ooo....

useless....amex anytime can 2.5%

not when it is not.accepted...and seems like they are increasing the TP rate soon.

yeah their TP increased soon

2% after 2.5k, not heavy user very hard to reach le

agree...the main pro is low spending for annual fee waiver...2% rebate upon 2550 per month...unlimited entry to lounge at klia...

my main usage will still be amex for weekend and 5x tp...this card will be for heavy purchase and oversea transactions.

This post has been edited by bearbear: Jul 30 2013, 05:26 PM

I am not able to open the T&C.

The calculation of the 2% rebate, is it unlimited? the 2% is inclusive of the first RM2550?

add: found the answer. it is tier based

This post has been edited by Human Nature: Jul 30 2013, 05:37 PM

from my understanding not inclusive...2% starts from rm2551-5000. no rebate after passing the rm5k mark.

yeah, would be awesome is the 2% is inclusive

tier basis? hmm boring....

maybe for those pay insurance etc can earn la

i using wise card for petrol n dining 10%

zzz

yup you have WISE & OCBC Tita that give better rebate...i am looking at this only because i am moving soon. Don't think there is any category for tiles / Ikea / etc for WISE.

Alliance CC rebate always tier-based... Marketing scam

any suggestion for cashback other than the usual WISE/OCBC Tita/M2 AMEX?

AEON WATAMI (3%, max RM150 per quarter basis)

This post has been edited by ronnie: Jul 31 2013, 12:15 AM

This card is good for any insu premium and retail purchase besides utilities/petrol/grocery. The evergreen bonus point is timeless. As for the cashback, it's on tier basic, eg, i got a cashback $65.05 for spending of $4754.58, and the bonus point still accumulating.

nice to hear...something is better than nothing.

CS told me it has been pre-approved now evaluating my documents. Will update on the cash back promo once i get the card.

@raul - any chance your insurance is under AIA/ING?My policy originally under ING (Now AIA) has the 12 months installment thingy on my parent's HLB card. Thinking to take out and pay via Alliance Platinum for cashback.

This post has been edited by bearbear: Aug 2 2013, 02:58 PM

i pay my monthly prudential ILP premium via this card ever since... for my yearly GE premium,i use OCBC GE card.
Tipsy: Spend wisely and better control under RM5K/motnh for this card.... and any petrol transaction doesn't come with the bonus point.

Thanks for the reply - how do you make payment for insurance with this card?online banking or as standing instruction to your insurance company?

of course by SI.
Your AIA insu best pay via Public AIA gold card as for 2% rebate.

That's only 1.37% Cash back
That's quite a higher insurance you pay every month...or is that yearly ?
If it's yearly premium, you should consider AEON WATAMI which offers 3% Cash Back

This post has been edited by ronnie: Aug 2 2013, 10:26 PM

My Monthly ILP at rm1xxx only, however i have some frequet retail purchase every month using this card.
The yearly GE i am using OCBC GE card for 3%.

Yes my next move plan to apply the WATAMI card for the 3% max cap rm150/quarter.

they are slow...sent in document for almost a week now only call asking about details