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 SCB JustOne Current + Savings Account, 3 Types: Personal / Preferred / Priority

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MilesAndMore
post Sep 27 2012, 11:59 PM

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QUOTE(ronnie @ Sep 27 2012, 08:26 PM)
After promotion period, is there a charge for Standing Instruction ? When is the end date of promotion period ?
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I didn't ask that. I don't know when the promotion will be over either.

By the way, I just made 2 IBG transfers to another bank but I wasn't charge the RM0.50 IBG fee... Will check again later today.

This post has been edited by MilesAndMore: Sep 28 2012, 12:21 AM
Raceroamer
post Sep 28 2012, 01:59 PM

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QUOTE(MilesAndMore @ Sep 27 2012, 08:11 PM)
Yes. And RM4 for every successful withdrawal at local MEPS ATM, and RM1 for HOUSE ATM.
Correct.
I was told it must be fixed and it will be like a SI. Currently this is provided free to everyone who opens this JustOne account during this promotion period.
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Not necessary need to enter the fresh fund on the 1st of each month right? It can be entered at the end of each month right? As our salary only enters at the end of every month.
MilesAndMore
post Sep 28 2012, 06:22 PM

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QUOTE(Raceroamer @ Sep 28 2012, 01:59 PM)
Not necessary need to enter the fresh fund on the 1st of each month right? It can be entered at the end of each month right? As our salary only enters at the end of every month.
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Yes. But if any reason your company only deposits your salary on the 1st the following month, and you have never deposited at least RM1,500 in a single transaction into your JustOne Current Account for the current month, then you won't be eligible for the free IBG and MEPS/HOUSE ATM cash withdrawals for the current month.
TSronnie
post Sep 28 2012, 11:45 PM

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Must it be RM1500 in one shot or can make multiple deposit total up RM1500 ?

QUOTE(MilesAndMore @ Sep 27 2012, 11:59 PM)
I didn't ask that. I don't know when the promotion will be over either.

By the way, I just made 2 IBG transfers to another bank but I wasn't charge the RM0.50 IBG fee... Will check again later today.
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Did check if any charges for IBG ?
How was the fund received in the recipient's account ?
Raceroamer
post Sep 29 2012, 08:30 AM

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QUOTE(MilesAndMore @ Sep 28 2012, 06:22 PM)
Yes. But if any reason your company only deposits your salary on the 1st the following month, and you have never deposited at least RM1,500 in a single transaction into your JustOne Current Account for the current month, then you won't be eligible for the free IBG and MEPS/HOUSE ATM cash withdrawals for the current month.
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As long there is a fresh fund of RM1500 deposited into my account for the current month, then I'll be eligible for all the free stuffs regardless of when I deposit the money in this month right? For an example: My company will only deposit my salary on the 23rd of October, would I be charged if I make a IBG transaction on the 2nd of October the same month? I think most companies only deposit the salary at the end of each month right?
MilesAndMore
post Sep 29 2012, 04:42 PM

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QUOTE(ronnie @ Sep 28 2012, 11:45 PM)
Must it be RM1500 in one shot or can make multiple deposit total up RM1500 ?
Did check if any charges for IBG ?
How was the fund received in the recipient's account ?
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I just checked again and they still have not deducted the IBG fee from my account. And the money has already been credited to the bank accounts I transferred to yesterday evening.


QUOTE(Raceroamer @ Sep 29 2012, 08:30 AM)
As long there is a fresh fund of RM1500 deposited into my account for the current month, then I'll be eligible for all the free stuffs regardless of when I deposit the money in this month right? For an example: My company will only deposit my salary on the 23rd of October, would I be charged if I make a IBG transaction on the 2nd of October the same month? I think most companies only deposit the salary at the end of each month right?
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Yes. All IBG and local MEPS/HOUSE ATM cash withdrawals are provided free to you for the current month as long as you make a deposit of RM1,500 into your JustOne Current Account in a single transaction on the same month rclxms.gif

So yes. Your IBG done on 2nd Oct is free because you did fulfill the RM1,500 deposit requirement by making a deposit of at least RM1,500 into your JustOne Current Account in a single transaction on 23rd Oct.

TSronnie
post Sep 29 2012, 04:52 PM

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I do hope the IBG and local MEPS/HOUSE ATM cash withdrawals are provided free is PERMANENT FEATURE for JustOne Current Account.

If I deposit another RM1500 into JustOne Savings Account, does that means I can get FREE IBG and local MEPS/HOUSE ATM cash withdrawals also ?

Do we get 2 separate account numbers ?
MilesAndMore
post Sep 29 2012, 05:20 PM

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QUOTE(ronnie @ Sep 29 2012, 04:52 PM)
I do hope the IBG and local MEPS/HOUSE ATM cash withdrawals are provided free is PERMANENT FEATURE for JustOne Current Account.
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Well, they don't provide any of these to their Priority Banking customers. If anyone should get these, it'd be the Priority Banking customers. So I am very happy that this account gives me all these despite having to deposit at least RM1,500 in a single transaction into the JustOne Current Account in order to qualify for all the free stuff it promised for that particular month.


QUOTE(ronnie @ Sep 29 2012, 04:52 PM)
If I deposit another RM1500 into JustOne Savings Account, does that means I can get FREE IBG and local MEPS/HOUSE ATM cash withdrawals also ?
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I was told that the RM1,500 must be deposited into the JustOne Current Account and NOT the JustOne Savings Account.

By the way, you can't withdraw money through the ATM from your JustOne Savings Account using the debit MasterCard. Your JustOne Savings Account can only be accessed OTC and online banking.


