For up to RM5K spending, Alliance Plat is good because the minimum cash back starts at 0.5% and goes up to 2% as compared to SCB Biz Plat of 0.5% cash back and both cards earns the card holder points too.

One can still apply for the HLB Essential card.

Just for clarification, the StanChart Business Gold & Platinum Business credit cards earns the card holder 0.5% cash back and if include points, it will be in the range of 0.8%-0.85%. Click here to read my review of the Standard Chartered Bank Business Credit Card. Please note current offer for SCB Biz Plat is 15% cash back for Petrol (T&C apply), Smart Tag and FREE Cash too.

Alliance Bank Premier Debit Card 2% flat cash back up to RM9K tops Alliance Plat Credit Card.

How much is below RM5K? If less than RM2K/month, the OCBC Titanium may be even better if you combine it with your petrol, dining, telco and utility bill.

Click here to read my article Earn Pocket Money With Credit Cards where I have indicated the returns one can earn with various spending pattern.

I spent 5 minutes to read all the posts here. Very contributing thanks.

hemm it depends usually ard 1k-2k...

i had already maximize my ocbc for tnb n astro bills . where mbb2 i had mostly used up for weekend spending n unifi...
so since nw scb biz going to remove the 0.5% cash back mayb i will consider alliance..

going with Alliance do seem to be the better option wuth SCB suka suka changing the rules midway.

i have just redeemed something with the points, delivered to my doorstep within 2 weeks!

I'm a frequent flyer between melbourne and KL. May i know how much enrich points required to exchange for a return flight ticket?(approximate will do)
Am holding platinum cc

Click here to read my article Malaysia Airlines Enrich Miles 50% Sale - Great for My Maybank Visa Infinite Treats Points where I have posted images of the Enrich Points required for all Malaysia Airline destinations with or without sale.

And as for Melbourne, it will still cost you RM1140 (approximately depending on exchange rate if you fly from Melbourne) for taxes.

recent change of policy for younique rebates card. No more timeless bonus point

This post has been edited by hebe87: Mar 31 2013, 05:41 PM


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Is the Rebates from younique rebates card tier-based ?
Or does it mean if we spend RM3k, we get RM90 (3% cashback) ?

tier based.
For total 3k spent, get rm50

Is this better than the existing tier?

The You:nique credit card has launched a "simple" FB game here.

Weekly winners get a iPad (retina display), iPod or iPad Mini. The game is a "Pair Up the Cards" (Memory game) with a twist. After 3 pairs of guesses, the cards are randomized. Its impossible to win

Anyway, I'm ranked 22 as of yesterday.

This post has been edited by alfee29: May 2 2013, 03:38 PM


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Hi , I would like to know whether its confirmed that the VI will be given as complimentary card if I open a priviledge banking account with 200k?

And also can I request for a platinum card to be included with the VI?

thanks

Not Sure Now...becoz The Central Bank Recently has prohibited the offering of pre-approved personal financing products, such as unsolicited pre-approved credit cards... I think now You also Need to Provide the Income Proof to the bank as Reference, Although They Given Out the Complimentary Credit Card...
Anyway, You can Check with Alliance...

Read more: Tighter loan conditions - General - New Straits Times http://www.nst.com.my/nation/general/tight...0#ixzz2YpsdwCEo

This post has been edited by fly126: Jul 12 2013, 09:56 PM

Thanks for your reply fly126.

Even if I provide income proof, I dont think I can get the VI as my income is below 150k p.a, Platinum most probably

would like to get the unlimited airport access

Their Platinum Card's Benefits also quite Good as Below:
•0% Finance Charge for first 3 months
•Up to 2.0% cash back* on retail spend
•2x Timeless Bonus Points on overseas spend
•Annual fee waiver for every year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within
a 12-month period
•Exclusive privileges and discounts at participating merchants
•Instalment Payment Plan at 0% p.a. interest rate at participating merchants
•Unlimited Complimentary Access to KLIA Plaza Premium Lounge
•Customer Service Hotline Assistance
•No lost card liability upon reporting
•Worldwide recognition and acceptance
& Most Important: You can Get It with min. Annual Income of RM 60,000 Only ..

More on Platinum Card: http://www.alliancebank.com.my/Personal-Ba...tinum-Card.aspx


This post has been edited by fly126: Jul 13 2013, 02:23 AM

only for KLIA PPL not quite good ,

better get a card that gives access to all the PPL, at least those in malaysia, if include overseas better.

A CS called and told me there is a rebate upon signing - RM180.

Update further once i got it.

yeah pls keep us update

the card got 3% rebate...how it work?

was referring to platinum...2% for spending above rm2550