to i invest tab, then do the transaction, wait for T+4-5 working days

Thanks, already found out how to do it

Basically you the redeem function to allocate back to EPF but at the moment I switch to other fund to try to gain bank my losses

i also just 'sold' all my unit trust and park back inside EPF for the dividend. selection of unti trust fund is very important. if the fund cannot do better than EPF then it's not worth the time and money.

after 3 years, i m getting avg of 3% from my local balanced equity funds, so better switch back to EPF for the dividend.

i also just 'sold' all my unit trust and park back inside EPF for the dividend. selection of unti trust fund is very important. if the fund cannot do better than EPF then it's not worth the time and money.

after 3 years, i m getting avg of 3% from my local balanced equity funds, so better switch back to EPF for the dividend.

Thinking of trying out the self invest option for acct 1, any fund in particular worth risking?

i also just 'sold' all my unit trust and park back inside EPF for the dividend. selection of unti trust fund is very important. if the fund cannot do better than EPF then it's not worth the time and money.

after 3 years, i m getting avg of 3% from my local balanced equity funds, so better switch back to EPF for the dividend.

Thinking of trying out the self invest option for acct 1, any fund in particular worth risking?

Have some question.
When I bank in RM60k to EPF on 1-9-2020, how does the prorate works out? Do I get 4 months of dividends?
What about I bank in to EPF on let say 15/16-9-2020, dividend still exactly 4 months?

while waiting for responses, you can try these previous postings,...hope those info are still there.

EPF dividend calculation....
page 133, post 2654, by Orangutan
https://forum.lowyat.net/topic/2705461/+2640

EPF dividend is based on 1 day of the month + .....
page 14, post 277 & 279, 280, 282, 283.....
https://forum.lowyat.net/topic/4745820/+260

post 4072, page 204 by believe ...confirmed it...
https://forum.lowyat.net/topic/2705461/+4060#entry95545562

How to Calculate EPF Dividend?
https://1-million-dollar-blog.com/how-to-ca...e-epf-dividend/

MUM thank you for sharing.
I read through the previous posts that irregardless of September month I contribute still I'll get one day dividend for that month. Moving forward October, November , December , January 2022 onwards will I get full dividend?
Which means OCT20-DEC20 will based on dividend declaration in 2021 February? While JAN21-DEC21 will based on 2022 February dividend declaration?

on this "...... irregardlesa of September month I contribute still I'll get one day dividend for that month."
i think what you think is not right....cannot be irreagrdless, for what if you put in on the 1st of the month?
i maybe wrong, for i did not completely read those,....
thus please read again?

on this "Which means OCT20-DEC20 will based on dividend declaration in 2021 February? While JAN21-DEC21 will based on 2022 February dividend declaration?"
:thumbsup:

You mean if I transfer into EPF on 1st of September I will entitled for full month dividend?

Different modes of deposit take different days to credit into your epf account. I always make sure amount is credited b4 the 1st of next month so that my dividend will starts next month. I normally do it via m2u and it takes 1 or 2 working days.

FD due in September. Otherwise would do as what you recommend

No one can give definite answer your question. If deposit on 1-Sep and the system cleared into EPF by 2-Sep or 3-Sep, there is a chance it will record Sep as one full month. Otherwise, if EPF logged as by Oct, then you get nothing for whole month of Sep. No one knows the answer until you do it and wait till early October.

I don't understand about the transfer in September month assuming on the 1/9/20, how does it logged as October ? It's a system slow updating from EPF? First time hearing this.

Already taken out invest in principal cimb UT. earned more that 6% already