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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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doremon
post May 7 2015, 03:09 PM

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http://www.alliancebank.com.my/Personal-Ba...rs#younique-tab

Now im confuse LOL
doremon
post May 13 2015, 12:53 PM

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Is their FPP interest consider among lowest ?
doremon
post May 13 2015, 06:46 PM

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QUOTE(forever_von @ May 13 2015, 06:10 PM)
this seems like a great card to apply for as it seems to give good cash back with my spending pattern of less then 3k per month. or is there any other card ?
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Unique Card 2,001-3,000 will get 3% cash back (Max RM90.00 if spend up till RM3k)

More then that 0.30%

Just curious on FPP part.

I assume Alliance has one of the lowest interest aka Handling Fee 6 months 2.5% and 12 months 5%

hmm.gif
doremon
post Jul 10 2015, 08:13 AM

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Hi guys. Just to check.

Possible to cancel you:nique CC after 2 months utilizing it ?

Any effect ?

Just got my cash back and so disappointed.

Spend RM3k only get RM50
Spend RM10k only get RM71

I dunno. To me seems not worth it huhu
doremon
post Jul 10 2015, 09:31 AM

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QUOTE(MilesAndMore @ Jul 10 2015, 09:00 AM)
Alliance Bank You:nique credit card was one of the most talked about credit card here in this forum when it came out on the market a few years ago. In order to maximize on the cash bank, You:nique credit card holder should use it up to RM3,000 only per statement cycle.

Mind you the cash back offered by this card is still a lot better than most cards out there. For instance, Maybank VISA or MasterCard that give you 1 Treatpoint for every RM1 (local transaction) is equal to only 0.25% cash back in the form of shopping voucher. So you see, this is not a very bad card.
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Thanks bro for the tips. Will look into it while Im enjoying my 0% interest for the next 3 months tongue.gif . Then will consider to keep or to cut it tongue.gif

This post has been edited by doremon: Jul 10 2015, 09:31 AM

 

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