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Fund Investment Corner v3, Funds101
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nexona88
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Nov 9 2015, 03:53 PM
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Maybank offer new product call 'Maybank Constant Income Fund 3' The Fund is launched on 26th October 2015. The Fund Manager is Maybank Asset Management Sdn Bhd and the trustee is TMF Trustees Malaysia Berhad. The funds objective is to provide regular annual income distribution through investments predominantly in bonds. http://www.maybank2u.com.my/mbb_info/m2u/p.../INV-Investment
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wil-i-am
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Nov 9 2015, 04:48 PM
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Affin Hwang AM launches wholesale equity feeder fund http://www.thestar.com.my/Business/Busines...fund/?style=bizAnother choice for AH lovers
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cllow14
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Nov 12 2015, 12:52 PM
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New Member
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Dear UT investor gurus, can you guys help me on my survey on which distribution channel do you guys prefer in getting/investing into Unit Trusts. https://forum.lowyat.net/topic/3772468Thank you all
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wil-i-am
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Nov 12 2015, 01:52 PM
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BIMB Investment Management Bhd Chairman Zukri Samat and Chief Executive Officer Najmuddin Lutfi jointly launch Malaysia's first multi-currency global equity fund, Main Hall, Level 10, Menara Bank Islam, Jalan Perak, Kuala Lumpur today
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Drian
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Nov 13 2015, 11:07 AM
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I know some of you invest directly into the sharemarket overseas or local and some of you invest in unit trust.
However I'm curious on investors who does both. For those of you who have both, how would you benchmark unit trust performance against your own investment. Do you consistently beat unit trust gains yearly or do you find it a mix performance? Do you find the extra effort monitoring your own investment worth it or do you find it easier to just dump into a unit trust fund.
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gruntz99
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Nov 15 2015, 09:46 AM
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I don't know if right now is the right time to invest small amount of money in any unit trust. I plan to invest around RM2,000-4,000 in UT for three to five years.
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SUSMNet
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Nov 15 2015, 11:40 AM
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QUOTE(gruntz99 @ Nov 15 2015, 09:46 AM) I don't know if right now is the right time to invest small amount of money in any unit trust. I plan to invest around RM2,000-4,000 in UT for three to five years. Everytime is good time to invest.
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nexona88
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Nov 15 2015, 01:04 PM
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QUOTE(gruntz99 @ Nov 15 2015, 09:46 AM) I don't know if right now is the right time to invest small amount of money in any unit trust. I plan to invest around RM2,000-4,000 in UT for three to five years. should be okay to invest. your invest period of 3 to 5 years is the right time
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wil-i-am
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Nov 15 2015, 01:30 PM
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QUOTE(gruntz99 @ Nov 15 2015, 09:46 AM) I don't know if right now is the right time to invest small amount of money in any unit trust. I plan to invest around RM2,000-4,000 in UT for three to five years. If u direct tis question to UTC, they will b happy to assist u
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Kaka23
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Nov 16 2015, 10:51 AM
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QUOTE(gruntz99 @ Nov 15 2015, 09:46 AM) I don't know if right now is the right time to invest small amount of money in any unit trust. I plan to invest around RM2,000-4,000 in UT for three to five years. If you are not planning to top up from the 2000 - 4000K, then you should divided the 2 - 4K into 6 months - 1 year to invest monthly..  Maybe invest min 5 years.. From my humble experience, if the fund you choose is not really "performing", 3 - 4 years you wont see much profit. If you lucky enough got a good fund, within 1 year you can see profit..
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nexona88
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Nov 16 2015, 05:55 PM
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HSBC Bank (M) Bhd (HSBC) has offered a new fund, the Advantage Global Equity Volatility Focused Fund via AmInvest, which captures equity opportunities amidst a global recovery. The fund, a wholesale fund that fits into the HSBC Global Investment Funds-Global Equity Volatility Focused Fund, is managed by HSBC Global Asset Management. HSBC said the fund is now open for subscription at all its branches in Malaysia and available in multiple currency classes, including the ringgit and Australian dollar. http://www.bernama.com/bernama/v8/bu/newsb....php?id=1189901
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Pinnacle1295
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Nov 17 2015, 02:55 PM
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Hi! Newbie question here.
I have 500K eligible for withdrawal from EPF 55-year pension. No intention of using this fund.
Should I leave it in EPF, which offer better return compared to bank FD? Or any suggestion how I should invest it to get better return than EPF dividend?
Thanks.
