ok i just called CS - NO waiver at all, must pay annual fee and pay GTS That is a minimum of RM200 for gold card, platinum card pay more!!

so before get any CB already kena RM200 if u take gold card.

If later cash back cant' get max RM100 per month, may end up worse than our OCBC RM600 per card per year, mine is RM1200 per for 2 cards and also other rebates from my amex cards....

NOw this is something for us to consider.... if we have difficulty swiping all transactions on the seleceted category may be not worth rushing to get it as ronnie has pointed out....

First i thought got waiver wanna simply apply, now cannot simply take already must calculate properly first how much our CB will be since only seleceted category got CB... aiseh susah.........to calculate...

hi guys, just a quick question, how do they determine merchants?

refering to the cashback for dining only:All dining outlets (MCC 5811, 5812, 5814)

how do we know the restaurant we visit fall under this mcc?

Me and my colleague also got conflict. Both of us are interested n called the Call Centre and but ended up with conflicting answers regards to the 10 transactions, whether it is only applies to the selected category or open to all.

Life is already very hectic. Now, WISE is making us not so wise with so many people confused with the feature and the feedback from their call centre.

HL Call Centre.....if you see this, puck up la.

totally agree!

This card got so much catches!

Applied for this card.. But now it seems to me it is very very complicated to use it. =.= their terms & condition aren't clear enough.

Applied on 1st Feb and received the card on 14th Feb.
GST already charged into the acct.
Will keep the card and start using only from 1st March.
Anyone know if HL has the sms alert upon using the card? Can set limit to RM1?

Update: Called CS, the agent said the sms alert is there for all transaction regardless of amount.

Good scenario which need to be tested:

RM 100 gloceries bill to split off 2 swipe.. RM 50 each, consider as 2?
Even phone bill as if my uMobile bill is up to RM 150, I paid each time RM 50, so is it consider as 3 times in a month?

Cheers.

Thank you for your message of xx February 2013.  With regards to your query, we wish to inform that Hong Leong Connect facilitates bill payment via credit card to MAA Insurance, Hong Leong Assurance and Telekom Malaysia bills only.  In the event that you wish to pay other bills, we would appreciate for you to debit from your CASA account.  Trust the above clarifies. Please do not hesitate to contact us again should you have any other query.  Thank you for banking with us. We look forward to serving you again.

if for mobile can we just go to the merchant to perform multiple transaction? i think that is possible also wat..y muz perform online transaction?

We can always pay Mobile bills from vendor's online portal, right ?
Maxis allows E-Billing Payment with any Visa/MasterCard

Hi Ronnie and all,
Can u pls advise if my Maxis bill is RM200, and i break to pay in 4 times on same day in Maxis online portal, is it counted as 4 transactions in Wise card?

Thank you

Of course you won't get 10%, cos the MCC in the Petrol Cashier(5541) is different from what WISE Petrol rebate uses (5542)

Can you also confirm the following:-
1. Does the calculation of 10% rebate is based on all transactions in a calendar month (not statement month)
2. Which date does the Cash Rebate goes in : every 1st of the next month or last day of the next month ?

Huh? Why cannot? 
Do you mean in the Maxis portal or from bill payment in HL connect?
And I remember we can even overpay. I did that a few times during the ocbc bill payment promo.

Update: As tested before, can't choose Wise to pay for Maxis bill in HL Connect. What a disappointment. Then got to pay in Maxis portal. 

so did you guys split your bills?
let say Rm200 for maxis so you do rm50 x 4 transactions?

Is the CB amount rounded to the nearest Ringgit ?

Then it's really risky to get this card for those 50-50% swipper, really need to think WISEly to subscript it