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Credit Cards Hong Leong Bank Wise CC 10% Cash Back, up to RM100

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haoching
post Feb 19 2013, 04:52 PM

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mine also get rejected. what is the reason behind?
xbotzz
post Feb 19 2013, 05:18 PM

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Just reading the t&c;
(b) The Cardholder will be awarded with 10% cash rebate (the “Cash-Back”) on posted retail transactions depending on the spending categories duly enrolled (the “Enrolments”) and subject to fulfillment of clause (2) and (3) as stated below.
(b) To be eligible to earn Cash-Back for the month, the Cardholder must have a minimum of any Ten (10) retail transactions (the “Transaction”) in the same calendar month and each with a minimum amount of Ringgit Malaysia Fifty (RM50).

From what I get and your examples, rebate is given based on the Enrolments but the 10 transactions can be any 10 retail transactions.

From the FAQ
3. How do I earn the 10% cash back?
Just swipe a minimum of any 10 retail transactions monthly (minimum of RM50 per transaction) to activate the 10% cash back on your selected cash back categories.
12. Do I enjoy any cash back on other spend outside of enrolled cash back categories?
No, you are eligible for the 10% cash back on retail transactions based on your selected cash back category.
15. Which retail transactions are eligible for the minimum 10 swipes?
Eligible retail transactions include local and international retail and online purchases, recurring payments, insurance premiums, 0% Interest Easy Payment Plan (one time principal amount only) and Easy Payment Installment Plan (one time principal amount only); EXCLUDING, cash advance, balance transfer, Cash-on-Call, Call-for- Cash, Flexi-Payment Plan, fund transfer, fees and charges imposed by the Bank.



This post has been edited by xbotzz: Feb 19 2013, 06:59 PM
unknowmaster
post Feb 20 2013, 11:16 AM

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Got rejected, stange..
I think the person didn't even submit in my application. Coz I called their hotline it says no application found.
The lady asked me to apply again when i get my borang smth..
mletee
post Feb 20 2013, 12:29 PM

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QUOTE(unknowmaster @ Feb 20 2013, 11:16 AM)
Got rejected, stange..
I think the person didn't even submit in my application. Coz I called their hotline it says no application found.
The lady asked me to apply again when i get my borang smth..
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i called their hotline also found out no applicaition found..just received a sms to notified cc application failed..
cApItAr
post Feb 20 2013, 01:02 PM

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QUOTE(mletee @ Feb 18 2013, 01:50 PM)
mine rejected too..hahaha..later gonna call the agent to ask..
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I call the agent, he say my commitment too high hmm.gif . But he will help to appeal. thumbup.gif
mletee
post Feb 20 2013, 04:59 PM

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QUOTE(cApItAr @ Feb 20 2013, 01:02 PM)
I call the agent, he say my commitment too high  hmm.gif . But he will help to appeal.    thumbup.gif
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i also called my agent..he said will call me back but after 2 days still not yet receive call from him..lol..
aeiou228
post Feb 20 2013, 09:36 PM

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Do you guys have problem with WISE card listed in ACCOUNT OVERVIEW but not listed in ""FROM ACCOUNT"" under BILL PAYMENT ??
Can't pay my Mobile and Utility bills to accumulate the 10x minimum RM50 transactions. sad.gif


sailou
post Feb 21 2013, 01:10 AM

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Did anyone spot any counter with nice freebies for this card promotion? I'm looking forward to this money saving credit card.
kw
post Feb 21 2013, 11:01 AM

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Still no one receive the first bill? If yes, mind to share how the CB work?

aeiou228
post Feb 21 2013, 03:11 PM

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QUOTE
Thank you for your message of xx February 2013.  With regards to your query, we wish to inform that Hong Leong Connect facilitates bill payment via credit card to MAA Insurance, Hong Leong Assurance and Telekom Malaysia bills only.  In the event that you wish to pay other bills, we would appreciate for you to debit from your CASA account.  Trust the above clarifies. Please do not hesitate to contact us again should you have any other query.  Thank you for banking with us. We look forward to serving you again.


Cheng... Cheng.... Cheng !!!!!!

The hidden traps of HLB WISE uncovered !!!!

There is no way you can earn 10x min RM50 transactions qualification for CB via Hong Leong Connect bill payment under Utility and Mobile categories.

HLB always behave like a cheapskate bank.
mletee
post Feb 21 2013, 05:21 PM

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QUOTE(aeiou228 @ Feb 21 2013, 03:11 PM)
Cheng... Cheng.... Cheng !!!!!!

The hidden traps of HLB WISE uncovered !!!!

There is no way you can earn 10x min RM50 transactions qualification for CB via Hong Leong Connect bill payment under Utility and Mobile categories.

HLB always behave like a cheapskate bank.
*
if for mobile can we just go to the merchant to perform multiple transaction? i think that is possible also wat..y muz perform online transaction?
aeiou228
post Feb 21 2013, 06:25 PM

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QUOTE(mletee @ Feb 21 2013, 05:21 PM)
if for mobile can we just go to the merchant to perform multiple transaction? i think that is possible also wat..y muz perform online transaction?
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Maybe this is ok with you but to me, I wont be paying bills over the counter unless the incentive to do so is significant enough.
xbotzz
post Feb 21 2013, 10:00 PM

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To those whom got this card,

Better to go to the center apply or do it online ?

