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 SCB JustOne Current + Savings Account, 3 Types: Personal / Preferred / Priority

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Raceroamer
post Sep 27 2012, 05:35 PM

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So is it confirm that no more half yearly service fee? I just opened this acc and they didn't mention about this.
Raceroamer
post Sep 28 2012, 01:59 PM

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QUOTE(MilesAndMore @ Sep 27 2012, 08:11 PM)
Yes. And RM4 for every successful withdrawal at local MEPS ATM, and RM1 for HOUSE ATM.
Correct.
I was told it must be fixed and it will be like a SI. Currently this is provided free to everyone who opens this JustOne account during this promotion period.
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Not necessary need to enter the fresh fund on the 1st of each month right? It can be entered at the end of each month right? As our salary only enters at the end of every month.
Raceroamer
post Sep 29 2012, 08:30 AM

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QUOTE(MilesAndMore @ Sep 28 2012, 06:22 PM)
Yes. But if any reason your company only deposits your salary on the 1st the following month, and you have never deposited at least RM1,500 in a single transaction into your JustOne Current Account for the current month, then you won't be eligible for the free IBG and MEPS/HOUSE ATM cash withdrawals for the current month.
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As long there is a fresh fund of RM1500 deposited into my account for the current month, then I'll be eligible for all the free stuffs regardless of when I deposit the money in this month right? For an example: My company will only deposit my salary on the 23rd of October, would I be charged if I make a IBG transaction on the 2nd of October the same month? I think most companies only deposit the salary at the end of each month right?
Raceroamer
post Oct 2 2012, 11:00 AM

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QUOTE(ronnie @ Oct 2 2012, 12:31 AM)
SCB system outage.... can't issue Debit Card. It's suppose to happen across all SCB branches.
Anybody get their SCB Debit Card issued today ?
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Ya...the same problem happened last month as well when I was about to get the card, so waited for 1 extra day. Btw, they wanted to issue me the Liverpool debit card but I rejected due to personal reason, so they gave me the classic debit card which they claimed to be the last one available in their branch, hahaha.

This post has been edited by Raceroamer: Oct 2 2012, 11:00 AM
Raceroamer
post Oct 2 2012, 02:23 PM

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QUOTE(ronnie @ Oct 2 2012, 12:48 PM)
You are a Red Devils fan (I assume) ???
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Ok...you caught me...it might be a bit naive but I do not want my card to be printed with Liverpool logo/players...
I've lot of friends who support Liverpool, and I know they will definitely laugh and tease me when they found out...hahaha...
Anyway, this is a good offer by SCB, it would be regrettable to turn down this offer just because of the card...luckily I still managed to get the classic card...hahaha...
Raceroamer
post Oct 2 2012, 03:16 PM

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QUOTE(MilesAndMore @ Oct 2 2012, 02:53 PM)
Mind to share a picture of your classic debit card ? Just want to know how it looks like  biggrin.gif
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Same as below but the Standard Chartered wording is bigger and longer, straight in a row instead of 2 rows. The bank officer said they no longer issue this classic debit card as they have been replaced with new Liverpool card.

user posted image


Raceroamer
post Oct 2 2012, 03:56 PM

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QUOTE(MilesAndMore @ Oct 2 2012, 03:27 PM)
This is not really a classic debit card. This design has been around during the e$aver days but not really a classic one. The classic one is a bit different. The design and colors resemble the Standard Chartered savings passbook  smile.gif

Oh by the way, I was issued this card too. Same as yours  biggrin.gif  And as you said, the Standard Chartered wording is bigger. My e$aver account which I already closed about 3 years ago came with the exact same card posted by you  smile.gif
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The bank officer told me that it is a "classic" debit card, may be "classic" to his definition means normal plain printed card without the fancy Liverpool logo and players, hahaha tongue.gif

Anyway, I am happy to get this card and offer... thumbup.gif
Raceroamer
post Oct 2 2012, 04:51 PM

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QUOTE(ronnie @ Oct 2 2012, 04:14 PM)
Do they emboss your name on the Classic/Liverpool Debit Card ?
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Nope...but you can choose to but it will not be the same as the typical credit card...
Raceroamer
post Oct 2 2012, 05:02 PM

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QUOTE(MilesAndMore @ Oct 2 2012, 04:56 PM)
They girl that helped me to open my account didn't ask me. She just did it. Well, not that I'm complaining as I do prefer to have my name printed on the card  biggrin.gif
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Ya...actually it is better to have your name printed. Since the bank officer didn't do for me, I didn't bother to ask as I've already waited for 1 day due to the system error.
Raceroamer
post Oct 2 2012, 05:35 PM

