ugently to sell?

this fund got around 22% in finacial service....cant wait?

or just switch it to others fund (AI/China/......)

decission is with u.....

Trying to spend time on reading & learning Unit Trust, Mutual Fund, Equities, ETF & etc
I'd no idea with that are they
Any good referral link i can start learning before i start following FSM topic

while waiting for responses you can try this? hope it can provide you some info....

https://www.moneysense.gov.sg/investments

Great link for me to start my beginner journey

Maybank launches its first global sustainable technology fund

KUALA LUMPUR (Jan 21): The Maybank Global Sustainable Technology Fund is Maybank Asset Management’s (Maybank AM) first fund of its kind and represents an expansion of the firm’s environmental, social and governance (ESG) offerings.

The fund, launched earlier this week, is a qualified Sustainable and Responsible Investment (SRI) fund under the guidelines issued by the Securities Commission Malaysia (SC).

Maybank AM aims to achieve capital appreciation of the fund by investing mainly in a portfolio of global technology-related equities with Wellington Management Singapore Pte Ltd, one of the largest independent investment management firms in the world, as its fund investment adviser.

https://www.theedgemarkets.com/article/mayb...technology-fund

Hi All,

I'm new towards the Unit Trust Investment and would like to clarify the below points with all

1. When the fund house publish the return rate, does it taken the maintenance fee into the consideration?
Let's say 10% YTD return, does this YTD included managemet fee deducted?

2. It's best to buy with the fund house itself (such as AFFIN, Kenaga Directly), or via Fund Supermart? I saw Fund supermart having some sales charge and platform charge... not too sure if buying directly with the fund house it self will be cheaper..

Thanks for the advise

1. If the YTD is calculated based on posted daily NAV, then it's a nett return. During purchases, you have paid for the sales charge also.

2. Buying from FSM or eUT is cheaper in term of sales charge.

The management fee is taken out by the funds company on a monthly or quarterly basis. So it is included in the performance data.

About the sales charge do take note that Malaysias mantra "All rates are negotiable" certainly is valid here also.

Thanks, so all kind of maintenance fee, trustee fee etc are included in the performance data, except sales charge which is charged by the sales agent/platform, and excluded from the performance data right?

Jom forex, just for people with money want to make more money. HIGH risk easy money.

Basically yes. Not important for you, but not all of the sales charge is collected by the seller and not all of the management fee by the funds company. They need to share

That is why sales agents / platforms / banks can sometimes sell with zero sales charge and still have imcome.

Thanks for the explanation.
Would like to know the "effective return" after deduction of sales charge and management fee etc, and now it's all cleared

googled and found this site....
according to this site....

How to Calculate the Unit Trust Returns?
There are two components that derive the total return from investing in a unit trust fund.

https://worldbizweek.com/unit-trust-malaysia/

1. What are the charges do I have to pay?

2. How do I calculate the number of units I get?
Formulas:
Example:

answers can be found it
07. Fund Charges, Income Distribution, Dividend
https://www.fsmone.com.my/support/frequentl...tions?faq=Funds

both have some examples

Hi sifus,

Sorry in advance for the newbie questions. This is my first time trying out ut investments. I have been researching on bond funds on FSM and the two funds I have been looking at is KAF Bond Fund and Nomura Bond Fund for their low annual expense ratio. I was looking at their annual report and found the analysis of unit holders as shown below

for KAF


for Nomura


I am very interested in knowing why these funds have like one or two unit holders that can control more than 90% of the unit holdings and is this a cause for concern in UT in general?

In regards to FSM bond funds, I noticed that some bond funds (like the above 2) do not have the quarterly platform fees stated under charges. Is it part of the expense ratio? The other funds are stated under charges.

Also not sure if it is stated anywhere, for FSM is the annualized return calculation inclusive of the annualized fees?

For distribution for Nomura, it is stated in the view history that the distribution is reinvested. Does it mean that automatically all distribution is reinvested into the fund?



Anything else to look out for or be cautious for in bond funds?

Sorry for the many many questions and thanks in advance!

Principal Asset Management’s AUM rises 5.1% to RM92.6b at end-2020

KUALA LUMPUR: The Principal Asset Management Bhd group recorded a 5.1% increase in assets under management (AUM) of RM92.6bil as at Dec 31 last year from RM88.10bil in 2019.

The group comprised of Principal Asset Management Bhd and Principal Islamic Asset Management Sdn Bhd in Malaysia, PT Principal Asset Management in Indonesia, Principal Asset Management Company Ltd in Thailand and Principal Asset Management Pte Ltd in Singapore.

The CEO of Principal Asset Management Asean, Juan Eyzaguirre said last year, the group’s primary focus was helping customers navigate through the challenging times, as well as maintaining their confidence and trust in its capability to manage their investments.

He said the group recorded a healthy growth in AUM over the past year, reflecting the customers’ faith in the group.

For Malaysia, Principal Malaysia CEO Munirah Khairuddin said throughout 2020, the company remained committed to helping its customers manage their fund portfolio.

https://www.thestar.com.my/business/busines...26b-at-end-2020

https://www.principal.com.my/en/epf-i-invest-huat-ah

This post has been edited by GrumpyNooby: Jan 28 2021, 07:57 PM

Demand for unit trust remains high

A unit trust agent is a person you would have encountered at least once.

There are hundreds of them in the country trying to tell you about the potential returns you can make when investing in unit trust (UT) only if you are willing to part with an initial sum of money.

Of course there are some sad cases of people losing money from investing in UT. But equally many have gained from such investments.

The unit trust industry in Malaysia dates back to 1959. In the 1980s, the ever popular Skim Amanah Saham Nasional was launched with 11 funds and the response has been overwhelming ever since.

https://www.thestar.com.my/business/busines...st-remains-high

of course in demand, coz there is no other alternative easily accessable to the general public. malaysia investment industry damn scared of competition.

This post has been edited by WhitE LighteR: Jan 29 2021, 10:16 AM

to Gov, all of us need to be "protected from our own stupidity"
thanks to ppl mis-selling +ppl too lazy to read/think and same ppl complaining to Gov / EPF when some of their investment (or worse all-in) go tits-up.
negative feedback loop until even TD Ameritrade is on Sus! list of BNM. Dang changgih man... sigh..

This post has been edited by wongmunkeong: Jan 29 2021, 01:13 PM

I can see ur point.

But I believe, kiasu ppl will always be around in asia. It's ingrained into the culture. Need to ignore all this type ppl n move forward. Kiasu ppl are followers, not leaders.