no you won't get charged, you only get charged when you make online transactions or use mobile app and pay in MYR

CIMB Cash Rebate got charge 1% for Shopee..Just kena for 11.11 event..T.T

Anyone use Public Bank Quantum? Any cross border fees for Shopee, lazada?

it's a known 1% for shopee using cimb cards.

no xborder fee for PBB cards.

Hi,may I ask if using SCB card for Paypal (paying in USD) have any cross border fee charged or not?

Even if no cross border fee,there is a mark up fee of 1%?

Thanks

based on post #1, it's very likely you will be charged cross border fee.
what is that 'mark up fee' of 1%? are you referring to the cross border fee?

I did a online chat with a SC person.
He mention cross border and mark up is 2 different thing.
Mark up fee is charge as long the merchant is registered oversea.
I have doubt with his explanation,thus seeking help here.

Thanks

Every bank will charge transaction fee for credit card payment in foreign currency.. but u won’t be able to c as they converted directly in MYR, so u can only assume their FX Rate is higher.. generally it is 1-2% higher

For cross border fee, u can see the difference. Eg, u make online txn in MYR with oversea merchant, ur OTP shown RM10, but ur bank will charge RM10.10, the 10cents is 1% cross border fee.

Thanks.
So conclusion Paypal (oversea merchant) transaction using USD (foreign currency) have cross border fee charged by SCB or not?

Cross border fee occur only when local currency transact in foreign gateway.

Which in ur case, only have charge the conversion fee by visa/ master.

U not spending in local myr. No border charge.

This post has been edited by boonhan: Dec 7 2017, 08:19 PM

thank you very much to u and everyone that help out on the explanation.

Pay in usd where come border fee. (Direct translate lol, i mean usd. No border fee)
Aside from addition 1-2% conversion rate by card issuer.

This post has been edited by boonhan: Dec 7 2017, 08:22 PM

CIMB cash rebate & Petronas CC charge 1% at PS Store. Anyone know if other bank CC also charge the same?

You can follow the list in post 1. Mst bank cards i have do not charge except cimb. I read somewhere or someone in forum mentioned, the fee only charged on cimb cards that pay cash rebate. Supposedly not all cimb card.

Cancelled my cimb card anyway. Whatever.

Citibank card users, i was charged 0.8% on PSN store. I suppose this is the cross border transaction fee.

DCC is normally charged when you swipe your card overseas and opt to pay in MYR

I see. Thanks for sharing. After some Google, now only i know what the term is.

Anyone if Alliance Bank charge crossborder fee now? (The last info was on 2013, not sure if is still the same)

post #1 shows no charge

Is it the latest one? I called the CS, but he said got. Not sure if he is confused with the exchange rate charges. (coz he mentioned about the mastercard charges)

i am sure CS is confused then

This post has been edited by DarReNz: Jan 16 2018, 08:10 PM