QUOTE(cybpsych @ May 27 2014, 05:25 PM)
ah didnt know there's a difference, if any.
When i mentioned the possibility of paying quarterly (Aeon Watami!

), he mentioned to pay RM3k, so i think it's same between monthly or quarterly.
I'll ask again. Also wanted to know from him what is the auto-debit schedule for monthly/quarterly payment. If it's based on specific date, then at least i can plan out the card's registration.
For Prudential, as far as I know, there is no difference whether you pay monthly, quarterly or annually.
For Great Eastern, though, they charge a 7% additional surcharge for monthly premiums, compared to annual.
I speak from personal experience, as currently I have both.