QUOTE(ChancellorBean @ Oct 16 2013, 11:14 PM)
you're Most Welcome... Credit Cards Citibank Credit Cards V2, Discuss here
Credit Cards Citibank Credit Cards V2, Discuss here
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Oct 16 2013, 11:26 PM
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Senior Member
4,404 posts Joined: Jun 2012 |
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Oct 17 2013, 11:42 PM
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Junior Member
221 posts Joined: Apr 2012 |
Can we get the credit card on the same day if we apply at the pavillion/midvalley citibank kiosk upon approval? I heard they got 1 hour approval like maybank in klcc but dunno how true is it.
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Oct 17 2013, 11:45 PM
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
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Oct 17 2013, 11:48 PM
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Junior Member
221 posts Joined: Apr 2012 |
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Oct 18 2013, 09:31 AM
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Senior Member
565 posts Joined: May 2005 |
Any ideas if I can get a Citibank card with only offer letter and 1 month payslip?
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Oct 18 2013, 11:39 AM
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Junior Member
394 posts Joined: Jan 2003 From: Selangor |
CODE Citibank invites you to a complimentary 3D2N stay @ the exclusive Anantara resort in Bali/Phuket. Book by 30 Nov by calling .... T&C Apply Anyone getting this SMS? So fishy |
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Oct 18 2013, 11:42 AM
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Senior Member
1,820 posts Joined: May 2010 From: Kuala Lumpur |
QUOTE(engtat @ Oct 18 2013, 11:39 AM) CODE Citibank invites you to a complimentary 3D2N stay @ the exclusive Anantara resort in Bali/Phuket. Book by 30 Nov by calling .... T&C Apply Anyone getting this SMS? So fishy QUOTE I've got it too. Letter says that in order to redeem free holidays of either 4D/3N including taxes or 3D/2N (Holiday Inn Mai Khao Phuket valued at $450 excluding taxes - means taxes are payable) or 3 day Hua Hin voucher or $120 Takashimaya voucher, one has to attend preview session of time share ownership which lasts approx. 90mins. |
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Oct 18 2013, 11:43 AM
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Junior Member
283 posts Joined: Jun 2009 |
anyone know if Citi will have their RM300 rebate card signup promotion again anytime soon?
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Oct 18 2013, 11:55 AM
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Senior Member
4,404 posts Joined: Jun 2012 |
QUOTE(izwanz @ Oct 18 2013, 09:31 AM) Income Submission Guide for Credit Card Application (Citibank) :For Fixed Salary Earners *Latest 1 Month Computerized Pay Slips OR *Latest Computerized EA Form (dated within the Last 12 Months) OR *Latest EPF Statement (dated within the Last 12 Months) OR *Latest Borang BE with LHDN Receipt (or Proof of Tax Paid) For Non-Computerized Income Documents, it is Advisable to Provide more than 1 Income Document (eg. Bank Statements, EPF, EA) to Show Salary Received. They Usually Need 3 months Payslips + EFP Printout... Provide them with 3 Months Payslips were Better... coz It can Show Your got Steady Stable Job (image) so the Bank will Consider to Grant You Credit Card Facility This post has been edited by fly126: Oct 18 2013, 11:56 AM |
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Oct 18 2013, 12:52 PM
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Junior Member
394 posts Joined: Jan 2003 From: Selangor |
QUOTE(rjb123 @ Oct 18 2013, 11:42 AM) What is the keyword you googled? I tried but found nothing.By the way, what is "preview session of time share ownership"? Like a seminar promoting something (MLM style)? and sit there for 90 mins? |
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Oct 18 2013, 01:13 PM
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Senior Member
1,820 posts Joined: May 2010 From: Kuala Lumpur |
QUOTE(engtat @ Oct 18 2013, 12:52 PM) What is the keyword you googled? I tried but found nothing. This is the thread I came across : http://forums.hardwarezone.com.sg/eat-drin...bs-3950743.htmlBy the way, what is "preview session of time share ownership"? Like a seminar promoting something (MLM style)? and sit there for 90 mins? I don't know much about timeshare - I believe they hard sell you to "buy" a hotel room / holiday villa which you can then use for a certain amount of days per year. |
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Oct 18 2013, 11:20 PM
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Senior Member
1,211 posts Joined: Aug 2008 |
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Oct 19 2013, 11:34 PM
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Junior Member
227 posts Joined: Nov 2005 From: Kuala Lumpur |