QUOTE(ronnie @ Sep 29 2012, 04:52 PM)
Do we get 2 separate account numbers ?
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Yes. It comes with two account numbers.
TSronnie
post Sep 29 2012, 05:49 PM

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QUOTE(MilesAndMore @ Sep 29 2012, 05:20 PM)
I was told that the RM1,500 must be deposited into the JustOne Current Account and NOT the JustOne Savings Account.

By the way, you can't withdraw money through the ATM from your JustOne Savings Account using the debit MasterCard. Your JustOne Savings Account can only be accessed OTC and online banking.


Does SCB charge any fees for Over-The-Counter transactions for JustOne Savings ?
Did you get the Liverpool-designed Debit MasterCard ?

MilesAndMore
post Sep 29 2012, 08:38 PM

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QUOTE(ronnie @ Sep 29 2012, 05:49 PM)
Does SCB charge any fees for Over-The-Counter transactions for JustOne Savings ?
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No. It is absolutely fee-free.


QUOTE(ronnie @ Sep 29 2012, 05:49 PM)
Did you get the Liverpool-designed Debit MasterCard ?
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No. The one they gave me is the same one as the one they issued for my e$aver account about 5 years ago.
TSronnie
post Sep 30 2012, 12:50 AM

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I believe the IBG/MEPS/HOUSe fees will be deducted if there's no RM1500 within the current month...i.e. deducted next month.
MilesAndMore
post Sep 30 2012, 01:01 AM

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QUOTE(ronnie @ Sep 30 2012, 12:50 AM)
I believe the IBG/MEPS/HOUSe fees will be deducted if there's no RM1500 within the current month...i.e. deducted next month.
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Not according to their flyer/brochure/CS though.
TSronnie
post Sep 30 2012, 01:29 AM

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QUOTE(MilesAndMore @ Sep 30 2012, 01:01 AM)
Not according to their flyer/brochure/CS though.
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SCB no standard actually then.... good to know the IBG fees is not charge and refunded later.
saitong09
post Oct 1 2012, 10:42 PM

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QUOTE(ronnie @ Sep 29 2012, 05:49 PM)
Does SCB charge any fees for Over-The-Counter transactions for JustOne Savings ?
Did you get the Liverpool-designed Debit MasterCard ?
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If you want Liverpool-designed Debit MasterCard, go apply at PJ oldtown branch. Btw, once you have deposit Rm1500 to your JustOne CA, you can deposit others fund to your JustOne SA to enjoy the additional 1% within the month, no need go through JustOne CA again.
TSronnie
post Oct 1 2012, 10:51 PM

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QUOTE(saitong09 @ Oct 1 2012, 10:42 PM)
If you want Liverpool-designed Debit MasterCard, go apply at PJ oldtown branch. Btw, once you have deposit Rm1500 to your JustOne CA, you can deposit others fund to your JustOne SA to enjoy the additional 1% within the month, no need go through JustOne CA again.
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JustOne Savings Account gives 2% p.a. (1% base + 1% bonus).... much better than e$aver.
Time to close my e$aver and move funds to JustOne Savings.

The whole day (1-Oct) cannot issue ATM/Debit card to me sad.gif
Have to visit SCB another day.... mad.gif vmad.gif


MilesAndMore
post Oct 2 2012, 12:29 AM

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QUOTE(ronnie @ Oct 1 2012, 10:51 PM)
The whole day (1-Oct) cannot issue ATM/Debit card to me sad.gif
Have to visit SCB another day....  mad.gif  vmad.gif
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What happened ? Their computer got problem ?

TSronnie
post Oct 2 2012, 12:31 AM

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QUOTE(MilesAndMore @ Oct 2 2012, 12:29 AM)
What happened ? Their computer got problem ?
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SCB system outage.... can't issue Debit Card. It's suppose to happen across all SCB branches.
Anybody get their SCB Debit Card issued today ?
Raceroamer
post Oct 2 2012, 11:00 AM

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QUOTE(ronnie @ Oct 2 2012, 12:31 AM)
SCB system outage.... can't issue Debit Card. It's suppose to happen across all SCB branches.
Anybody get their SCB Debit Card issued today ?
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Ya...the same problem happened last month as well when I was about to get the card, so waited for 1 extra day. Btw, they wanted to issue me the Liverpool debit card but I rejected due to personal reason, so they gave me the classic debit card which they claimed to be the last one available in their branch, hahaha.

This post has been edited by Raceroamer: Oct 2 2012, 11:00 AM
TSronnie
post Oct 2 2012, 12:48 PM

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QUOTE(Raceroamer @ Oct 2 2012, 11:00 AM)
Ya...the same problem happened last month as well when I was about to get the card, so waited for 1 extra day. Btw, they wanted to issue me the Liverpool debit card but I rejected due to personal reason, so they gave me the classic debit card which they claimed to be the last one available in their branch, hahaha.
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You are a Red Devils fan (I assume) ???
Raceroamer
post Oct 2 2012, 02:23 PM

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QUOTE(ronnie @ Oct 2 2012, 12:48 PM)
You are a Red Devils fan (I assume) ???
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Ok...you caught me...it might be a bit naive but I do not want my card to be printed with Liverpool logo/players...
I've lot of friends who support Liverpool, and I know they will definitely laugh and tease me when they found out...hahaha...
Anyway, this is a good offer by SCB, it would be regrettable to turn down this offer just because of the card...luckily I still managed to get the classic card...hahaha...

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