Bro... but what I understand for EPF. It cannot be transfer. When you sell, monies go back to EPF. Then have to take out again to invest with you or some other FP.

Correct me if I am wrong...

I'm interested in unit trust investment.
But i want Islamic Unit trust one.

So far Bank Islam UT had on my mind. But perhaps sifus here can recommend me other banks that offer Syariah compliant UT? The ones that give higher returns in the long run?

Then again I'm quite new in UT.
So example if I invest in RM1k, the longer I invest, say 5years, the more return I shall get right?
Or maybe not?

Pls enlighten me thanks!

i am actually as same as Zaryl, kinda new in unit trust
first, i go to thread Fundsupermart in here but unfortunately the discussion there isn't much helpful
they keep mentioned about % and then showing graph up and down, make beginner like me so confuse 
but then i found out this thread, which is much more beneficial especially as what T231H and superb999 posted.

other than that, would u mind to explain what is RHB-OSK Management Fund in Fundsupermart?
is this like an imaginary bank which we can temporarily keep our money without any additional charges?

my target is to keep my saving for about 7-10 years minimum with target profit around 10%-12% per annum.
any recommendation which fund should i go? 

Hi gurus,

I need an honest opinion. With the current situation that's besetting the country, would it be wise for me to sell back my unit trust and load them into EPF?

Is its safe to keep existing investment or best to withdraw all ?

this is my opinion. if u think its wrong, maybe u can consider other member's opinion

1) unit trust is for long term investment. it take at least 1 - 2 years for payback.
2) i invest in unit trust because i dont want too much headache and i dont want to keep continuously monitor it. if people keep on chasing for daily basis, they should try Forex.
3) invest, invest and invest. that is why u have agent. they dont charge fee for nothing. u dont have crack your head. economy down or up, it always have pro and cont. the management will decide their master plan to compensate losses.
4) public mutual is strong and stable with consistent record. why still worry?
5) regardless of economy down or up, u still cannot touch your epf account 1. so, why bother? better to dump it into more convincing investment channel. for me to choose between EPF dividend & public mutual, i would go for public mutual.

all in all, u have agent to arrange it for u. let them crack their head.
unless u are doing it by yourself via FSM, its worth to worry about your portfolio.

Thank you for the reference link.

After reading thro' most of the postings, I still think it is more advisable to leave my $$$ in EPF even though I am eligible for 100% withdrawal. I was actually looking for alternative investment that can out-perform EPF dividend on short-term yearly basis, just like 12-months FD placement.

UT may be applicable to those who are currently STILL under employment where their investment could stretch long term 10 yrs to 20 yrs. But that is not my case as I am a pensioner already.

Thanks to all for your comments/suggestions!

Really? 10% return in only 8 months is awesome! Care to provide me more details/web link?
BTW, what is KGF?

Thanks.

After reading most of the comments, I think I would prefer to leave my EFP fund as-it-is and rather stick with my forex trading journey. No doubt the risk may be higher but to generate a 1% return on weekly basis is achievable.

what about kenanga growth fund? i have been approached by a friend and the  profit seems very good for this moment of time. Anyone have experience for this?

but here is different story when the data was started approximate  1 year later from your post (Oct 2006~Oct 2016)