: https://forum.lowyat.net/index.php?showtopi...post&p=97154971 for more info.

(Ignore the debate of whether selling ASNB FP units with markup commissions is illegal over there.  tongue.gif )
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on this about investing in local Public listed companies, to boost the economy...
just read this headline (cannot read more as it is only for subscribers)

Published: Tuesday, 07 Jul 2020
Bursa Malaysia chairman Tan Sri Abdul Wahid Omar has stressed on the need to address the issue of declining public listed companies’ (PLC) earnings since 2015
https://www.thestar.com.my/business/2020/07...d-omar#cxrecs_s

This post has been edited by yklooi: Jul 7 2020, 05:00 PM
SUSbisobona
post Jul 7 2020, 11:35 PM

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QUOTE(GrumpyNooby @ Jul 7 2020, 03:38 PM)
Malaysian funds with over RM1 trillion seek gains overseas

KUALA LUMPUR (July 7): Malaysia’s three key state funds are looking to increasingly invest their more than RM1 trillion of assets overseas.

https://www.theedgemarkets.com/article/mala...-gains-overseas
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Malaysia gg. Even own state own go overseas to invest. Dai la our economy like this
GrumpyNooby
post Jul 8 2020, 08:30 PM

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user posted image

https://ilestari.kwsp.gov.my/

FAQ: https://www.kwsp.gov.my/faq-i-lestari
backspace66
post Jul 8 2020, 09:01 PM

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QUOTE(bisobona @ Jul 7 2020, 11:35 PM)
Malaysia gg. Even own state own go overseas to invest.  Dai la our economy like this
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To put things into the right perspective. For your information, EPF fund size is almost as large as the total market cap of the entire KLSE, and yes i mean bursa not just the 30 components that made up the index.

This post has been edited by backspace66: Jul 8 2020, 09:01 PM
SUSMNet
post Jul 13 2020, 10:30 AM

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QUOTE(bisobona @ Jul 7 2020, 11:35 PM)
Malaysia gg. Even own state own go overseas to invest.  Dai la our economy like this
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Its a good move btw as its diversify our retirement fund income
whirlwind
post Jul 15 2020, 01:54 PM

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Hi guys, I’ve recently installed the kwsp I-akaun and found out that my retirement fund is currently suspended and in a loss. 🙁

Am I suppose to switch to another fund or let it be hoping that it will rebound back?
MUM
post Jul 15 2020, 02:00 PM

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QUOTE(whirlwind @ Jul 15 2020, 01:54 PM)
Hi guys, I’ve recently installed the kwsp I-akaun and found out that my retirement fund is currently suspended and in a loss. 🙁

Am I suppose to switch to another fund or let it be hoping that it will rebound back?
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hmm.gif suspended?? sweat.gif confused.gif
whirlwind
post Jul 15 2020, 02:07 PM

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QUOTE(MUM @ Jul 15 2020, 02:00 PM)
hmm.gif suspended?? sweat.gif  :confused:
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Principal DALI Equity Growth Fund
🙁🙁🙁
GrumpyNooby
post Jul 15 2020, 02:08 PM

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QUOTE(whirlwind @ Jul 15 2020, 01:54 PM)
Hi guys, I’ve recently installed the kwsp I-akaun and found out that my retirement fund is currently suspended and in a loss. 🙁

Am I suppose to switch to another fund or let it be hoping that it will rebound back?
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No action required.
You just cannot top up only.
You can let it auto-pilot, switch it to another fund or sell it off.
whirlwind
post Jul 15 2020, 02:21 PM

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QUOTE(GrumpyNooby @ Jul 15 2020, 02:08 PM)
No action required.
You just cannot top up only.
You can let it auto-pilot, switch it to another fund or sell it off.
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Based on the statement in the app, losing 8%. Switching will incur additional cost therefore I’m contemplating what to do with it. Any expert here to advise?

Principal DALI Equity Growth Fund
SUSMNet
post Jul 15 2020, 05:08 PM

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QUOTE(whirlwind @ Jul 15 2020, 02:21 PM)
Based on the statement in the app, losing 8%. Switching will incur additional cost therefore I’m contemplating what to do with it. Any expert here to advise?

Principal DALI Equity Growth Fund
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I would suggest to switch back to epf fund at least u still can earn something
xalim
post Jul 15 2020, 05:19 PM

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QUOTE(whirlwind @ Jul 15 2020, 01:54 PM)
Hi guys, I’ve recently installed the kwsp I-akaun and found out that my retirement fund is currently suspended and in a loss. 🙁

Am I suppose to switch to another fund or let it be hoping that it will rebound back?
*
lowest loss % i got around -25% and right now -0.08% (bounce almost 24.92%)

since EPF already suspended those fund , i'm unable to top up on -25% ranting.gif ranting.gif ..otherwise, i'll make huge profit drool.gif drool.gif



QUOTE
The EPF may suspend a fund for failing to meet performance requirements, e.g. for failing to meet a SACR or SABR of 2.33 and above. When EPF freezes a fund, no transactions related to the frozen fund can be conducted
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