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Ramjade
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Nov 17 2015, 03:05 PM
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QUOTE(Pinnacle1295 @ Nov 17 2015, 02:55 PM) Hi! Newbie question here. I have 500K eligible for withdrawal from EPF 55-year pension. No intention of using this fund. Should I leave it in EPF, which offer better return compared to bank FD? Or any suggestion how I should invest it to get better return than EPF dividend? Thanks. Why do you want to remove from epf? If the fund didn't perform well, what are you going to do? Your epf earning could be reduced. This post has been edited by Ramjade: Nov 17 2015, 03:07 PM
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Pinnacle1295
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Nov 17 2015, 03:11 PM
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QUOTE(Ramjade @ Nov 17 2015, 03:05 PM) Why do you want to remove from epf? If the fund didn't perform well, what are you going to do? Your epf earning could be reduced. It is just an option whether I should withdraw ALL from EPF (55-years old withdrawal) & put my money elsewhere to generate better return in comparison to EPF 6.75% dividend. Unless there are other investment vehicle that can out-perform the 6.75% yearly dividend, otherwise I would prefer to leave my money in EPF. This post has been edited by Pinnacle1295: Nov 17 2015, 03:13 PM
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Ramjade
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Nov 17 2015, 03:12 PM
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QUOTE(Pinnacle1295 @ Nov 17 2015, 03:11 PM) It is just an option whether I should withdraw ALL from EPF (55-years old withdrawal) & put my money elsewhere to generate better return in comparison to EPF 6.75% dividend. If you are confident that you are able to get >epf, please do so. But make sure you have some kind of backup. However most people who withdraw completely will regret it later in life due to market crashing, u unit trust not performing or some other stuff This post has been edited by Ramjade: Nov 17 2015, 03:25 PM
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Pinnacle1295
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Nov 17 2015, 03:15 PM
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QUOTE(Ramjade @ Nov 17 2015, 03:12 PM) If you are confident that you are able to get >epf, please do so. But make sure you have some kind of backup. That's why I am asking for any suggestion how I should invest it to get BETTER return than EPF dividend.
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T231H
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Nov 17 2015, 03:50 PM
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QUOTE(Pinnacle1295 @ Nov 17 2015, 03:15 PM) That's why I am asking for any suggestion how I should invest it to get BETTER return than EPF dividend. if you are referring to UTs, an almost similar question were asked in there... try read post# 164, # 166 and the many following postings.... https://forum.lowyat.net/topic/3580942/+160
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Pinnacle1295
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Nov 17 2015, 04:06 PM
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QUOTE(T231H @ Nov 17 2015, 03:50 PM) if you are referring to UTs, an almost similar question were asked in there... try read post# 164, # 166 and the many following postings.... https://forum.lowyat.net/topic/3580942/+160Thank you for the reference link. After reading thro' most of the postings, I still think it is more advisable to leave my $$$ in EPF even though I am eligible for 100% withdrawal. I was actually looking for alternative investment that can out-perform EPF dividend on short-term yearly basis, just like 12-months FD placement. UT may be applicable to those who are currently STILL under employment where their investment could stretch long term 10 yrs to 20 yrs. But that is not my case as I am a pensioner already. Thanks to all for your comments/suggestions!
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nexona88
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Nov 17 2015, 04:09 PM
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QUOTE(Pinnacle1295 @ Nov 17 2015, 04:06 PM) Thank you for the reference link. After reading thro' most of the postings, I still think it is more advisable to leave my $$$ in EPF even though I am eligible for 100% withdrawal. I was actually looking for alternative investment that can out-perform EPF dividend on short-term yearly basis, just like 12-months FD placement. UT may be applicable to those who are currently STILL under employment where their investment could stretch long term 10 yrs to 20 yrs. But that is not my case as I am a pensioner already. Thanks to all for your comments/suggestions! good decision
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superb999
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Nov 17 2015, 05:17 PM
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QUOTE(Pinnacle1295 @ Nov 17 2015, 03:06 PM) Thank you for the reference link. After reading thro' most of the postings, I still think it is more advisable to leave my $$$ in EPF even though I am eligible for 100% withdrawal. I was actually looking for alternative investment that can out-perform EPF dividend on short-term yearly basis, just like 12-months FD placement. UT may be applicable to those who are currently STILL under employment where their investment could stretch long term 10 yrs to 20 yrs. But that is not my case as I am a pensioner already. Thanks to all for your comments/suggestions! U dont need to dump all 500k into UT funds Perhaps 50k or maybe 100k first since u arent going to use it. There are a lot of funds that easily outperform epf's return. It doesnt take such a long term like 10 years. A top UT fund like KGF already give me return of 10% in only 8 months.
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