Why do you want to remove from epf? If the fund didn't perform well, what are you going to do? Your epf earning could be reduced.

If you are confident that you are able to get >epf, please do so. But make sure you have some kind of backup.

if you are referring to UTs, an almost similar question were asked in there...
try read post# 164, # 166 and the many following postings....
https://forum.lowyat.net/topic/3580942/+160

U dont need to dump all 500k into UT funds 
Perhaps 50k or maybe 100k first since u arent going to use it. There are a lot of funds that easily outperform epf's return. It doesnt take such a long term like 10 years. A top UT fund like KGF already give me return of 10% in only 8 months.

LOL guys dont scare people la 
Im not sure whether u can see this link. Eastspring SmallCap also quite awesome.

http://www.fundsupermart.com.my/main/fundi...erateTable.svdo
FSM provides discounted service charge as compared to investing thru banks or UTCs (im not in any way related to FSM).

They are correct to say many people would hide their failure/loss. That is why u got to have ur financial planning n exit strategy. Nowadays its so easy to do ur own due diligence using sites like FSM etc.
So to go in with only rm10k first or any small amount should be fine. Afterwards it depends if u want to do DCA or just wait till the fund shows significant gain.

already have forex trading, then should be okay. u all set to go 

EPF keep as "backup" money 

I already takeout my EPF to trade forex.

Regular charges run from 5.5% up to 6.28% if you're using an agent.

If your lump sum is above 500K, and low transaction volume, we can go down to 1.5%.
For large sum and high transaction volume, we have an alternative pricing structure.

Yes, that's correct. Which is why larger volume investors will opt for an alternative pricing model, or invest in structured investment products instead.

Recommend you to diversify your funds, remain some at epf, put some into FD & some into global equities. PM for info about global equities.

SC stands for?