you have a fee waiver with an annual spend of 30k. i.e. you need to spend 30k every year not just once and get the card for free. thats a difference and relevant because the 2x bonuspts are not worth much to me. i rather spend the money with my MBB for 5x treats pts and better MAS miles conversion rate (4500 vs. 6000).

see here for the product disclosure: http://www.alliancebank.com.my/VisaInfinite

"Lifetime Annual Fee Waiver
Enjoy annual fee waiver on your principal Alliance Bank Visa Infinite Credit Card with a minimum spend of RM30,000 per annum."

its a bit clearer in the T&C:

"Annual fee waiver conditions:
• Infinite: Waived upon minimum spend of RM30,000 in a year."

for PB customers that qualify for the infinite card you get it free for life without (!) an annual spending condition. the card's conditions are however not tied to having PB status for the whole time. they will remove PB from you after some years (they did for me after 5 yrs) but you can keep their special credit card. i have done this before with them and my wife still has the card after many yrs of not beeing PB customer anymore. they never cancelled nor imposed any further conditions to the cc.

i believe i read genx mentioning that he also has the infite from alliance bank without spending conditions. not sure if gen-x is still PB member though. you would have to ask him.

Hi guys. Just to check.

Possible to cancel you:nique CC after 2 months utilizing it ?

Any effect ?

Just got my cash back and so disappointed.

Spend RM3k only get RM50
Spend RM10k only get RM71

I dunno. To me seems not worth it huhu

Hi guys. Just to check.

Possible to cancel you:nique CC after 2 months utilizing it ?

Any effect ?

Just got my cash back and so disappointed.

Spend RM3k only get RM50
Spend RM10k only get RM71

I dunno. To me seems not worth it huhu

Alliance Bank You:nique credit card was one of the most talked about credit card here in this forum when it came out on the market a few years ago. In order to maximize on the cash bank, You:nique credit card holder should use it up to RM3,000 only per statement cycle.

Mind you the cash back offered by this card is still a lot better than most cards out there. For instance, Maybank VISA or MasterCard that give you 1 Treatpoint for every RM1 (local transaction) is equal to only 0.25% cash back in the form of shopping voucher. So you see, this is not a very bad card.

Unlimited complimentary access to KLIA Plaza Premium Lounge.

This one only for KLIA? How about KLIA2?

Use the priority pass to enter KLIA2 lounges

Cash back platinum card got priority pass?

i am using alliance bank platinum cc. Spend RM 5000 and get RM 68 cash back each month (1.3% cash back). But another card Younique card spend RM 3000 and get 1.66% rebate. I use platinum card as it offer PPL assess unlimited previously. But the privileged has been cancelled early this year. It seems like Younique card is better? Any expert can give your expert opinion?

i am using alliance bank platinum cc. Spend RM 5000 and get RM 68 cash back each month (1.3% cash back). But another card Younique card spend RM 3000 and get 1.66% rebate. I use platinum card as it offer PPL assess unlimited previously. But the privileged has been cancelled early this year. It seems like Younique card is better? Any expert can give your expert opinion?

i am using alliance bank platinum cc. Spend RM 5000 and get RM 68 cash back each month (1.3% cash back). But another card Younique card spend RM 3000 and get 1.66% rebate. I use platinum card as it offer PPL assess unlimited previously. But the privileged has been cancelled early this year. It seems like Younique card is better? Any expert can give your expert opinion?

To get unlimited PPL assess, you need to be alliance personal. What is that means? How much we need to out in FD?

so before i even try to apply, they have cut it down as expected.

https://www.alliancebank.com.my/ABMB/media/...ardBenefits.pdf

Need to spend 300k annually to get Unlimited access