QUOTE(mamadox @ Oct 15 2013, 11:58 AM) Got waiver for 1st & 2nd year. Call CS every year, but now request for waiver on 3rd year, they said no such promotion now for waiver. Finally got waiver AF for Platinum Cash Back for principan & supplementary. Pkeep calling the CS few times until they get bored with me They also dont care to lost customer. I always pay full each billing cycle & never got finance charge. Monthly usage about 2k. |
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Oct 19 2013, 11:41 PM
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Senior Member
630 posts Joined: Oct 2010 |
QUOTE(mamadox @ Oct 20 2013, 12:34 AM) Finally got waiver AF for Platinum Cash Back for principan & supplementary. Pkeep calling the CS few times until they get bored with me My AF is coming soon. thinking to ask for a waiver or I will terminates the card. How big is my charges for first call and give me waiver? |
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Oct 20 2013, 12:50 AM
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Junior Member
373 posts Joined: Jan 2003 From: ~Peejay~ |
QUOTE(mamadox @ Oct 19 2013, 11:34 PM) Finally got waiver AF for Platinum Cash Back for principan & supplementary. Pkeep calling the CS few times until they get bored with me Congrats bro. That's RM295 being saved. Keep calling until they get bored with u, don't think that is the reason they waive it since most likely u will get different CS agent everytime. How u bargain with them or what u said to them everytime? |
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Oct 20 2013, 02:16 PM
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All Stars
52,874 posts Joined: Jan 2003 |
I received RM 10 Secret Receipt voucher for using the Citibank Online promotional campaign.
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Oct 20 2013, 02:21 PM
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Senior Member
2,677 posts Joined: Dec 2010 |
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Oct 20 2013, 02:26 PM
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All Stars
52,874 posts Joined: Jan 2003 |
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Oct 20 2013, 08:03 PM
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Moderator
9,301 posts Joined: Mar 2008 |
QUOTE(Gen-X @ Oct 6 2013, 05:35 PM) In July 2013, I received a letter from Citibank and it goes as follows: Effective July 2013 Card Credit Limit (X) = RM80,000 Installment Plans Limit (Y) = RM69,000 TOTAL CREDIT LIMIT (X) + (Y) = RM149,000 So, Citibank DID NOT ask my consent if they could increase by Credit Limit as required by BNM, but as you can see, my effective credit limit has increased. QUOTE(Gen-X @ Oct 11 2013, 10:08 PM) Bro, you got a letter from Citi where they increase the Installment CL like I posted in my blog? See my previous comments below: I think i did get the letter but i have no idea where did i put it already. I remember glancing it through but it wasn't a promotional letter that gives me free money, so i just tossed it aside. And now i couldn't find this letter but most likely it is in one of the boxes inside my messy room This (X) + (Y) thingy first appeared on my Citi credit card statement more than a year ago. Back then it was just RM40,000. I had a look at my credit card statement just now and i was surprised to learn that it has been increased to RM67,400 QUOTE(Gen-X @ Oct 6 2013, 05:35 PM) Yes, because unlike previously (and for most credit cards in the market) where the credit used for installment plans will also means that you have used up the credit limit line, now it is no longer the case for Citibank credit cards. I couldn't get a clue whether my DELL PC installment eats into my normal credit card limit or installment limit. But i managed to find this out in my Citi Online and it indeed eats into my normal credit card limit, not the installment limit. My card installment loan limit is RM67,400 as of last month, but available installment limit still stands at RM67,400 (see below). ![]() |
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Oct 20 2013, 08:13 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL |
QUOTE(MilesAndMore @ Oct 20 2013, 08:03 PM) I think i did get the letter but i have no idea where did i put it already. I remember glancing it through but it wasn't a promotional letter that gives me free money, so i just tossed it aside. And now i couldn't find this letter but most likely it is in one of the boxes inside my messy room Yah, looks like your installment limit is untouched.This (X) + (Y) thingy first appeared on my Citi credit card statement more than a year ago. Back then it was just RM40,000. I had a look at my credit card statement just now and i was surprised to learn that it has been increased to RM67,400 I couldn't get a clue whether my DELL PC installment eats into my normal credit card limit or installment limit. But i managed to find this out in my Citi Online and it indeed eats into my normal credit card limit, not the installment limit. My card installment loan limit is RM67,400 as of last month, but available installment limit still stands at RM67,400 (see below). ![]() Wow, you can go buy a car with your installment credit limit, hahaha |
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