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QUOTE(ronnie @ Oct 2 2012, 05:24 PM)
So I must remember to ask for my name to be printed. Much customised.
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Have you apply for this offer? Ya...better mention when you apply else you will need to wait again...
Raceroamer
post Oct 3 2012, 01:12 PM

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QUOTE(ronnie @ Oct 2 2012, 11:23 PM)
I believe I can get my Debit Card issued from any SCB branches, right ?
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Logically only from the branch where you open this new acc.
Raceroamer
post Oct 4 2012, 10:16 AM

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QUOTE(ronnie @ Oct 3 2012, 11:29 PM)
The CS officer on the phone says I can get my Debit Card ay any SCB Branches (non-Islamic).
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Sure? You apply online is it? I went to the branch nearby to open my acc and got my debit card there.
Raceroamer
post Oct 4 2012, 12:05 PM

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QUOTE(ronnie @ Oct 4 2012, 10:17 AM)
I just called the CS line...
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I think what the CS meant is that you can go to any branch to open the new acc except for islamic branch.
Erm, so how you open your acc? online (is this an option)? I mean definitely you are going to get the card from the branch that you open your acc unless you apply through online right? Do I have the option to open my acc at branch A and collect my debit card at branch B? Correct me if I am wrong or I did not catch your question.
Normally I go to the nearby branch and get everything settle that day.
Raceroamer
post Oct 4 2012, 02:25 PM

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QUOTE(ronnie @ Oct 4 2012, 12:27 PM)
I've already opened my JustOne account on Monday... that day SCB had issue to provide the Debit Card to me.
Thus, I called up SCB to confirm if I can get my Debit Card from other SCB branches (i.e. close to office). They said YES.
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okay, first time heard about this. I didn't know such flexibility actually available. Then good for you. thumbup.gif
Raceroamer
post Oct 4 2012, 04:37 PM

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QUOTE(jian5481 @ Oct 4 2012, 04:25 PM)
Yup, I know it's based on the SA. But let's say I maintain a fixed amount of RM5000 for each of the days in October (SA). I deposit RM1500 on 25th (CA).

Will I get:

1st to 24th (1% p.a.)
25th to 31st (2% p.a.)

(5000 x (1% / 12) * (24 / 31)) + (5000 x (2% / 12) * (7 / 31)) =5.10


or will it be for the whole month as such:

5000 x 2% / 12 = 8.33
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Highlighted should be correct. 2% only starts to count the moment you enter the fresh fund of RM1500.

This post has been edited by Raceroamer: Oct 4 2012, 04:41 PM
Raceroamer
post Oct 4 2012, 04:57 PM

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I read the terms and conditions again and I think Miles is correct. Sorry jian, I think I've provided the wrong info. Anyway, better to confirm with the bank representatives.


Added on October 4, 2012, 4:57 pm
QUOTE(jian5481 @ Oct 4 2012, 04:45 PM)
Thanks! That's what I needed to know. Nevertheless, I will reconfirm with the SCB representatives when they are in my office for some program to promote this.
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QUOTE(MilesAndMore @ Oct 4 2012, 04:46 PM)
I don't think so. As long as you fulfil the requirement of depositing at least RM1.5K into your JustOne Current Account in that particular month (let say on the 25th), all your balances in the JustOne Savings Account before you deposited the RM1.5K on the 25th will be eligible for the 1% bonus too, not only on the balances starting from 25th. At least this was what i understand according to what the girl that told me this. Besides, there is also no mention in their website that the additional 1% interest is applicable only from the day you make the RM1.5K deposit into your JustOne Savings Account.
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This post has been edited by Raceroamer: Oct 4 2012, 04:58 PM
Raceroamer
post Oct 6 2012, 11:01 AM

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QUOTE(MilesAndMore @ Oct 6 2012, 01:48 AM)
No. I have not deposited RM1.5K this month. In fact, not a single deposit this month.
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Good. That means as long we deposit the fresh fund of RM1500 every month regardless of when, we are going to enjoy the benefits.
Raceroamer
post Oct 6 2012, 03:38 PM

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QUOTE(ronnie @ Oct 6 2012, 12:15 PM)
So basically the T&C which says "fees will be charged first and refund the next month" does not hold water.
thumbup.gif  thumbup.gif  brows.gif  drool.gif  rclxms.gif
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True also, haha! rclxms.gif

Out of curiosity, so you guys normally use debit card or credit card to purchase things? For me, I use credit card. Debit card only for withdrawal at the ATM.

 

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