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 EPF DIVIDEND, EPF

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ronnie
post Feb 3 2014, 11:22 PM

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QUOTE(smartinvestor01 @ Jan 29 2014, 11:03 AM)
I bank-in online through my Public bank online and Mbb online..

Very convenience..

It takes about 3 working days for the bank to transfer your money into KWSP.. So you can start to check on your kwsp the third or forth working day to see whether the money has been successfully bank in into your kwsp account..

but be very careful when you key in your membership number.. better to ensure that all the details are accurately keyed-in as you might not want the fund to be transfer to the wrong membership account..

Although their side might cross check your membership no with your ic, there are still rooms for mistakes to happen if the details are inaccurate..

Cheers..  thumbup.gif
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Do you need to define which month's contribution your "self contribution" is for ?
ronnie
post Feb 11 2014, 10:21 AM

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Let's hope it's >6.4% to ensure BN wins Kajang by-election... don't like Anwar as MB
ronnie
post Feb 18 2014, 09:32 AM

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QUOTE(prophetjul @ Feb 18 2014, 09:25 AM)
Downside
In 30years, Rm1mil is worth Rm411,986 in today's value    biggrin.gif
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But still a millionaire rclxms.gif
ronnie
post Sep 22 2014, 04:01 PM

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QUOTE(nexona88 @ Sep 22 2014, 03:29 PM)
Why keep when there no dividend for it. It's like giving "free money" to EPF/Gomen  rclxub.gif Put in FD also can get some money laugh.gif
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These 260,000 accounts can be considered inactive (account and/or person)

This post has been edited by ronnie: Sep 22 2014, 04:01 PM
ronnie
post Feb 22 2022, 04:30 PM

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the later they announce the lower the number.....
ronnie
post Mar 2 2022, 01:58 PM

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KUALA LUMPUR (March 2): The Employees Provident Fund (EPF) declared a 6.10% dividend for conventional savings and 5.65% dividend for shariah savings for 2021 — beating the 5.45% (conventional) and 5% (shariah) declared in pre-pandemic 2019.
ronnie
post Mar 2 2022, 02:07 PM

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The Dividend is calculated per month pro-rata right ?
ronnie
post Mar 2 2022, 02:09 PM

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QUOTE(romuluz777 @ Mar 2 2022, 02:08 PM)
See ya'all next February 2023 !!
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that's when this thread heats up again....

ronnie
post Jul 27 2022, 10:00 AM

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QUOTE(Jitty @ Jul 8 2022, 02:57 PM)
KLCI not improving. globally also dropping.
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dropping means opportunity for EPF to "buy in"
ronnie
post Sep 22 2022, 09:45 AM

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QUOTE(pentel @ Sep 18 2022, 12:18 AM)
That is so true. And Malaysia’s personal income tax is higher than those in SG and HK.
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Are you sure about such statements ?

SG is almost similar to Malaysia
https://www.iras.gov.sg/taxes/individual-in...ncome-tax-rates
ronnie
post Sep 27 2022, 05:22 PM

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Nice Excel to show breakdown how much you could spend after retirement
what haircut need RM700 every 6 months ?
Do you cut your hair every month ?

This post has been edited by ronnie: Sep 27 2022, 05:22 PM
ronnie
post Sep 28 2022, 03:54 PM

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QUOTE(CommodoreAmiga @ Sep 27 2022, 07:25 PM)
Don't question women...RM700 is small number...😂
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just curious only.... i guess i'm born lucky hehehehe
ronnie
post Feb 3 2023, 04:49 PM

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QUOTE(thesnake @ Feb 3 2023, 03:26 PM)
when will the be dividend be announced?
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Typically in March/april

the last previous 6.1% was on 2 March 2022
ronnie
post Feb 9 2023, 02:41 PM

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if we self-contribute early Feb, would the dividend be calculated for Feb or calculated for March ?
ronnie
post Feb 9 2023, 02:46 PM

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QUOTE(MUM @ Feb 9 2023, 02:44 PM)
I heard, Many had mentioned, ...must be in before 1st of the month to be included
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so best to FPX on 27 Feb to get dividend for March 2023 calculation
ronnie
post Feb 9 2023, 03:23 PM

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QUOTE(Wedchar2912 @ Feb 9 2023, 03:06 PM)
you can do that, but why take that kind of chance? this is malaysia where 99% of the time, processes will work but the 1% when it doesn't work always happen to you....  rclxub.gif

so I always recommend to transfer a few days before the last biz day of the month. buffer mah
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hahaha... i always like to think the glass is half full.

ronnie
post Feb 9 2023, 05:24 PM

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Thanks for the wise advice.
Typically how soon it gets reflected inside our EPF account once we do FPX the self-contribution ?
ronnie
post Feb 9 2023, 05:29 PM

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QUOTE(CommodoreAmiga @ Feb 9 2023, 05:28 PM)
3 working days. Much faster now compared to previous year. You can contribute directly from the app itself.
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so better do on Monday
ronnie
post Feb 10 2023, 03:55 PM

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QUOTE(wongmunkeong @ Feb 10 2023, 03:29 PM)
whole salary deduction into EPF isn't part of the $60K self-contribution coz via employer's system.
my exHR said wan - 100% pun boleh XD
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max is 89% of salary can be dump into EPF via salary contribution by employer
ronnie
post Feb 14 2023, 11:36 AM

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we do love feel good dividend ...at the end, most is figure in our account until 50/55/withdrawal age.

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