** Update
Called the HLB CS +603-76268899. No online services. Have to go to a branch.

This post has been edited by xbotzz: Feb 22 2013, 10:41 AM
ronnie
post Feb 22 2013, 12:07 AM

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QUOTE(aeiou228 @ Feb 21 2013, 03:11 PM)
Cheng... Cheng.... Cheng !!!!!!

The hidden traps of HLB WISE uncovered !!!!

There is no way you can earn 10x min RM50 transactions qualification for CB via Hong Leong Connect bill payment under Utility and Mobile categories.

HLB always behave like a cheapskate bank.
*
We can always pay Mobile bills from vendor's online portal, right ?
Maxis allows E-Billing Payment with any Visa/MasterCard
aeiou228
post Feb 22 2013, 11:33 AM

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QUOTE(ronnie @ Feb 22 2013, 12:07 AM)
We can always pay Mobile bills from vendor's online portal, right ?
Maxis allows E-Billing Payment with any Visa/MasterCard
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I would expect a one stop bill payment gateway with preregistered billers for ease of payments from HLB connect.
You still can't pay TNB online using WC, not sure about Digi, Celcom and Umobile though.

ubuntu
post Feb 22 2013, 04:27 PM

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Gen-X, can post a review for HLB Wise card? biggrin.gif
tbheng
post Feb 23 2013, 10:32 AM

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QUOTE(aeiou228 @ Feb 22 2013, 11:33 AM)
I would expect a one stop bill payment gateway with preregistered billers for ease of payments from HLB connect.
You still can't pay TNB online using WC, not sure about Digi, Celcom and Umobile though.
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I have tried, when choose Maxis/Celcom/Digi under pay bill Telco&Internet, no option to select Wise card. Same for TNB under Utilities.
Unifi does support paying using Wise card, but there is no rewards to pay Unifi using Wise card.
Probably to use Wise to pay telco bill is as per some suggested to pay at telco website or maybe register Wise card at m2u. I have seen the feature but never get to try it. Anyone tried before? Or maybe payonline or portal that support thirdparty cc.

Called CS today and found out the following for sharing:
1. SMS alert for using Wise card - if online with OTP, no SMS alert; if online w/o OTP, sms alert for any amount. If retails swipes, sms alert for > RM1k. (The last CS reps told me any mount. rclxub.gif ) To change the threshold amount, need to fill form at branch. shakehead.gif Anyone has any experience in changing the threshold amount for Wise card?

2. Wise card transaction at HL connect - currently only can see principal card transactions but not supp card transactions. mad.gif (This apply to all HL cc not just Wise. The last CS reps said can see. rclxub.gif ) One can check supp trans from hardcopy statement or call CS. What a low tech bank. doh.gif This cause inconveniences in tracking our 10x swipes thingie.

3. Statement date - can change to any of the following day of the month: 1,3,4,11,15,17,19,21,24,25,26,27,29.

Disclaimer: Don't quote me, these were told to me, as you know we do get different answers from different CS reps. sweat.gif

This post has been edited by tbheng: Feb 23 2013, 10:42 AM
tbheng
post Feb 23 2013, 10:51 AM

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QUOTE(ronnie @ Feb 16 2013, 07:14 PM)
I had to submit a form (send by snail mail) to get SMS Transaction Alert for my HLB Essential activated for transactions >RM1.
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Hi ronnie, mind to share the form u used? Any link? Work for Wise card? Thanks notworthy.gif

Update: Is this the form? Hmmm, why no place to put in the card no (Pricipal + supp)? Is it meant to set for all cc one held with HLB? rclxub.gif

This post has been edited by tbheng: Feb 23 2013, 11:04 AM
ronnie
post Feb 23 2013, 12:21 PM

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QUOTE(tbheng @ Feb 23 2013, 10:51 AM)
Hi ronnie, mind to share the form u used? Any link? Work for Wise card? Thanks notworthy.gif

Update: Is this the form? Hmmm, why no place to put in the card no (Pricipal + supp)? Is it meant to set for all cc one held with HLB?  rclxub.gif
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Yes. That the form which you need to SNAIL MAIL to HLB direct... don;t pass to the branch (at least not the HLB Pusat Bandar Puchong).
You can set to RM1 ... Wise Card should be same as any HLB CC.


daijoubu
post Feb 24 2013, 01:50 AM

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Guys just for your info:

5411 - Grocery Stores, Supermarkets
5422 - Freezer and Locker Meat Provisioners (not included by Wise, but by OCBC Titanium)
5451 - Dairy Products Stores (not included by Wise, but by OCBC Titanium)

5811 - Caterers
5812 - Eating Places, Restaurants
5813 - Drinking places (not included by Wise, but by OCBC Titanium)
5814 - Fast food

5541 - Service stations (not included by Wise, but by OCBC Titanium)
5542 - Automated Fuel Dispensers


4814 - Telecommunication Services (under Wise's mobile category, only stated the company but not the MCC code, so not sure is this MCC code accepted or not, but it is for OCBC Titanium)
4815 - Cable, Satellite, and Other Pay Television and Radio (not included by Wise, but by OCBC Titanium)
4816 - Computer Network Services (not included by Wise, but by OCBC Titanium)
4821 - Telegraph Services (not included by Wise, but by OCBC Titanium)
4900 - Utilities

Anyway, be careful with paying inside of petrol stations. Might not be accepted, since Wise only accepts MCC 5242 which is Automated Fuel Dispensers

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