Yah, looks like your installment limit is untouched.

Wow, you can go buy a car with your installment credit limit, hahaha

I think i did get the letter but i have no idea where did i put it already. I remember glancing it through but it wasn't a promotional letter that gives me free money, so i just tossed it aside. And now i couldn't find this letter but most likely it is in one of the boxes inside my messy room 

This (X) + (Y) thingy first appeared on my Citi credit card statement more than a year ago. Back then it was just RM40,000. I had a look at my credit card statement just now and i was surprised to learn that it has been increased to RM67,400 
I couldn't get a clue whether my DELL PC installment eats into my normal credit card limit or installment limit. But i managed to find this out in my Citi Online and it indeed eats into my normal credit card limit, not the installment limit. My card installment loan limit is RM67,400 as of last month, but available installment limit still stands at RM67,400 (see below).

Wau.. it seen like you have a good credit record... that why they increase you limit.... but from my point of view.. they should get permission from u 1st lo

Bro,

I am in the same situation with you. Back then my cr limit was at 10k. Then after 6/7 months my cr limit was increased to 18k. The CS officer told me the 8k was for cash advance or etc (can't recall the term). I was like 

They never asked any consensus from me & simply increase a 80% from my limit. Damn. 

Sifu MilesAndMore, watch out for my upcoming article titled China Mission and Armed with Debit Card for Cash Withdrawal in couple days time. It's my first action thriller article in format similar to 24 HOURS and it's a true story based on postings here 

Yeah. I don't really need such a high limit for my Citibank credit cards. But if it were Maybank offering me such high actual credit limit increase, meaning not coming up with a separate installment credit limit but an actual credit limit increase, i would be overjoyed to be honest as almost all my spending goes to my MBB2 AMEX and i did burst my Maybankard credit limit a few times already to the point that i had to transfer a bit money from my M2U Savings to the card just so i can continue to use my MBB2 AMEX. I just did not want to give up the opportunity to earn 5x TP, not even for one day or 1 swipe at places that accept AMEX!  
Haha. Sure. I look forward to reading it  

Yeah. I don't really need such a high limit for my Citibank credit cards. But if it were Maybank offering me such high actual credit limit increase, meaning not coming up with a separate installment credit limit but an actual credit limit increase, i would be overjoyed to be honest as almost all my spending goes to my MBB2 AMEX and i did burst my Maybankard credit limit a few times already to the point that i had to transfer a bit money from my M2U Savings to the card just so i can continue to use my MBB2 AMEX. I just did not want to give up the opportunity to earn 5x TP, not even for one day or 1 swipe at places that accept AMEX! 
Haha. Sure. I look forward to reading it 

Agreed. I burst my MBB2 AMEX while paying up some medical bills and airfares. 

As you mentioned, I need to transfer funds just free up my credit. 

Haha, me too exactly!! Before I got my Plat, every month also hit limit. Have to keep on "reload" via m2u. Damn sien. The joy of accumulating 5x point is just so addictive. Haha! Citibank should do the same with their AMEX!

As you guys know, it is like really tough for me to get MBB to increase my CL since I got no pay slip. So do what zenquix taught me - go request temporary increase in credit limit - no need submit whatever documents. You can even request how much and long the temporary increase is good for. After it expire, go ask again 

compare to Maybank and Citibank credit card. Somehow Citibank AMEX is more flexible, like when you really need to increase the limit, based on good records.. they will help you.. but Maybank maybe have too many client .. therefore they are very str8.

Hi all, can i know how to terminate the Citibank credit card?

I've call to the customer service for three times, but still no response from them...they saying they try to call me back but unable to contact me, such a non sense answer..haiz

Hey guys, how long does it take for CitiBank to deliver your card?

My application for the Clear Card was approved on the 14th (last monday)    and I got the letter with the ATM pin on Wednesday. Predictions anyone?=)

Cheers!

Bro help advise what card is this, wish to apply.
Tx

Congratz, Welcome to the Club, Here...  
You will Get It within 10 Working Days

Thank you Sir! Just an update, I received an SMS from 63365 with the activation pin. I would assume that it would be wise to only reply to the sms when I get my card physically right? To avoid unauthorised usage of it in case it gets lost in the mail.

Yes, you need to check whether your card details are correct or not too.

seeking help...

How much interest would citibank charge me if i want to converted a RM3000 retail purchase to 12-month installment?