i aslo received my card today. Statement date 31st, so this CNY when i travel can easily get petrol RM50 x 4 already. Balance 6 swipes go for grocery from now till end of month should be able to get max CB RM100.

And came with the card is stated:
AF waived and GST rebate RM50 guaranteed after swipe 1x withinn 45 days. but only to new to bank card holder??

I called CS, she said AF is waived also for existing HLB card holder, but GST must pay.

How do you know the statement date? Call them?

Day 16, Just received approval sms notification. Slow and not efficient.
Definitely wouldn't get the CC before CNY.
By the time I get this CC it will be after mid Feb, so I wouldn't  use this card for Feb due to lack of time to spend 10x min RM50.

i aslo received my card today. Statement date 31st, so this CNY when i travel can easily get petrol RM50 x 4 already. Balance 6 swipes go for grocery from now till end of month should be able to get max CB RM100.

And came with the card is stated:
AF waived and GST rebate RM50 guaranteed after swipe 1x withinn 45 days. but only to new to bank card holder??

I called CS, she said AF is waived also for existing HLB card holder, but GST must pay.

Applied on 1st Feb and received the card on 14th Feb.
GST already charged into the acct.
Will keep the card and start using only from 1st March.
Anyone know if HL has the sms alert upon using the card? Can set limit to RM1?

Update: Called CS, the agent said the sms alert is there for all transaction regardless of amount.

Applied on 1st Feb and received the card on 14th Feb.
GST already charged into the acct.
Will keep the card and start using only from 1st March.
Anyone know if HL has the sms alert upon using the card? Can set limit to RM1?

Update: Called CS, the agent said the sms alert is there for all transaction regardless of amount.

Everyone just got their card and not even their CC statement generated.
Let's wait for the "guinea pigs" to report their result somewhere next month.

Good scenario which need to be tested:

RM 100 gloceries bill to split off 2 swipe.. RM 50 each, consider as 2?
Even phone bill as if my uMobile bill is up to RM 150, I paid each time RM 50, so is it consider as 3 times in a month?

Cheers.

Aiks... there you go...

Nothing special really...
[attachmentid=3300306]

a very ugly card.

Doesn't matter on the outlook of the card.
More important how much cashback we get back !!

i think we better dont consider the split bills as 2 transactions.

However if you can do the grocery in 2 transactions at 2 different counters and arbiterary after an interval of 3o mins, i think that would be okay.

Definitely not the way i did it the other day, 2 swipes at the same counter , worse , within 3 mins only!

So make sure you add in another transaction as security measure.

i get reject on this credit card application. Can anyone please advice to appeal the case? please.....