No

any VI users here? need some oversea charge data points to compare to new mbb rates

Finally rcv my CB plat, the approval rly take time

Was informed 100% CB on my 1st swipe, of course capped at RM180.

congrats!
is wondering is alliance visa/master the only card offer evergreen bonus points in the market since maybankcard treatpoints valid for 3 years only lately.

just read alliance website on the rebate, darn only RM200k available since July.

Oversea charges:
ABMB VI: about 3.61% (dated 26/7/13)
MBB2 Amex: about 3.13% (dated 26/8/13)

MBB2 Amex is more worth it since there are 5% cash rebates during weekend + 5x TP

that's a crappy exchange rate for the VI

Based on my previous Alliance Visa Plat, Alliance Visa overseas rate are kind of high. My wife has Alliance MC Plat and I noticed that her conversion rate lower than my Visa.

The good thing about Alliance VI is - it rewards 2X for local spending and only need to spend RM30K for auto annual fee waiver.

Edited**

I just called Alliance and the CS told me that Alliance Privilege Banking VI perpetual annual fee waiver, no minimum spending Trying to upgrade to it..... CS will email me the form, hopefully they don't ask me for proof of income later.

This post has been edited by Gen-X: Sep 10 2013, 10:18 AM

yeah i had the visa as well. already cancelled it. too bad the VI shares the same bad exchange rates.

citibank points are also evergreen.

Assuming everyone spends Rm180... that's around 1,110+ applications......

anyways my first swipe is just RM10.....

bro gen-x . i small fry .. cannot qualify for privilege banking

Bro, you really humble, if you really want the Alliance Bank VI, we (the regulars) know you got no problems getting it

alliance CC so bored, can't they offer some special campaign?

haha, almost all the major credit cards now offering some kind of cash back promo (with T&C and cash back not guaranteed) but not Alliance Bank. But you know what Bro, unlike other credit cards, most of Alliance Banks credit cards entitles you to guaranteed Cash Back everyday which is credited monthly (for the VI annually with minimum spending) PLUS unlimited points. So you can say Alliance Bank got guaranteed cash back Promo throughout the year

I must say I was surprised with Alliance efficient CS Dept - I emailed my CC application form in the morning and before 5pm I received a call from their processing department to verify if I made the application. She told me they will perform credit check the next day and then get back to me if required. My application was in process the same day I sent it in Now keeping fingers cross that they don't request for my proof of income... if yes, habis. FYI, I did not submit any documents except the forms.... they don't really need my info anyway since they can access their system to check my accounts and personal info.

This post has been edited by Gen-X: Sep 11 2013, 08:50 PM

Hi All,
My 1st ever post on LYN..
Had bad exp with 1st & only CC (EON) until it expired in 2009. When started working abroad (2mths on/ 1mth off) in 2011, I was only using Debit cards i.e. MBB, CIMB & BIG. Read & learned from such forums, Gen-X blogs (mostly) I gave in.
Got my Alliance VI in Feb2013, pushed by desire of Priority Card sigh. Thought 1 is enough but seems I do need atleast either Amex/MC to compliment the VI.
1. Any suggestion?
2. Would Alliance use/ share my current CL if I apply for their Plat MC?

Thanks

Welcome to LYN Bro.

Glad to know some of my articles played a part in brainwashing you into getting another credit card And you made the right choice getting the Alliance Bank VI since it offers unlimited entries to airport lounge vs MBB VI's 5 times.

Now, if you have been reading my blog you will know that I always recommend Maybankard 2 Cards AMEX and OCBC Titanium MasterCard for local spending. The MBB 2 Cards is FREE For Life and as such no need to waste time calling in for annual fee waiver. And if you see the most popular thread on a specific credit card, you will note it is the Maybankard 2 Cards Thread (started by yours truly). Only thing about AMEX card is that is subjected to fraud because their security measures are like none. So if you can receive sms alert when you overseas, then the MBB 2 AMEX is good. Moreover it comes in pairs, so get the MC and you will have Visa, AMEX and MasterCard whenever you are By the way, check out my facebook account and go read about my supp AMEX was used for online fraud cases. And also check out this thread on Fraud Calls Reported by LYN members.

This post has been edited by Gen-X: Sep 11 2013, 11:20 PM

Thanks bro Gen-X,
Yes, I read abt these MBB 2 Cards & OCBC Ti MC. Even 'sharing' it with friends. Will try to apply MBB 2 once back home. Just need the application to be fast approved (or rejected) as my days off limited to 4wks only. Unless I had a stop-over in KL and head to 1U MBB, I guessed. Thanks again for the links - Plenty of free time to read here

MBB 1U will be closed for reno from 17/9 onwards, reopen 26/10

Bro MBB 1U or Maybankard Centre? There is a difference.